Crestwood, IL · Updated Oct 2026

What a Crestwood home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Crestwood house

$9,352a year · $779 a month

Starts at $70,599 of value before exemptions. Typical use.

Property tax$6,241
10.299% of $70,599, less $10,000 homeowner exemption
Electricity and gas$2,203
583 kWh a month $1,391 · 74.87 therms $811
Water and sewer$908
7,000 gallons a month on Village of Crestwood water: water $66, sewer $10 a month
TrashIncluded
Garbage and recycling service is provided free to Crestwood residents
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Crestwood house costs about $9,400 a year: $6,240 property tax and charges, $910 water and sewer, $2,200 electricity and gas; trash is paid through property tax, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $618 a year:

Bring water use down to 4 units
$618 a year
Above 4 units a month, Village of Crestwood water charges $13.05 a unit instead of $2.75.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Homeowner Exemption
The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a property by $10,000.
How: See the Cook County Assessor’s Homeowner Exemption page.
Seniors over 65 with income up to $65,000: Senior Freeze
Senior homeowners are eligible for this exemption if they are over 65 years of age and have a total household annual income of $65,000 or less in the 2024 calendar year.
How: Apply with the Cook County Assessor.
Free plumbing repairs for leaks
Cook County Leak Repair provides free plumbing repairs and fixture upgrades to help eligible suburban Cook County residents stop leaks and save money on water bills.
How: Enroll at CookCountyLeakRepair.org or call (773) 570-4547.

Money dates

On or about March 1 each yearin 116 daysThe first installment of taxes is due and is 55% of the previous year's total amount.
Generally August 1The second installment is generally due August 1st or at a later date, as set by Cook County.

Who serves this house

Water: Village of Crestwood water; Residential quarterly billing: $77.00 minimum water bill / 10,000 gallons, plus $2.06 capital improvement per 1,000 gallons.
Property tax: 10.30% of value; 2025 tax year, Cook County tax code 39040
Garbage: Republic Services; All Crestwood residents are provided garbage and recycling services from Republic Services for FREE!

Pay or manage your bills

Your water

Source: The Village Of Crestwood Water Department distributes purchased surface water, which originally flows from Lake Michigan.
Treatment: The water is drawn from the City of Chicago's Water Treatment Plant after it is pumped from the source and purified.

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How these numbers are made

Property tax uses Cook County's 2025 agency rates for tax code 39040 (Village of Crestwood, School District 130, Community High School District 218, Moraine Valley, Crestwood Public Library District, Worth Township; total 10.298816 per $100 of equalized assessed value), the code with the most single-family parcels in Crestwood in the county's parcel data. Library district, no fire district or park district line appears in this code.
Water is the village's June 1, 2026 quarterly residential rate: $77.00 minimum covering 10,000 gallons a quarter (3,333 a month), then $7.70 per 1,000 gallons (the page lists $7.70 for 0 to 200,000 gallons; $77 for 10,000 gallons works out to $7.70 per 1,000), plus the $2.06 per 1,000 gallons capital improvement charge applied to all gallons. Sewer is the $30.00 quarterly minimum, converted to $10.00 a month; the page lists no per-gallon residential sewer charge.
Garbage and recycling are free from the village contract with Republic Services. Electricity is ComEd delivery plus the October 2026 price to compare; ComEd's municipal tax schedule lists no Crestwood tax. Gas is Nicor Rate 1 with the October 2026 supply cost of 33 cents per therm (set monthly), plus riders 1, 2, 26, 42 (monthly) and 3, 5, 12, 30, 38 (per therm); Crestwood is not on Nicor's municipal utility tax list.
Typical use is the Illinois average residential use from EIA. Starting value uses the Assessor's Worth Township median ($233K) at 10% times the 2025 factor 3.03.
Not included: homeowners insurance.
Nothing here is legal, tax or insurance advice.

Sources

How Crestwood compares

A typical Crestwood house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Crestwood	Median	Where it falls
Property tax rate	10.30%	8.23%	higher than 114 of the other 131 Illinois cities we cover
Water	$788	$872	lower than 76 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$120	$535	lower than 113 of the other 123 Illinois cities we cover
Electricity and gas	$2,203	$2,163	higher than 71 of the other 131 Illinois cities we cover
Total	$9,352	$11,701	lower than 104 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Crestwood's property tax rate is 10.30%, higher than 114 of the other 131 Illinois cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Crestwood is 10.30%, higher than 114 of the other 131 Illinois cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $120 a year, lower than 113 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $120 a year, lower than 113 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

Common questions about Crestwood house costs

What is the property tax rate in Crestwood?

About 10.30% of the value before exemptions a year (2025 tax year, Cook County tax code 39040), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Crestwood?

About $50,464 a year on $500,000 of the value before exemptions with the homeowner exemption.

How much is the water bill in Crestwood?

About $76 a month for water and sewer at typical use (7,000 gallons a month) on Village of Crestwood water.

How much does trash pickup cost in Crestwood?

Garbage and recycling service is provided free to Crestwood residents

When is property tax due in Crestwood?

On or about March 1 each year: The first installment of taxes is due and is 55% of the previous year's total amount. Generally August 1: The second installment is generally due August 1st or at a later date, as set by Cook County.

Can seniors lower their property tax or bills in Crestwood?

Yes. Seniors over 65 with income up to $65,000: Senior Freeze: Senior homeowners are eligible for this exemption if they are over 65 years of age and have a total household annual income of $65,000 or less in the 2024 calendar year.

How much does a house in Crestwood cost to run each year?

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