Two Rivers, WI · Updated Oct 2026

What a Two Rivers home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Two Rivers house

$5,183a year · $432 a month

Starts at the typical market value, $140,300; your assessed value is often lower. Typical use.

Property tax$2,106
1.501% of $140,300
Electricity and gas$1,129
508 kWh a month $760 · 31 therms $369
Water and sewer$1,708
9 units (CCF) a month on Two Rivers Utilities: water $63, sewer $72, stormwater (single-family residential) $6, commitment to community charge (electric, residential; maximum) $1 a month
Trash$240
Environmental fee plus one 30-gallon sticker a week, $20 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A Two Rivers house at the typical market value ($140,300) costs about $5,200 a year: $2,110 property tax and charges, $1,710 water and sewer, $240 trash, $1,130 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Energy assistance for income-qualifying householdsIncome-qualifying
Two Rivers Utilities has an Energy Assistance Program that helps income-qualifying households with energy costs.
How: See the Energy Assistance Program page on the Two Rivers Utilities site.

Money dates

MonthlyBills for water service are rendered monthly and become due and payable upon issuance.

Who serves this house

Water: Two Rivers Utilities; Monthly meter charge for a 5/8-inch meter plus the monthly public fire protection charge; volume rates per 100 cubic feet.
Property tax: 1.50% of value; 2025 tax year, City of Two Rivers (Two Rivers school district)
Garbage: City of Two Rivers curbside pickup; Trash stickers are required on each 30 gallons of garbage set out; there is also a $7.00 monthly fee on the utility bill.
Electricity: Two Rivers Utilities; Residential Service Rg-1 has a customer charge and an energy charge.

Pay or manage your bills

Other WI cities

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How these numbers are made

Property tax uses the 2025-tax-year net full-value rate for Two Rivers in the City of Two Rivers 2026 budget book (taxes billed 2025), $15.014 per $1,000 of market value, on the Census median value of $140,300. That equals the net assessed-value rate of $17.358 per $1,000 (city $6.213, school district $7.289 less the state school levy credit, county $3.659, technical college $0.556, tax increment districts $0.920) times the 2025 equalized ratio of 86.494%. The state lottery and first dollar credits are not included.
Water is the $13.50 meter charge plus the $10.31 public fire protection charge a month for a 5/8-inch meter, with volume steps of 8,000 and 142,000 cubic feet a month (80 and 1,500 ccf) at $4.37, $3.94 and $3.40 per 100 cubic feet. No published typical water use was found, so the page default is used.
Sewer is the $19.85 minimum monthly charge plus $5.80 per 100 cubic feet; the sheet bills actual water use November through March and the monthly average April through October. Stormwater is $5.75 a month for a single-family home.
Trash: stickers are $3.00 per 30 gallons and a $7.00 monthly environmental fee is on the utility bill; the page assumes one 30-gallon can a week (52 stickers a year): 7 + 3 * 52 / 12 = $20 a month. Recycling is picked up curbside.
Electricity is Rg-1: $11.00 a month plus $0.1031 per kWh (effective May 1, 2020, still the rate file the utility lists). The Commitment to Community charge (3% of the bill, up to $1.36, which a typical bill reaches) is added as $1.36 under fees. The monthly power cost adjustment is not included: the utility publishes no standing figure, and its only recent figure, a sample bill from March 2026, showed -$0.0127 per kWh, so the electric total is not all-in. Typical use is EIA's 2024 Two Rivers Water & Light residential sales divided by customers.
Gas is Wisconsin Public Service: its gas tariff book lists Two Rivers (Manitowoc) among its communities; no typical therms figure was found, so the page default is used. Insurance is not included.
Nothing here is legal, tax or insurance advice.

Sources

How Two Rivers compares

A typical Two Rivers house against the 47 Wisconsin cities we cover, using the same default numbers as the total above.

Per year	Two Rivers	Median	Where it falls
Property tax rate	1.50%	1.54%	lower than 25 of the other 45 Wisconsin cities we cover
Water	$758	$461	higher than 38 of the other 46 Wisconsin cities we cover
Sewer and utility-bill fees	$950	$687	higher than 39 of the other 46 Wisconsin cities we cover
Trash	$240	$199	higher than 25 of the other 30 Wisconsin cities we cover
Electricity and gas	$1,129	$1,905	lower than 41 of the other 46 Wisconsin cities we cover
Total	$5,183	$7,415	lower than 46 of the other 46 Wisconsin cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $758 a year at typical use, higher than 38 of the other 46 Wisconsin cities we cover.

Ask: "Water here costs about $758 a year at typical use, higher than 38 of the other 46 Wisconsin cities we cover. What drives that cost, and would you change anything?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $950 a year, higher than 39 of the other 46 Wisconsin cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $950 a year, higher than 39 of the other 46 Wisconsin cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $240 a year for the standard cart, higher than 25 of the other 30 Wisconsin cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $240 a year for the standard cart, higher than 25 of the other 30 Wisconsin cities we cover. What drives that cost, and would you change anything about the service or the price?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,129 a year, lower than 41 of the other 46 Wisconsin cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,129 a year for a typical house, lower than 41 of the other 46 Wisconsin cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Two Rivers house costs

What is the property tax rate in Two Rivers?

About 1.50% of the value before exemptions a year (2025 tax year, City of Two Rivers (Two Rivers school district)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Two Rivers?

About $7,507 a year on $500,000 of the value before exemptions.

How much is the water bill in Two Rivers?

About $142 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on Two Rivers Utilities.

How much does trash pickup cost in Two Rivers?

$20 a month for a house.

Where can I get help paying utility bills in Two Rivers?

Energy assistance for income-qualifying households: Two Rivers Utilities has an Energy Assistance Program that helps income-qualifying households with energy costs. See the Energy Assistance Program page on the Two Rivers Utilities site.

How much does a house in Two Rivers cost to run each year?

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