Gurnee, IL · Updated Oct 2026

What a Gurnee home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Gurnee house

$13,526a year · $1,127 a month

Starts at $114,767 of value before exemptions. Typical use.

Property tax$9,627
9.017% of $114,767, less $8,000 general homestead exemption
Electricity and gas$2,161
583 kWh a month $1,391 · 74.87 therms $770
Water and sewer$1,384
7,000 gallons a month on Village of Gurnee: water $48, sewer $67 a month
Trash$354
Refuse 65 Gallon (recycling included), $29 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Gurnee house costs about $13,500 a year: $9,630 property tax and charges, $1,380 water and sewer, $350 trash, $2,160 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the refuse 35 gallon (recycling included) cartUp to $19 a year
Your cart costs $29 a month; the smallest costs $28. Worth it if you rarely fill it.
How: Call your garbage hauler.
Owner-occupied: general homestead exemption
Lowers the equalized assessed value of the property by $8,000.
How: Apply through the Chief County Assessment Office's Smartfile E-Filing Portal.
Seniors 65+: water bill discount
Be 65 years of age or older; you will receive the first 7,000 gallons on your bi-monthly water bill at a discounted rate.
How: Enrolled automatically if Lake County lists you for the Senior Homestead Exemption.

Who serves this house

Water: Village of Gurnee; The Village adjusts water and sewer rates annually each May.
Property tax: 9.02% of value; 2025 tax year (payable 2026), Lake County
Garbage: Lakeshore Recycling Systems; Lakeshore Recycling Systems (LRS) provides garbage, recycling, and yard waste collection for most Village residents under a franchise agreement.
Electricity: ComEd; ComEd delivers electricity in Gurnee; the Village levies no utility tax.
Gas: North Shore Gas; North Shore Gas provides gas service in Gurnee; the Village levies no utility tax.

Pay or manage your bills

Your water

Source: Water from Lake Michigan is treated using advanced processes and extensively tested for over 200 contaminants.
Violations: In 2025, no violations occurred
Billing: Bills are currently issued on a bimonthly basis (every two months)

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How these numbers are made

Property tax uses Lake County 2025 rates (percent per $100 of equalized assessed value) for the parts that apply to most Gurnee homes: Gurnee School District 56, Warren Township HSD 121, Gurnee Park District, Lake County, Forest Preserve, College of Lake County, Warren Township and its Road and Bridge, and Warren-Newport Library. They sum to 9.016844; the county lists 8.979852 as the predominant Gurnee rate, so a typical bill can be about 0.04 points lower. The Village of Gurnee levies no property tax of its own (its 2025 extension is $0.00). The Illinois tax-rate page lists no separate village charge.
The starting value is one third of the Census-based $344,300 median property value ($114,767), minus the $8,000 homeowner exemption. Homes east of I-94 also pay a North Shore Water Reclamation District property tax that is not included.
Water: $6.16 per 1,000 gallons; meter fee $13.32 and sewer base fee $4.44 are treated as bimonthly-bill charges (the rates page does not state the period) and halved to monthly. Sewer: $1.93 plus the $7.72 per 1,000 gallons treatment fee billed to homes west of I-94; homes east of I-94 get a separate North Shore Water Reclamation District bill instead.
Garbage uses Lakeshore Recycling Systems contract Year 3 pricing (service began June 2024). Electricity is ComEd delivery plus the October 2026-May 2027 price to compare; the Village budget page states Gurnee has no utility tax. Gas is North Shore Gas Rate 1 heating, not Nicor; state fixed-charge riders are excluded. Homeowners insurance is not included (no official premium survey found).
Nothing here is legal, tax or insurance advice.

Sources

How Gurnee compares

A typical Gurnee house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Gurnee	Median	Where it falls
Property tax rate	9.02%	8.23%	higher than 91 of the other 131 Illinois cities we cover
Water	$578	$872	lower than 113 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$806	$535	higher than 92 of the other 123 Illinois cities we cover
Trash	$354	$283	higher than 106 of the other 127 Illinois cities we cover
Electricity and gas	$2,161	$2,163	lower than 68 of the other 131 Illinois cities we cover
Total	$13,526	$11,701	higher than 97 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $578 a year at typical use, lower than 113 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $578 a year at typical use, lower than 113 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Trash

The fact: Trash pickup here costs about $354 a year for the standard cart, higher than 106 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $354 a year for the standard cart, higher than 106 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Gurnee house costs

What is the property tax rate in Gurnee?

About 9.02% of the value before exemptions a year (2025 tax year (payable 2026), Lake County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Gurnee?

About $44,363 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Gurnee?

About $115 a month for water and sewer at typical use (7,000 gallons a month) on Village of Gurnee.

How much does trash pickup cost in Gurnee?

$28 to $31 a month, depending on the trash cart size (Refuse 95 Gallon (recycling included), Refuse 65 Gallon (recycling included), Refuse 35 Gallon (recycling included)).

Can seniors lower their property tax or bills in Gurnee?

Yes. Seniors 65+: water bill discount: Be 65 years of age or older; you will receive the first 7,000 gallons on your bi-monthly water bill at a discounted rate.

How much does a house in Gurnee cost to run each year?

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