Shorewood, IL · Updated Oct 2026

What a Shorewood home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Shorewood house

$12,822a year · $1,069 a month

Starts at $112,600 of value before exemptions. Typical use.

Property tax$8,420
8.049% of $112,600, less $8,000 general homestead exemption
Electricity and gas$1,932
609 kWh a month $1,462 · 31 therms $469
Water and sewer$2,094
7,000 gallons a month on Village of Shorewood: water $80, sewer $85, water & sewer rehabilitation fee $10 a month
Trash$376
Refuse and recycling (one monthly rate), $31 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Shorewood house costs about $12,800 a year: $8,420 property tax and charges, $2,090 water and sewer, $380 trash, $1,930 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: senior homestead exemption
This exemption lowers the equalized assessed value of your property by $8,000, and may be claimed in addition to the General Homestead Exemption.
How: Apply with the assessor using the Senior Homestead Exemption form.
Senior Citizens Assessment Freeze: household income up to $75,000
The freeze requires a maximum household income of $75,000, which includes that of all persons using the property as their principal dwelling place on January 1 of the tax year.
How: Drop the form at the township assessor's or the Will County Supervisor of Assessments office.
Seniors 65+: refuse discount
The senior citizen refuse rate is $28.37 per month and applies to residents aged 65 and over.
How: Complete the senior refuse discount form at Village Hall or call (815) 207-4631.
Senior Citizen Tax Deferral program
There is also the Senior Citizen Tax Deferral through the Will County Treasurer's Office.
How: Call the Will County Treasurer at 815-740-4675.

Money dates

Utility bills due 21 days after bill dateBills are payable not later than the close of business on the twenty-first day after the date of the bill; a 10% penalty is added after that.

Who serves this house

Water: Village of Shorewood; Water rate of $6.40 per 1,000 gallons for the Lake Michigan Water Connection plus $4.89 per 1,000 gallons for operations, last adjusted 4/1/26.
Property tax: 8.05% of value; 2025 tax year (bills paid 2026), Will County tax code 0552
Garbage: Waste Management; The Village of Shorewood contracts Waste Management for our residential refuse and recycling collection every Tuesday.
Gas: Nicor Gas; Nicor Gas territory list includes Shorewood, Will County.

Pay or manage your bills

Your water

PFAS: The Village's water is safe and tested negative for PFAS.
Future supply: The Village's water rates fund costs associated with the Village's future Lake Michigan Water Connection.

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How these numbers are made

Property tax uses the Will County 2025 tax master for tax code 0552 (Troy Fire, School District 30-C, High School District 204, Village of Shorewood, Shorewood-Troy library), total 8.0494 per $100 of assessed value. Shorewood spans several tax codes (SD 201-C and HS 111 areas pay different school rates, SSA codes have zero rates); Will County did not publish parcel counts per code.
The starting value is the DataUSA 2024 median property value divided by 3 (Illinois assesses at 33 1/3%); the $8,000 general homestead exemption comes off it.
Water is $3.88 monthly plus $6.40 + $4.89 = $11.29 per 1,000 gallons (rates adjusted 4/1/26); sewer is $12.55 plus $10.71 per 1,000 gallons; the $10 monthly water and sewer rehabilitation fee is applied. The Village does not publish a typical household use, so the page default applies.
Garbage is the Village's $31.37 monthly refuse rate (Waste Management), billed on the monthly utility bill.
Electricity is ComEd (January 2026 delivery sheet plus October 2026 supply) and gas is Nicor Rate 1. No Shorewood municipal electric tax was found, so none is added. Home insurance is not included: no official Shorewood or Illinois premium survey was found.
Nothing here is legal, tax or insurance advice.

Sources

How Shorewood compares

A typical Shorewood house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Shorewood	Median	Where it falls
Property tax rate	8.05%	8.23%	lower than 68 of the other 131 Illinois cities we cover
Water	$959	$872	higher than 82 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$1,136	$535	higher than 119 of the other 123 Illinois cities we cover
Trash	$376	$283	higher than 117 of the other 127 Illinois cities we cover
Electricity and gas	$1,932	$2,163	lower than 92 of the other 131 Illinois cities we cover
Total	$12,822	$11,701	higher than 87 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,136 a year, higher than 119 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,136 a year, higher than 119 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Trash

The fact: Trash pickup here costs about $376 a year for the standard cart, higher than 117 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $376 a year for the standard cart, higher than 117 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Shorewood house costs

What is the property tax rate in Shorewood?

About 8.05% of the value before exemptions a year (2025 tax year (bills paid 2026), Will County tax code 0552), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Shorewood?

About $39,603 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Shorewood?

About $175 a month for water and sewer at typical use (7,000 gallons a month) on Village of Shorewood.

How much does trash pickup cost in Shorewood?

$31 a month for a house.

Can seniors lower their property tax or bills in Shorewood?

Yes. Seniors 65+: senior homestead exemption: This exemption lowers the equalized assessed value of your property by $8,000, and may be claimed in addition to the General Homestead Exemption.

How much does a house in Shorewood cost to run each year?

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