Carol Stream, IL · Updated Oct 2026

What a Carol Stream home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Carol Stream house

$11,650a year · $971 a month

Starts at $111,667 of value before exemptions. Typical use.

Property tax$8,580
8.276% of $111,667, less $8,000 general homestead exemption
Electricity and gas$1,859
609 kWh a month $1,380 · 31 therms $479
Water and sewer$916
6.68 units (CCF) a month on Village of Carol Stream: water $50, sewer $27 a month
Trash$295
95-gallon cart, weekly, $25 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Carol Stream house costs about $11,700 a year: $8,580 property tax and charges, $920 water and sewer, $290 trash, $1,860 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: senior homestead exemption
The Senior Homestead Exemption provides for a maximum of an $8,000 reduction from the equalized assessed valuation.
How: Eligible senior taxpayers must complete an application and supply proof of age and property ownership.
General homestead exemption
Beginning 2023 payable 2024, the maximum deduction increases to $8,000 in assessed value.
How: In most cases, the Township Assessor will automatically grant the exemption on behalf of the taxpayer without requiring a formal application.
Seniors 65+: discounted refuse rate
Senior Service (65+) refuse is $15.99 per month, against $24.58 for single-family refuse.
How: Seniors can request an application by calling Flood Brothers at 630-261-0400.

Who serves this house

Water: Village of Carol Stream; Water is $9.92 per 1,000 gallons; there are no monthly minimum charges or base fees.
Property tax: 8.28% of value; 2025 tax year (payable 2026), DuPage County, tax code 1034
Garbage: Flood Brothers Disposal & Recycling; Carol Stream residents are served by Flood Brothers Disposal & Recycling Systems Co.
Sewer: Village of Carol Stream; Sewer charges are assessed at a rate per 1,000 gallons of water consumed.
Electricity: ComEd; Rates for single-family homes without electric space heat, effective with the January 2026 billing period.
Gas: Nicor Gas; Rate 1 Residential Service.
Schools: Carol Stream Elementary District 93 and Glenbard High School District 87; Tax code 1034 includes Grade School District 93 and High School District 87.

Pay or manage your bills

Other IL cities

Naperville home costs Downers Grove home costs Arlington Heights home costs Elmhurst home costs Glenview home costs Lombard home costs Chicago home costs Buffalo Grove home costs Evanston home costs Bartlett home costs Hoffman Estates home costs DeKalb home costs Oak Lawn home costs Normal home costs Streamwood home costs Oswego home costs Park Ridge home costs Palatine home costs Schaumburg home costs Carpentersville home costs Wheeling home costs Hanover Park home costs Skokie home costs Northbrook home costs Rock Island home costs Woodridge home costs Mundelein home costs Elk Grove Village home costs Highland Park home costs Gurnee home costs Algonquin home costs Glen Ellyn home costs Huntley home costs New Lenox home costs Round Lake Beach home costs Batavia home costs Edwardsville home costs Woodstock home costs Yorkville home costs South Elgin home costs Morton Grove home costs Zion home costs Rolling Meadows home costs Lisle home costs Roselle home costs Bloomingdale home costs East Peoria home costs Villa Park home costs Montgomery home costs Blue Island home costs Geneva home costs Frankfort home costs East Moline home costs Libertyville home costs Lake Zurich home costs Crest Hill home costs North Aurora home costs Lake Forest home costs Deerfield home costs Sycamore home costs Round Lake home costs Shorewood home costs Bensenville home costs Lemont home costs Bourbonnais home costs Franklin Park home costs Cary home costs Palos Hills home costs Mattoon home costs Washington home costs Norridge home costs Swansea home costs Channahon home costs Lindenhurst home costs Beach Park home costs Mt. Vernon home costs Wauconda home costs Hickory Hills home costs Chicago Ridge home costs Glen Carbon home costs La Grange Park home costs Western Springs home costs Lincolnwood home costs Plano home costs Minooka home costs Winnetka home costs Palos Heights home costs Justice home costs Kewanee home costs Troy home costs River Forest home costs Schiller Park home costs Pingree Grove home costs Burr Ridge home costs Fox Lake home costs Columbia home costs Manhattan home costs Barrington home costs Summit home costs Crestwood home costs River Grove home costs Lyons home costs Wood River home costs Winfield home costs Highland home costs Aurora home costs Des Plaines home costs Orland Park home costs Tinley Park home costs Oak Park home costs Moline home costs Romeoville home costs St. Charles home costs Glendale Heights home costs Wilmette home costs West Chicago home costs Belvidere home costs Carbondale home costs Grayslake home costs Darien home costs Evergreen Park home costs Alsip home costs Godfrey home costs Westchester home costs Prospect Heights home costs La Grange home costs Warrenville home costs Macomb home costs Sterling home costs Centralia home costs Pontiac home costs Hawthorn Woods home costs Itasca home costs Manteno home costs Willowbrook home costs Bethalto home costs Gilberts home costs Riverside home costs Hampshire home costs Lake Villa home costs Glencoe home costs Rock Falls home costs Oak Brook home costs Lincolnshire home costs Hillside home costs Greenville home costs Mendota home costs Mt. Zion home costs Carterville home costs Coal City home costs Lake Bluff home costs Posen home costs Wonder Lake home costs Poplar Grove home costs Berkeley home costs Flossmoor home costs Sugar Grove home costs Harwood Heights home costs Jerseyville home costs West Dundee home costs Countryside home costs Hillsboro home costs Carlinville home costs Volo home costs Harvard home costs

How these numbers are made

Property tax uses DuPage County 2025 final rates for tax code 1034 (Wayne Township, Carol Stream Park and Fire Protection Districts, Grade School District 93, High School District 87; total 8.2763 per $100 of equalized assessed value), the Carol Stream code with the most homes in the county booklet. Parcels in Bloomingdale Township sit in code 2046 (8.2443).
The starting value is one third of the Census median market value ($335,000 / 3), because Illinois taxes equalized assessed value (about one third of market value). The $8,000 general homestead exemption comes off that value.
Water $9.92 and sewer $5.36 per 1,000 gallons (rates effective on June 30, 2026 bills) are converted to CCF (0.748 thousand gallons); the Village charges no monthly base fee. Typical use of 5,000 gallons a month is the Village's own example household.
Trash is the Flood Brothers 2026 single-family rate with a 95-gallon cart, billed three times a year and shown here as a monthly figure.
Electricity is ComEd single-family without electric space heat: $15.26 + $3.81 + $1.17 a month, and per kWh the delivery, transmission, rider and supply charges (supply $0.08413 and transmission $0.0169 per kWh, the Oct 2026-May 2027 Price to Compare, applied to the whole year). The per-kWh rate also includes the Village electricity tax of 0.564 cents per kWh on the first 2,000 kWh a month (Code §5-4-2(B)); typical use of 609 kWh is under that tier. ComEd riders such as the Purchased Electricity Adjustment are not included.
Gas is Nicor Rate 1: $21.30 a month plus 24.44 cents distribution and the October 2026 gas cost of 33 cents per therm (one month's figure, applied to the whole year, so winter months will differ), plus the Village Municipal Gas Use Tax of 2.5 cents per therm (Code §5-12-3, collected on the utility bill; Article 4 of the Village's utility tax covers electricity only). Nicor riders are not included. Homeowners insurance is not included (no official premium survey found).
Nothing here is legal, tax or insurance advice.

Sources

How Carol Stream compares

A typical Carol Stream house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Carol Stream	Median	Where it falls
Property tax rate	8.28%	8.23%	higher than 68 of the other 131 Illinois cities we cover
Water	$595	$872	lower than 110 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$321	$535	lower than 85 of the other 123 Illinois cities we cover
Trash	$295	$283	higher than 71 of the other 127 Illinois cities we cover
Electricity and gas	$1,859	$2,163	lower than 110 of the other 131 Illinois cities we cover
Total	$11,650	$11,701	lower than 68 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $595 a year at typical use, lower than 110 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $595 a year at typical use, lower than 110 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,859 a year, lower than 110 of the other 131 Illinois cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,859 a year for a typical house, lower than 110 of the other 131 Illinois cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Carol Stream house costs

What is the property tax rate in Carol Stream?

About 8.28% of the value before exemptions a year (2025 tax year (payable 2026), DuPage County, tax code 1034), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Carol Stream?

About $40,719 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Carol Stream?

About $76 a month for water and sewer at typical use (6.68 units, or 4,997 gallons a month) on Village of Carol Stream.

How much does trash pickup cost in Carol Stream?

$25 a month for a house.

Can seniors lower their property tax or bills in Carol Stream?

Yes. Seniors 65+: senior homestead exemption: The Senior Homestead Exemption provides for a maximum of an $8,000 reduction from the equalized assessed valuation.

How much does a house in Carol Stream cost to run each year?

All Illinois cities All cities