East Moline, IL · Updated Oct 2026

What a East Moline home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a East Moline house

$7,860a year · $655 a month

Starts at $44,867 of value before exemptions. Typical use.

Property tax$3,866
9.947% of $44,867, less $6,000 owner occupied exemption, lowers the equalized assessed value by up to
Electricity and gas$1,509
693 kWh a month $828 · 74.87 therms $681
Water and sewer$2,337
9 units (CCF) a month on City of East Moline water: water $110, sewer $80, storm sewer (per eru) $5 a month
Trash$149
Residential garbage, $12 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical East Moline house costs about $7,900 a year: $3,870 property tax and charges, $2,340 water and sewer, $150 trash, $1,510 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Owner occupied exemption
This exemption lowers the taxable value of your property by up to $6,000.
How: Apply through your township assessor or the Rock Island County assessment office.
Seniors 65+: low-income assessment freeze
At least one owner must be 65 or older by December 31, 2026 and household income not greater than $75,000 in 2025.
How: The 2026 application deadline is July 1, 2026.
Disabled persons exemption
Under this program, $2,000 of the equalized assessed value of a home owned by a qualifying disabled person is exempt from property taxes.
How: See the Rock Island County property tax relief page.

Who serves this house

Water: City of East Moline water; Residential inside rates, monthly billing cycles, effective January 2026.
Property tax: 9.95% of value; 2025 tax year (payable 2026), tax code 07003
Garbage: City of East Moline; Garbage rate is $12.39 per month on the City utility rate sheet.
Sewer: City of East Moline; Rates are from the City of East Moline Utility Rates sheet effective January 2026.
Electricity: MidAmerican Energy; East Moline is in MidAmerican Energy's Illinois electric service area.
Gas: MidAmerican Energy; East Moline is in MidAmerican Energy's Illinois gas service area.

Pay or manage your bills

East Moline utility information ↗

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How these numbers are made

Property tax uses tax code 07003 (City of East Moline, East Moline School District 37, South Moline Township) for tax year 2025 payable 2026: total 9.9468 per $100 of equalized assessed value. Codes in Hampton Township or with the East Moline special service rate differ.
The starting value is one third of the Census median market value ($134,600 / 3) because Illinois taxes equalized assessed value at 33.33% of market value. The $6,000 owner occupied exemption comes off that value.
Water: $8.00 billing fee plus $11.32 per 100 cubic feet for the first 80 (water plant $7.87 plus usage $3.45), then the next tiers; sewer: $5.28 billing fee plus $8.34 per 100 cubic feet (sewer usage $4.24 plus sewer plant $4.10); storm sewer $4.50 per ERU, one ERU assumed; garbage $12.39 a month. East Moline publishes no typical household use; 9 ccf a month is an assumption. Recycling ($4.38), yard waste ($9.37) and extra garbage ($6.49) are separate rates not included.
Electricity uses MidAmerican Rate RS with the same riders as the Rock Island draft (4 summer and 8 winter months weighted) and the East Moline municipal tax addition of 0.6283 cents per kWh for the first 2,000 kWh. Gas is Rate RV1 plus the October 2026 supply charge, grossed up for the 5.15% East Moline municipal utility tax, the 0.10% state tax and 2.4 cents per therm gas revenue tax. Gas use is the Illinois residential average per customer from EIA. Gas fixed charge is Basic Service Charge $12.69 plus Meter Class 1 $2.83 less the $0.11 residential RV1 rider, grossed up for the 5.15% city and 0.10% state taxes: 16.22. The supply charge used is the tariff's Total Gas Supply Charge of $0.4206 per therm.
Not included: homeowners insurance (no official premium survey was found).
Nothing here is legal, tax or insurance advice.

Sources

How East Moline compares

A typical East Moline house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	East Moline	Median	Where it falls
Property tax rate	9.95%	8.23%	higher than 107 of the other 131 Illinois cities we cover
Water	$1,319	$872	higher than 118 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$1,018	$535	higher than 113 of the other 123 Illinois cities we cover
Trash	$149	$283	lower than 115 of the other 127 Illinois cities we cover
Electricity and gas	$1,509	$2,163	lower than 127 of the other 131 Illinois cities we cover
Total	$7,860	$11,701	lower than 122 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: East Moline's property tax rate is 9.95%, higher than 107 of the other 131 Illinois cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in East Moline is 9.95%, higher than 107 of the other 131 Illinois cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $1,319 a year at typical use, higher than 118 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $1,319 a year at typical use, higher than 118 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,018 a year, higher than 113 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,018 a year, higher than 113 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

4. Trash

The fact: Trash pickup here costs about $149 a year for the standard cart, lower than 115 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $149 a year for the standard cart, lower than 115 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

5. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,509 a year, lower than 127 of the other 131 Illinois cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,509 a year for a typical house, lower than 127 of the other 131 Illinois cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about East Moline house costs

What is the property tax rate in East Moline?

About 9.95% of the value before exemptions a year (2025 tax year (payable 2026), tax code 07003), plus flat charges on the same bill.

How much is property tax on a $500,000 house in East Moline?

About $49,137 a year on $500,000 of the value before exemptions with the owner occupied exemption, lowers the equalized assessed value by up to.

How much is the water bill in East Moline?

About $195 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of East Moline water.

How much does trash pickup cost in East Moline?

$12 a month for a house.

Can seniors lower their property tax or bills in East Moline?

Yes. Seniors 65+: low-income assessment freeze: At least one owner must be 65 or older by December 31, 2026 and household income not greater than $75,000 in 2025.

Where can I get help paying utility bills in East Moline?

Seniors 65+: low-income assessment freeze: At least one owner must be 65 or older by December 31, 2026 and household income not greater than $75,000 in 2025. The 2026 application deadline is July 1, 2026.

How much does a house in East Moline cost to run each year?

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