What a Carpentersville home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $78,026 of value before exemptions. Typical use.
- Property tax$5,165
7.375% of $78,026, less $8,000 general homestead exemption
- Electricity and gas$2,230
583 kWh a month $1,414 · 74.87 therms $772 · ComEd franchise cost surcharge (Rider FCA) $44
- Water and sewer$1,012
7,000 gallons a month on Village of Carpentersville: water $43, sewer $41 a month
- TrashIncluded
Weekly trash collection is listed among services paid from the property tax bill.
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A typical Carpentersville house costs about $8,400 a year: $5,160 property tax and charges, $1,010 water and sewer, $2,230 electricity and gas; trash is paid through property tax, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors and disabled: water discount
The Senior/Disabled discount allows up to 4,000 gallons of water for $7.50 per bill.
How: See the village rate schedules page.
Seniors: Senior Citizen Homestead Exemption
Kane County lists a Senior Citizen Homestead Exemption and a Low-Income Senior Citizen Assessment Freeze.
How: See the Kane County Assessment Office exemptions page.
Who serves this house
- Water
- Village of Carpentersville
- The water rate is $6.00 per 1,000 gallons.
- Property tax
- 7.38% of value
- 2025 tax year payable 2026, Kane County (tax code DU012)
- Garbage
- Groot
- Groot provides each residential customer, serviced at the curb, with a green refuse cart.
- Sewer
- Village of Carpentersville
- The sewer rate is $5.74 per 1,000 gallons.
- Electricity
- ComEd
- ComEd lists Carpentersville in its franchise cost percentages.
- Gas
- Nicor Gas
- Nicor Gas lists Carpentersville in Kane County in its municipality territory list.
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How these numbers are made
- Property tax uses Kane County's 2025 tax code DU012 (Carpentersville village, Dundee School District 300, Elgin Community College 509, Dundee Township park district and Fox River Valley library; total 7.375206 per $100 of equalized assessed value). Some codes add SSA 1 or SSA 2 or a fire district.
- The starting value is the Data USA median property value ($234,100) times the 33.33% statutory level of assessment; the $8,000 general homestead exemption comes off it.
- Water is the village's $6.00 per 1,000 gallons and sewer $5.74 per 1,000 gallons, billed bimonthly. The $5.34 bimonthly availability charge for water and for sewer is halved to a monthly amount.
- Electricity and gas use the same ComEd and Nicor Gas 2026 rates as other northern Illinois villages (see Bartlett), with the ComEd franchise cost percentage for Carpentersville (June 2026 to May 2027).
- No official garbage charge is published; garbage is shown as paid through the village's property tax levy per the village FAQ.
- Nothing here is legal, tax or insurance advice.
How Carpentersville compares
A typical Carpentersville house against the 132 Illinois cities we cover, using the same default numbers as the total above.
| Per year | Carpentersville | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 7.38% | 8.23% | lower than 97 of the other 131 Illinois cities we cover |
| Water | $517 | $872 | lower than 120 of the other 131 Illinois cities we cover |
| Sewer and utility-bill fees | $496 | $535 | lower than 67 of the other 123 Illinois cities we cover |
| Electricity and gas | $2,230 | $2,163 | higher than 77 of the other 131 Illinois cities we cover |
| Total | $8,407 | $11,701 | lower than 116 of the other 131 Illinois cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Water
The fact: Water here costs about $517 a year at typical use, lower than 120 of the other 131 Illinois cities we cover.
Ask: "Water here costs about $517 a year at typical use, lower than 120 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"
Common questions about Carpentersville house costs
What is the property tax rate in Carpentersville?
About 7.38% of the value before exemptions a year (2025 tax year payable 2026, Kane County (tax code DU012)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Carpentersville?
About $36,286 a year on $500,000 of the value before exemptions with the general homestead exemption.
How much is the water bill in Carpentersville?
About $84 a month for water and sewer at typical use (7,000 gallons a month) on Village of Carpentersville.
How much does trash pickup cost in Carpentersville?
Weekly trash collection is listed among services paid from the property tax bill.
Can seniors lower their property tax or bills in Carpentersville?
Yes. Seniors and disabled: water discount: The Senior/Disabled discount allows up to 4,000 gallons of water for $7.50 per bill.
Where can I get help paying utility bills in Carpentersville?
Seniors: Senior Citizen Homestead Exemption: Kane County lists a Senior Citizen Homestead Exemption and a Low-Income Senior Citizen Assessment Freeze. See the Kane County Assessment Office exemptions page.
How much does a house in Carpentersville cost to run each year?
A typical Carpentersville house costs about $8,400 a year: $5,160 property tax and charges, $1,010 water and sewer, $2,230 electricity and gas; trash is paid through property tax, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.