Downers Grove, IL · Updated Oct 2026

What a Downers Grove home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Downers Grove house

$11,654a year · $971 a month

Starts at $149,933 of value before exemptions. Typical use.

Property tax$8,041
5.665% of $149,933, less $8,000 general homestead exemption
Electricity and gas$1,895
609 kWh a month $1,313 · 31 therms $475 · Village electricity tax $107
Water and sewer$1,426
6 units (CCF) a month on Village of Downers Grove: water $61, sewer $37, stormwater utility fee (single-family, 2,501–4,000 sq ft impervious area) $20 a month
Trash$293
65 gallon cart, $24 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Downers Grove house costs about $11,700 a year: $8,040 property tax and charges, $1,430 water and sewer, $290 trash, $1,890 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 35 gallon cart cartUp to $65 a year
Your cart costs $24 a month; the smallest costs $19. Worth it if you rarely fill it.
How: Call your garbage hauler.
Seniors 65+: senior homestead exemption
The Senior Homestead Exemption provides for a maximum of an $8,000 reduction from the equalized assessed valuation.
How: Eligible senior taxpayers must complete an application and supply proof of age and property ownership.
General homestead exemption
Beginning 2023 payable 2024, the maximum deduction increases to $8,000 in assessed value.
How: In most cases, the Township Assessor will automatically grant the exemption on behalf of the taxpayer without requiring a formal application.
Seniors 65+: lower trash price
The 35 gallon cart is $10.00 at the senior price (65 and up, with verification) versus $19.00 standard price.
How: Send an email with required documentation to senior@republicservices.com or visit the Finance window at the Civic Center, 850 Curtiss Street, Downers Grove, IL.
Stormwater fee incentives
Rain gardens $750/property; rain barrels $25/barrel/property ($ 50 max).
How: See the Stormwater Credit and Incentive Manual.

Who serves this house

Water: Village of Downers Grove; Customers receive a utility bill from the Village every two months.
Property tax: 5.67% of value; 2025 tax year (payable 2026), DuPage County, tax code 9026
Garbage: Republic Services; Republic Services provides weekly collection of trash, recycling, and yard waste/organics for single-family homes in incorporated Downers Grove.
Sewer: Downers Grove Sanitary District; The District’s user charge consists of two components – a volume charge based on water consumption and a monthly service fee.
Electricity: ComEd; Village municipal tax on electricity: 6.0% (ComEd).
Gas: Nicor Gas; Village municipal tax on natural gas: $.015/therm (NICOR).

Pay or manage your bills

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How these numbers are made

Property tax uses DuPage County 2025 final rates for tax code 9026 (Downers Grove Township with Grade School District 58 and High School District 99; total 5.665 per $100 of equalized assessed value), taken as the largest part of the Village; codes 6123 and 8014 have similar totals. The Downers Grove Sanitary District levy is included in the tax parts.
The starting value is one third of the Census median market value ($449,800 / 3), because Illinois taxes equalized assessed value (about one third of market value). The $8,000 general homestead exemption comes off that value.
Water: Village rates effective July 1, 2026: $21.11 bi-monthly fixed charge for a 5/8" meter (halved to a month) and $8.41 per unit (one unit is about 748 gallons, treated as one CCF). Typical use of 6 CCF a month is derived from the Village's typical residential bi-monthly bill of $122.03. Stormwater is the single-family 1.00 ERU tier ($20.46 a month); other tiers are 0.75 ERU and 1.5 ERU.
Sewer is billed separately by the Downers Grove Sanitary District: $21.00 a month plus $2.7302 per 100 cubic feet. The District limits summer use to 150% of winter use; the calculator does not apply that limit.
Electricity is ComEd single-family without electric space heat: customer $15.26 + metering $3.81 + low income discount recovery $1.17 a month, and per kWh the delivery, tax, transmission and rider charges plus supply averaged over a year (4 summer months at $0.08099, 8 other months at $0.07841). The Purchased Electricity Adjustment and the franchise cost adjustment vary and are not included; the Village's 6.0% electricity tax is applied. Typical use of 609 kWh is ComEd's sample residential bill.
Gas is Nicor Rate 1: $21.30 a month plus 24.44 cents distribution, the October 2026 gas cost of 33 cents per therm, and the Village gas use tax of 1.5 cents per therm. Nicor riders are not included. Homeowners insurance is not included (no official premium survey found). Not included: special service areas.
Nothing here is legal, tax or insurance advice.

Sources

How Downers Grove compares

A typical Downers Grove house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Downers Grove	Median	Where it falls
Property tax rate	5.67%	8.23%	lower than 128 of the other 131 Illinois cities we cover
Water	$732	$872	lower than 93 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$694	$535	higher than 82 of the other 123 Illinois cities we cover
Trash	$293	$283	higher than 70 of the other 127 Illinois cities we cover
Electricity and gas	$1,895	$2,163	lower than 101 of the other 131 Illinois cities we cover
Total	$11,654	$11,701	lower than 67 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Downers Grove's property tax rate is 5.67%, lower than 128 of the other 131 Illinois cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Downers Grove is 5.67%, lower than 128 of the other 131 Illinois cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,895 a year, lower than 101 of the other 131 Illinois cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,895 a year for a typical house, lower than 101 of the other 131 Illinois cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Downers Grove house costs

What is the property tax rate in Downers Grove?

About 5.67% of the value before exemptions a year (2025 tax year (payable 2026), DuPage County, tax code 9026), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Downers Grove?

About $27,872 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Downers Grove?

About $119 a month for water and sewer at typical use (6 units, or 4,488 gallons a month) on Village of Downers Grove.

How much does trash pickup cost in Downers Grove?

$19 to $32 a month, depending on the trash cart size (35 gallon cart, 65 gallon cart, 95 gallon cart).

Can seniors lower their property tax or bills in Downers Grove?

Yes. Seniors 65+: senior homestead exemption: The Senior Homestead Exemption provides for a maximum of an $8,000 reduction from the equalized assessed valuation.

How much does a house in Downers Grove cost to run each year?

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