Hanover Park, IL · Updated Oct 2026

What a Hanover Park home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Hanover Park house

$11,567a year · $964 a month

Starts at $94,536 of value before exemptions. Typical use.

Property tax$7,608
9.000% of $94,536, less $10,000 homeowner exemption
Electricity and gas$2,254
583 kWh a month $1,456 · 74.87 therms $799
Water and sewer$1,402
7,000 gallons a month on Village of Hanover Park: water $100, sewer $17 a month
Trash$302
Single family curbside refuse, $25 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Hanover Park house costs about $11,600 a year: $7,610 property tax and charges, $1,400 water and sewer, $300 trash, $2,250 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors over 65 with income up to $65,000: Senior Freeze
Senior homeowners over 65 with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible for the Senior Freeze exemption.
How: Apply with the Cook County Assessor.
Homeowner Exemption
The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a property by $10,000.
How: See the Cook County Assessor page for this exemption.
Age 65+, Benefit Access Program or low income (1-inch meter or smaller): discounted Infrastructure Service Charge
Discounted Infrastructure Service Charge is only available for users with a 1-inch meter size or less who meet one of the below qualifications: Residents age 65 or older; or Residents enrolled in the Illinois Benefit Access Program; or Residents who qualify as low income.
How: See the Village's Water & Sewer Rates page for how to apply.

Adjust to match your bills

What you know

Value before exemptionsHanover Park is in Cook and DuPage counties; this page uses Cook tax code 18027 (Hanover Township, School District U-46, Hanover Park Park District, Poplar Creek library) at 9.0002 per $100. Other Cook codes have Schaumburg-area schools (District 54 and 211), Bartlett Fire Protection District or village special service areas and carry different rates; DuPage parcels are taxed by DuPage County rates, not shown here.

I live here and have the Homeowner Exemption

Home insurance, a yearFrom your policy's declarations page.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your ComEd bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

March 21 each yearThe notice that a low-income resident still meets the guidelines must be sent to the Water Billing Department on or before March 21st of each year to be effective April 1st.
21st of each monthWater bills are issued on the 1st day of the month, with payment due on the 21st day of the month; a 10% late charge is added if payment is not received by the due date.

Who serves this house

Water: Village of Hanover Park; Water is $11.15 per 1,000 gallons and the Cook County sewer rate is $2.47 for each 1,000 gallons of water used; the monthly Infrastructure Service Charge is based on meter size (3/4 inch and less shown).
Property tax: 9.00% of value; 2025 tax year, Cook County tax code 18027
Garbage: Groot Industries; Groot Industries performance or general service concerns: call the Village at 630-823-5700 or Groot Industries at 866-782-5161.
Gas: Nicor Gas; Nicor lists Hanover Park (Cook/DuPage) in its territory.

Pay or manage your bills

Your water

Source: The City of Chicago provides treatment for the Village’s Lake Michigan supply of water.

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How these numbers are made

Property tax uses Cook County's 2025 final rates for tax code 18027 (Hanover Township, Village of Hanover Park, School District U-46, Elgin Community College 509, Hanover Park Park District, Poplar Creek Public Library District, MWRD; total 9.0002 per $100 of equalized assessed value). Hanover Park has other Cook codes with Schaumburg-area schools, Bartlett Fire Protection District, special service areas or TIFs, and a DuPage County part; code 18027 was used because the same 9.0002 rate is shared by four Hanover Park codes (18027, 18115, 18142, 18143's base).
The starting value is the Assessor's $312,000 Hanover Township median single-family estimate x 10% x the 3.0300 state factor = $94,536, minus the $10,000 homeowner exemption.
Water is $11.15 per 1,000 gallons plus $2.47 per 1,000 gallons for Cook County sewer (combined as $13.62) plus the $25.17 monthly Infrastructure Service Charge for 3/4-inch meters; MWRD sewer tax is in the tax rates. DuPage homes pay $6.64 instead. No separate village stormwater fee was found.
Garbage is the $25.18 monthly single-family rate for July 2026 to June 2027; yard waste carts ($36.07 a month) and extra carts are extra. Electricity is ComEd's delivery charges plus the October 2026 price to compare, the state tax addition, and the Hanover Park franchise cost addition of 2.926%. Gas is Nicor Rate 1 plus the October 2026 supply cost and Hanover Park's 3.00 cents per therm gas use tax; Hanover Park is not listed with a municipal gross receipts tax.
Riders are not included. Typical use is EIA's Illinois average. Not included: homeowners insurance.
Nothing here is legal, tax or insurance advice.

Sources

How Hanover Park compares

A typical Hanover Park house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Hanover Park	Median	Where it falls
Property tax rate	9.00%	8.23%	higher than 88 of the other 131 Illinois cities we cover
Water	$1,402	$872	higher than 120 of the other 131 Illinois cities we cover
Trash	$302	$283	higher than 75 of the other 127 Illinois cities we cover
Electricity and gas	$2,254	$2,163	higher than 86 of the other 131 Illinois cities we cover
Total	$11,567	$11,701	lower than 69 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $1,402 a year at typical use, higher than 120 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $1,402 a year at typical use, higher than 120 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

Common questions about Hanover Park house costs

What is the property tax rate in Hanover Park?

About 9.00% of the value before exemptions a year (2025 tax year, Cook County tax code 18027), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Hanover Park?

About $44,101 a year on $500,000 of the value before exemptions with the homeowner exemption.

How much is the water bill in Hanover Park?

About $117 a month for water and sewer at typical use (7,000 gallons a month) on Village of Hanover Park.

How much does trash pickup cost in Hanover Park?

$25 a month for a house.

Can seniors lower their property tax or bills in Hanover Park?

Yes. Seniors over 65 with income up to $65,000: Senior Freeze: Senior homeowners over 65 with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible for the Senior Freeze exemption.

How much does a house in Hanover Park cost to run each year?

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