Libertyville, IL · Updated Oct 2026

What a Libertyville home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Libertyville house

$16,687a year · $1,391 a month

Starts at $170,667 of value before exemptions. Typical use.

Property tax$12,138
7.462% of $170,667, less $8,000 general homestead exemption
Electricity and gas$2,268
583 kWh a month $1,454 · 74.87 therms $814
Water and sewer$2,058
7,000 gallons a month on Libertyville (water from CLCJAWA, billed by the Village): water $85, sewer $70, stormwater utility fee ($34.00 bi-monthly for an average residential parcel) $17 a month
Trash$223
Unlimited household garbage, recycling cart and 1 bulk item per week, $19 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Libertyville house costs about $16,700 a year: $12,140 property tax and charges, $2,060 water and sewer, $220 trash, $2,270 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $368 a year:

Bring water use down to 5 units
$368 a year
Above 5 units a month, Libertyville (water from CLCJAWA, billed by the Village) charges $19.91 a unit instead of $12.25.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Owner-occupied: general homestead exemption
Lowers the equalized assessed value of the property by $8,000.
How: Apply through the Chief County Assessment Office.
Seniors 65+: senior homestead exemption
Lowers the equalized assessed value of the property by $8,000 and may be claimed in addition to the General Homestead Exemption.
How: Apply through the Chief County Assessment Office.
Seniors 65+ or SSDI recipients: water and sewer discount
Discounts are available for residents age 65 or older and those who receive Social Security Disability Insurance (SSDI).
How: Apply online or at Village Hall, 118 W. Cook Ave.; the discount is not applied retroactively.
Seniors 65+: limited garbage service rate
Limited household garbage and recycling is $15.74/month for seniors 65 and older.
How: Billed by Groot.

Money dates

21st of the monthWater and sewer bills are due on the 21st of the month.

Who serves this house

Water: Libertyville (water from CLCJAWA, billed by the Village); Water rates are effective May 1, 2026.
Property tax: 7.46% of value; 2025 tax year (payable 2026), Lake County, Village of Libertyville predominant rate 7.462012 per $100
Garbage: Groot Industries; Residential garbage service is handled by Groot.
Sewer: Village of Libertyville; Wastewater treatment is run by the Village Public Works Department.
Electricity: ComEd; Primary electric provider is Commonwealth Edison.
Gas: North Shore Gas; Primary gas provider is North Shore Gas.

Pay or manage your bills

Your water

Source: Water from Lake Michigan is provided by the Central Lake County Joint Action Water Agency.
Violations: In 2025, no violations occurred and all regulated contaminants were within allowable limits.

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How these numbers are made

Property tax uses Lake County 2025 rates (percent per $100 of equalized assessed value) for the Village of Libertyville predominant tax code (7,349 parcels, 7.462012): village, Libertyville School District 70, High School District 128, Lake County, Forest Preserve, College of Lake County, Libertyville Township and Road and Bridge, Cook Memorial Public Library. These sum to 7.462012. Other parts of Libertyville may be in other school districts, fire protection districts or townships.
The starting value is one third of the Census-based $512,000 median property value ($170,667), minus the $8,000 homeowner exemption.
Water: bi-monthly fee $36.02 shown as $18.01 monthly; tiers are per 1,000 gallons, with the bi-monthly breakpoints (4,000 and 8,000 gallons) halved to monthly. Sewer: bi-monthly $15.14 shown as $7.57 monthly plus $9.24 per 1,000 gallons. Stormwater: $34.00 bi-monthly shown as $17.00 monthly.
Garbage uses Groot's unlimited rate effective 6/1/26 as a monthly rate (billed quarterly by Groot).
Electricity is ComEd delivery rates plus the October 2026-May 2027 price to compare, the Libertyville franchise tax and state tax; it is before ComEd's monthly Purchased Electricity Adjustment, which ComEd's 2026 record shows swinging month to month (e.g. a 1.551 cent/kWh credit in October 2026, an 8.166 cent/kWh charge in May 2026). Gas is North Shore Gas Service Classification 1 heating rates: customer charge $21.31 plus Rider FCA $0.49 (Libertyville) and Rider LIDA $0.36 monthly, and per therm 18.671 cents distribution, 0.862 cent storage, the October 2026 Gas Charge of 37.69 cents, the 0.0082 uncollectible factor on the Gas Charge, Rider EOA 1.11 cents and Rider VBA 2.40 cents. Rider GCA is 0. Libertyville is not listed in Rider 1 as imposing a municipal gas tax. Homeowners insurance is not included (no official premium survey found).
Typical water use of about 9 ccf (6.7 thousand gallons) a month is a modelling assumption, not an official figure.
Nothing here is legal, tax or insurance advice.

Sources

How Libertyville compares

A typical Libertyville house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Libertyville	Median	Where it falls
Property tax rate	7.46%	8.23%	lower than 90 of the other 131 Illinois cities we cover
Water	$1,016	$872	higher than 89 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$1,041	$535	higher than 114 of the other 123 Illinois cities we cover
Trash	$223	$283	lower than 100 of the other 127 Illinois cities we cover
Electricity and gas	$2,268	$2,163	higher than 94 of the other 131 Illinois cities we cover
Total	$16,687	$11,701	higher than 120 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,041 a year, higher than 114 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,041 a year, higher than 114 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Trash

The fact: Trash pickup here costs about $223 a year for the standard cart, lower than 100 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $223 a year for the standard cart, lower than 100 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Libertyville house costs

What is the property tax rate in Libertyville?

About 7.46% of the value before exemptions a year (2025 tax year (payable 2026), Lake County, Village of Libertyville predominant rate 7.462012 per $100), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Libertyville?

About $36,713 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Libertyville?

About $171 a month for water and sewer at typical use (7,000 gallons a month) on Libertyville (water from CLCJAWA, billed by the Village).

How much does trash pickup cost in Libertyville?

$19 a month for a house.

Can seniors lower their property tax or bills in Libertyville?

Yes. Seniors 65+: senior homestead exemption: Lowers the equalized assessed value of the property by $8,000 and may be claimed in addition to the General Homestead Exemption.

How much does a house in Libertyville cost to run each year?

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