Wauconda, IL · Updated Oct 2026

What a Wauconda home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Wauconda house

$11,846a year · $987 a month

Starts at $92,867 of value before exemptions. Typical use.

Property tax$7,233
8.523% of $92,867, less $8,000 general homestead exemption
Electricity and gas$2,264
583 kWh a month $1,435 · 74.87 therms $829
Water and sewer$1,984
7,000 gallons a month on Village of Wauconda: water $82, sewer $83 a month
Trash$365
Unlimited Service (95-gallon cart; recycling, yard waste and leaf vacuuming included), $30 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Wauconda house costs about $11,800 a year: $7,230 property tax and charges, $1,980 water and sewer, $360 trash, $2,260 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the limited service (35-gallon cart; recycling, yard waste and leaf vacuuming included) cartUp to $16 a year
Your cart costs $30 a month; the smallest costs $29. Worth it if you rarely fill it.
How: Call your garbage hauler.
Owner-occupied: general homestead exemption
Lowers the equalized assessed value of the property by $8,000.
How: Apply through the Chief County Assessment Office's Smartfile E-Filing Portal.
Seniors 65+: water and sewer discount
Seniors 65+ who are head of household get 10% off the monthly minimum water/sewer charge ($49.12, covers up to 2,000 gallons). Usage above that is billed at full rates.
How: Visit Village Hall with proof of age to sign up.
Seniors 65+: lower garbage fee
The LRS contract schedule lists a Senior Citizen Discount of 10% (65 years of age and older).
How: Ask Lakeshore Recycling Systems (LRS) for the Senior Citizen Discount.

Adjust to match your bills

What you knowTrash cartContract Year 2 rates (from September 1, 2026); rates rise each September 1.

Value before exemptionsYour tax code may differ by school district, library, park or fire district; some parcels also pay Wauconda SSA #1.

I live here and have the General homestead exemption

Home insurance, a yearFrom your policy's declarations page.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your ComEd bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

September 1 each yearOn September 1 of each year, the garbage service charges will increase.
20 days after billingWater and sewer payment must be received before 4:30 p.m. 20 days after the billing date; a 10% penalty is added to current charges on the 21st day.
QuarterlyLRS sends garbage invoices in advance on a quarterly basis; payments are due 30 days from the date of the invoice.

Who serves this house

Water: Village of Wauconda; Water service only, per 1,000 gallons, rates effective July 1, 2026, accounts within Village corporate limits.
Property tax: 8.52% of value; 2025 tax year (payable 2026), Lake County, Wauconda predominant tax code M51WAC rate 8.523116 per $100
Garbage: Lakeshore Recycling Systems; Weekly garbage service for single family residential areas is provided by the Village’s contracted waste hauler, Lakeshore Recycling Systems (LRS).
Electricity: ComEd; Wauconda is on ComEd's municipal tax schedule.
Gas: Nicor Gas; Nicor Gas service area includes Wauconda.

Pay or manage your bills

Your water

Source: Lake Michigan is the sole water source for CLCJAWA.
2025 report: In 2025, no violations occurred and all regulated contaminants were within allowable limits.

Other IL cities

Naperville home costs Downers Grove home costs Arlington Heights home costs Elmhurst home costs Glenview home costs Lombard home costs Chicago home costs Buffalo Grove home costs Evanston home costs Bartlett home costs Hoffman Estates home costs DeKalb home costs Oak Lawn home costs Normal home costs Carol Stream home costs Streamwood home costs Oswego home costs Park Ridge home costs Palatine home costs Schaumburg home costs Carpentersville home costs Wheeling home costs Hanover Park home costs Skokie home costs Northbrook home costs Rock Island home costs Woodridge home costs Mundelein home costs Elk Grove Village home costs Highland Park home costs Gurnee home costs Algonquin home costs Glen Ellyn home costs Huntley home costs New Lenox home costs Round Lake Beach home costs Batavia home costs Edwardsville home costs Woodstock home costs Yorkville home costs South Elgin home costs Morton Grove home costs Zion home costs Rolling Meadows home costs Lisle home costs Roselle home costs Bloomingdale home costs East Peoria home costs Villa Park home costs Montgomery home costs Blue Island home costs Geneva home costs Frankfort home costs East Moline home costs Libertyville home costs Lake Zurich home costs Crest Hill home costs North Aurora home costs Lake Forest home costs Deerfield home costs Sycamore home costs Round Lake home costs Shorewood home costs Bensenville home costs Lemont home costs Bourbonnais home costs Franklin Park home costs Cary home costs Palos Hills home costs Mattoon home costs Washington home costs Norridge home costs Swansea home costs Channahon home costs Lindenhurst home costs Beach Park home costs Mt. Vernon home costs Hickory Hills home costs Chicago Ridge home costs Glen Carbon home costs La Grange Park home costs Western Springs home costs Lincolnwood home costs Plano home costs Minooka home costs Winnetka home costs Palos Heights home costs Justice home costs Kewanee home costs Troy home costs River Forest home costs Schiller Park home costs Pingree Grove home costs Burr Ridge home costs Fox Lake home costs Columbia home costs Manhattan home costs Barrington home costs Summit home costs Crestwood home costs River Grove home costs Lyons home costs Wood River home costs Winfield home costs Highland home costs Aurora home costs Des Plaines home costs Orland Park home costs Tinley Park home costs Oak Park home costs Moline home costs Romeoville home costs St. Charles home costs Glendale Heights home costs Wilmette home costs West Chicago home costs Belvidere home costs Carbondale home costs Grayslake home costs Darien home costs Evergreen Park home costs Alsip home costs Godfrey home costs Westchester home costs Prospect Heights home costs La Grange home costs Warrenville home costs Macomb home costs Sterling home costs Centralia home costs Pontiac home costs Hawthorn Woods home costs Itasca home costs Manteno home costs Willowbrook home costs Bethalto home costs Gilberts home costs Riverside home costs Hampshire home costs Lake Villa home costs Glencoe home costs Rock Falls home costs Oak Brook home costs Lincolnshire home costs Hillside home costs Greenville home costs Mendota home costs Mt. Zion home costs Carterville home costs Coal City home costs Lake Bluff home costs Posen home costs Wonder Lake home costs Poplar Grove home costs Berkeley home costs Flossmoor home costs Sugar Grove home costs Harwood Heights home costs Jerseyville home costs West Dundee home costs Countryside home costs Hillsboro home costs Carlinville home costs Volo home costs Harvard home costs

How these numbers are made

Property tax uses Lake County 2025 rates (percent per $100 of equalized assessed value) for Wauconda's predominant tax code M51WAC (5,388 parcels, 8.523116): village, Wauconda CUSD 118, Wauconda Fire Protection District, Wauconda Area Public Library District, Wauconda Park District, Lake County, Forest Preserve, College of Lake County, Wauconda Township and Wauconda Township Road and Bridge. These sum to 8.523116. Parcels in other school, library or park districts, or in Wauconda SSA #1, pay different amounts.
The starting value is one third of the Census-based $278,600 median property value ($92,867), minus the $8,000 homeowner exemption.
Water and sewer use the village's July 1, 2026 rates per 1,000 gallons ($12.24 water, $12.32 sewer). The village's combined minimum charge ($49.12, covering up to 2,000 gallons) is not applied.
Garbage uses the LRS contract's Year 2 Unlimited Service rate ($30.41 a month from September 1, 2026), billed quarterly by LRS.
Electricity is ComEd delivery rates plus the October 2026-May 2027 price to compare, with the Wauconda municipal tax and state tax; gas is Nicor Rate 1 plus its riders and the October 2026 supply cost, then the Wauconda 2.58% municipal tax. Homeowners insurance is not included (no official premium survey found).
Nothing here is legal, tax or insurance advice.

Sources

How Wauconda compares

A typical Wauconda house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Wauconda	Median	Where it falls
Property tax rate	8.52%	8.23%	higher than 75 of the other 131 Illinois cities we cover
Water	$989	$872	higher than 86 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$995	$535	higher than 112 of the other 123 Illinois cities we cover
Trash	$365	$283	higher than 110 of the other 127 Illinois cities we cover
Electricity and gas	$2,264	$2,163	higher than 89 of the other 131 Illinois cities we cover
Total	$11,846	$11,701	higher than 70 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $995 a year, higher than 112 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $995 a year, higher than 112 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Trash

The fact: Trash pickup here costs about $365 a year for the standard cart, higher than 110 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $365 a year for the standard cart, higher than 110 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Wauconda house costs

What is the property tax rate in Wauconda?

About 8.52% of the value before exemptions a year (2025 tax year (payable 2026), Lake County, Wauconda predominant tax code M51WAC rate 8.523116 per $100), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Wauconda?

About $41,934 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Wauconda?

About $165 a month for water and sewer at typical use (7,000 gallons a month) on Village of Wauconda.

How much does trash pickup cost in Wauconda?

$29 to $30 a month, depending on the trash cart size (Unlimited Service (95-gallon cart; recycling, yard waste and leaf vacuuming included), Limited Service (65-gallon cart; recycling, yard waste and leaf vacuuming included), Limited Service (35-gallon cart; recycling, yard waste and leaf vacuuming included)).

Can seniors lower their property tax or bills in Wauconda?

Yes. Seniors 65+: water and sewer discount: Seniors 65+ who are head of household get 10% off the monthly minimum water/sewer charge ($49.12, covers up to 2,000 gallons). Usage above that is billed at full rates.

How much does a house in Wauconda cost to run each year?

All Illinois cities All cities