Lake Villa, IL · Updated Oct 2026

What a Lake Villa home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Lake Villa house

$13,472a year · $1,123 a month

Starts at $117,233 of value before exemptions. Typical use.

Property tax$9,114
8.343% of $117,233, less $8,000 general homestead exemption
Electricity and gas$2,163
583 kWh a month $1,391 · 74.87 therms $772
Water and sewer$1,849
7,000 gallons a month on Village of Lake Villa: water $75, sewer $78, nwrwrf capital/phosphorus surcharge $1, swalco solid waste charge $0 a month
Trash$346
65-gallon container, $29 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Lake Villa house costs about $13,500 a year: $9,110 property tax and charges, $1,850 water and sewer, $350 trash, $2,160 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Owner-occupied: general homestead exemption
Lowers the equalized assessed value of the property by $8,000.
How: Apply through the Lake County Chief County Assessment Office.

Money dates

15th of every even monthWater and sewer bill due; a 10% late charge applies to unpaid current charges after the due date.

Who serves this house

Water: Village of Lake Villa; Water service: $11.13 per thousand gallons with a minimum usage of 3,000 gallons per month (bills issued after 05/1/2026).
Property tax: 8.34% of value; 2025 tax year (payable 2026), Lake County
Garbage: Lakeshore Recycling Systems (LRS); Weekly collection of trash and recycling for residential properties in the Village.
Electricity: ComEd; Electric Company: ComEd.
Gas: Nicor Gas; Gas Company: Nicor Gas.

Pay or manage your bills

Your water

Source: Lake Michigan is the sole water source for CLCJAWA.
Violations: In 2025, no violations occurred and all regulated contaminants were within allowable limits.

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How these numbers are made

Property tax uses Lake County 2025 rates (percent per $100 of equalized assessed value) for Lake Villa School District 41, Grant High School District 124, the Village, Lake Villa Township Fire Protection District, library district, township, road and bridge, Lake County, Forest Preserve and College of Lake County. Homes in other school or fire districts differ.
The starting value is one third of the Census-based $351,700 median property value ($117,233; a market-based estimate, not an assessor median), minus the $8,000 homeowner exemption.
Water is $11.13 and sewer $11.53 per thousand gallons (bills after May 1, 2026); the sewer minimum of 1,500 gallons a month is modelled as a fixed charge covering those gallons; the 3,000-gallon water minimum is not modelled because typical use is above it. The $2.84 bimonthly NWRWRF surcharge is halved to a monthly fee.
Garbage is the bimonthly refuse, recycling and leaf-vacuuming rate on the village utility bill halved to monthly; optional yard waste service is not included. The village page gives no effective date for these bimonthly rates, so none is claimed. A $0.11 per month per dwelling Solid Waste Agency of Lake County (SWALCO) charge is added as a utility fee.
Electricity is ComEd delivery plus the October 2026-May 2027 price to compare; gas is Nicor Gas Rate 1 distribution 24.44 cents plus the October 2026 gas supply cost of 33 cents per therm, excluding riders. Homeowners insurance is not included.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Lake Villa house costs

What is the property tax rate in Lake Villa?

About 8.34% of the value before exemptions a year (2025 tax year (payable 2026), Lake County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Lake Villa?

About $41,049 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Lake Villa?

About $154 a month for water and sewer at typical use (7,000 gallons a month) on Village of Lake Villa.

How much does trash pickup cost in Lake Villa?

$29 to $30 a month, depending on the trash cart size (95-gallon container, 65-gallon container).

How much does a house in Lake Villa cost to run each year?

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