What a Waterford home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $329,800; your assessed value is often lower. Typical use.
- Property tax$4,923
1.493% of $329,800
- Electricity$1,732
660 kWh a month $1,732
- Water and sewer$1,497
7,000 gallons a month on Waterford Waterworks: water $43, sewer $81 a month
- Trash$195
Weekly garbage and recycling (2024 tax-bill charges), $16 a month
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A Waterford house at the typical market value ($329,800) costs about $8,400 a year: $4,920 property tax and charges, $1,500 water and sewer, $200 trash, $1,730 electricity; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Money dates
- January 31 and July 31in 88 daysFull payment or the first installment is due to the Village of Waterford by January 31; second installments are due to the Racine County Treasurer by July 31.
Who serves this house
- Water
- Waterford Waterworks
- Rates effective January 1, 2026, billed quarterly: standard-meter service charge plus public fire protection, converted to monthly; volume per 1,000 gallons.
- Property tax
- 1.49% of value
- 2025 tax year, Village of Waterford
- Garbage
- Johns Disposal
- Garbage & Recycling services are contracted through Johns Disposal
Your water
- Source
- Groundwater
- Lead
- 3.37 ppb at the 90th percentile
Other WI cities
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How these numbers are made
- Water and sewer: village rate card effective Jan 1, 2026. Quarterly water 24.57 + public fire protection 30.15 = 54.72 / 3 = 18.24 a month; sewer 92.10 / 3 = 30.70 a month; volume charges per 1,000 gallons, tier tops converted from gallons per quarter to kgal per month.
- Tax: village-posted 2025 net mill rate 14.926 applied to the Census median home value; the village does not publish an assessed median, and the assessed value can differ from market value. School and county parts are inside the net rate.
- Trash: the 2024 property tax bill (latest published amounts) charged garbage collection 131.36 and recycling 63.72 a year as special charges; 195.08 / 12 = 16.26 a month. Recycling went weekly Jan 1, 2026, and the 2025/2026 charge amounts are not published online, so this may be low.
- Electric: We Energies Rg1; gas not included (no source found proving We Energies gas serves the village).
- HELD: current per-household garbage/recycling special charge not published. Village 2025 budget book (scanned, DocumentCenter/View/8396) shows only fund totals: garbage collection revenue 271,232 (2024) -> 284,794 (2025); recycling special charges 153,027 both years; no per-household amount and no 2026 budget online. Needs the 2025/2026 Racine County tax-bill garbage and recycling lines.
- Nothing here is legal, tax or insurance advice.
Common questions about Waterford house costs
What is the property tax rate in Waterford?
About 1.49% of the value before exemptions a year (2025 tax year, Village of Waterford), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Waterford?
About $7,463 a year on $500,000 of the value before exemptions.
How much is the water bill in Waterford?
About $125 a month for water and sewer at typical use (7,000 gallons a month) on Waterford Waterworks.
How much does trash pickup cost in Waterford?
$16 a month for a house.
When is property tax due in Waterford?
January 31 and July 31: Full payment or the first installment is due to the Village of Waterford by January 31; second installments are due to the Racine County Treasurer by July 31.
How much does a house in Waterford cost to run each year?
A Waterford house at the typical market value ($329,800) costs about $8,400 a year: $4,920 property tax and charges, $1,500 water and sewer, $200 trash, $1,730 electricity; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.