Minooka, IL · Updated Oct 2026

What a Minooka home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Minooka house

$12,811a year · $1,068 a month

Starts at $105,200 of value before exemptions. Typical use.

A typical Minooka house costs about $12,800 a year: $7,600 property tax and charges, $1,560 water and sewer, $350 trash, $1,960 electricity and gas, $1,340 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: assessment freeze, household income up to $75,000 for 2026
Have a maximum gross household income of $65,000 for 2025, $75,000 for 2026, $77,000 in 2027, or $79,000 for 2028.
How: Get the application at the Assessor's office; it must be renewed annually.
Seniors: $2.00 a month off garbage
The Village of Minooka offers a Senior Discount on the garbage rate of $2.00/month.
How: The Village lists it on its garbage page.

Money dates

Utility bills: 15 days to pay, then a 10% penaltyThe bills are sent on the first day of the month and the customer has 15 days to pay bill before a penalty of 10% is rendered.

Who serves this house

Water: Village of Minooka; Water Monthly Charges $9.00 / 1,000 gals.
Property tax: 7.66% of value; 2025 tax year (bills paid 2026), Grundy County tax code 01002
Garbage: Homewood Disposal Services; The Village of Minooka is partnered with Homewood Disposal Services to provide garbage, recycling, and yard waste services.
Sewer: Village of Minooka; Sewer Monthly Charges $6.62 / 1,000 gals (based on water usage).
Electricity: ComEd; The Village's new-residents page lists ComEd for electricity.
Gas: Nicor Gas; The Village's new-residents page lists Nicor for natural gas.

Pay or manage your bills

Your water

Source: Our Village uses groundwater provided by five wells.
Softening: The Village has two Cation water treatment facilities which soften the water to 4 grains per gallon.
PFAS: PFAS were detected in the Village's drinking water below the health advisory level established by Illinois EPA.
Violations: The Village of Minooka did not have any violations for 2025.

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How these numbers are made

Property tax uses Grundy County's 2025 rates for tax code 01002 (Aux Sable Township, inside the Village), 7.6588 per $100 of assessed value; codes 01080 and 01102 carry the same total. Parts of Minooka in Will and Kendall counties pay different school, fire and county rates and are not modeled.
The starting value is the DataUSA 2024 median property value divided by 3 (Illinois assesses at 33 1/3%); the $6,000 owner-occupied exemption comes off it.
Water is $9.00 per 1,000 gallons plus a $25 monthly fee, and sewer is $6.62 per 1,000 gallons of water used, from the Village page. The Village does not publish a typical household use, so the page default applies.
Garbage is the Village's $29.47 monthly tote price on the utility bill. Electricity is ComEd, an all-in rate (January 2026 delivery sheet plus October 2026 supply and riders). Gas is Nicor Rate 1 with the Village's 5% municipal gas utility tax (Village Code 3-17-3) added to both the monthly charge and the per-therm rate. The Village Code also has a Chapter 10 municipal electric use tax whose rate could not be retrieved; it is not added, since that tax is understood to fall on electricity bought from suppliers other than the utility. Insurance is the Illinois state average, not Minooka specific.
Nothing here is legal, tax or insurance advice.

Sources

How Minooka compares

A typical Minooka house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Minooka	Median	Where it falls
Property tax rate	7.66%	8.23%	lower than 82 of the other 131 Illinois cities we cover
Water	$1,027	$872	higher than 90 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$535	$535	higher than 62 of the other 123 Illinois cities we cover
Trash	$354	$283	higher than 106 of the other 127 Illinois cities we cover
Electricity and gas	$1,955	$2,163	lower than 89 of the other 131 Illinois cities we cover
Home insurance	$1,343	$1,343	in the middle of 8 other Illinois cities we cover
Total	$12,811	$11,701	higher than 86 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $354 a year for the standard cart, higher than 106 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $354 a year for the standard cart, higher than 106 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Minooka house costs

What is the property tax rate in Minooka?

About 7.66% of the value before exemptions a year (2025 tax year (bills paid 2026), Grundy County tax code 01002), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Minooka?

About $37,834 a year on $500,000 of the value before exemptions with the owner occupied general exemption.

How much is the water bill in Minooka?

About $130 a month for water and sewer at typical use (7,000 gallons a month) on Village of Minooka.

How much does trash pickup cost in Minooka?

$29 a month for a house.

Can seniors lower their property tax or bills in Minooka?

Yes. Seniors 65+: assessment freeze, household income up to $75,000 for 2026: Have a maximum gross household income of $65,000 for 2025, $75,000 for 2026, $77,000 in 2027, or $79,000 for 2028.

How much does a house in Minooka cost to run each year?

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