What a Greenville home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $40,667 of value before exemptions. Typical use.
- Property tax$2,999
8.651% of $40,667, less $6,000 general homestead exemption
- Electricity and gas$3,013
853.4 kWh a month $1,868 · 74.87 therms $1,145
- Water and sewer$1,446
7,000 gallons a month on City of Greenville Water: water $68, sewer $53 a month
- Trash$220
Regular residential trash (monthly rate, effective July 1, 2026), $18 a month
- Home insurance$1,343
Typical premium $1,343
A typical Greenville house costs about $9,000 a year: $3,000 property tax and charges, $1,450 water and sewer, $220 trash, $3,010 electricity and gas, $1,340 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+: senior homestead exemption
Reduces the EAV by an additional $5,000 (for most counties) for homeowners 65 or older who own and occupy their home.
Seniors 65+ with household income of $65,000 or less: assessment freeze
The low-income senior citizens assessment freeze homestead exemption freezes the EAV at a base year value for eligible seniors.
Who serves this house
- Water
- City of Greenville Water
- Inside-city rates effective May 1, 2026: first 2,000 gallons $23.25, then per 1,000 gallons.
- Property tax
- 8.65% of value
- 2025 tax year (payable 2026), Bond County
- Garbage
- City's contracted hauler (LRS)
- Trash pickup is mandatory within the city limits and may be picked up only by the City's contracted hauler.
- Electricity
- Ameren Illinois / City aggregation
- The City's electric aggregation supply rate is $0.11974/kWh from December 1, 2025 through May 31, 2027.
Other IL cities
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How these numbers are made
- Property tax uses the 2025 rates the Bond County Clerk extended for a Greenville in-city home (Unit 2 schools, city, county, Kaskaskia College and the other overlapping districts), 8.65131 per $100 of EAV in total. Parks, fire, library, airport and ambulance districts are included; a home outside some of those districts pays less.
- Starting value is one third of the $122,000 Census-based median property value; the $6,000 general homestead exemption comes off it.
- Water and sewer use the City's inside rates effective May 1, 2026; the first 2,000 gallons are covered by the base charge. Trash is the regular residential rate from July 1, 2026.
- Electric adds the City aggregation supply rate (11.974 cents per kWh) to Ameren Illinois delivery and riders; gas is Ameren GDS-1 plus the October 2026 supply price.
- Nothing here is legal, tax or insurance advice.
- www.greenvilleillinois.com
- www.greenvilleillinois.com
- www.greenvilleillinois.com
- tax.illinois.gov
- datausa.io
- bondcountyil.gov
- bondcountyil.gov
- www.citizensutilityboard.org
- www.greenvilleillinois.com
- plugin.illinois.gov
- www.icc.illinois.gov
- www.eia.gov
- www.ameren.com
- www.ameren.com
- www.citizensutilityboard.org
- www.eia.gov
- www.eia.gov
- www.eia.gov
- www.iii.org
- bondcountyil.gov
- bondcountyil.gov
- bondcountyil.gov
- bondcountyil.gov
- bondcountyil.gov
Common questions about Greenville house costs
What is the property tax rate in Greenville?
About 8.65% of the value before exemptions a year (2025 tax year (payable 2026), Bond County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Greenville?
About $42,737 a year on $500,000 of the value before exemptions with the general homestead exemption.
How much is the water bill in Greenville?
About $121 a month for water and sewer at typical use (7,000 gallons a month) on City of Greenville Water.
How much does trash pickup cost in Greenville?
$18 a month for a house.
Can seniors lower their property tax or bills in Greenville?
Yes. Seniors 65+: senior homestead exemption: Reduces the EAV by an additional $5,000 (for most counties) for homeowners 65 or older who own and occupy their home.
Where can I get help paying utility bills in Greenville?
Seniors 65+ with household income of $65,000 or less: assessment freeze: The low-income senior citizens assessment freeze homestead exemption freezes the EAV at a base year value for eligible seniors.
How much does a house in Greenville cost to run each year?
A typical Greenville house costs about $9,000 a year: $3,000 property tax and charges, $1,450 water and sewer, $220 trash, $3,010 electricity and gas, $1,340 home insurance. Estimated from public rates, not anyone's actual bill.