Germantown, WI · Updated Oct 2026

What a Germantown home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Germantown house

$9,124a year · $760 a month

Starts at $452,000 of value before exemptions. Typical use.

Property tax$6,183
1.368% of $452,000
Electricity and gas$2,116
660 kWh a month $1,732 · 31 therms $384
Water and sewer$825
4,000 gallons a month on Germantown Water Utility: water $26, sewer $43 a month
TrashNot included
One curbside pickup a year of 2 bulk items per single family residence at no charge, included in the Village of Germantown's contract with Waste Management
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Germantown house costs about $9,100 a year: $6,180 property tax and charges, $820 water and sewer, $2,120 electricity and gas; trash is billed separately, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Free annual bulk pickup
Waste Management picks up 2 bulk items per single family residence once a year at no charge
How: Schedule it with Waste Management; see the Village bulk items page.

Money dates

January 31 and July 31in 87 daysReal estate property taxes can be paid in two installments, due January 31 and July 31 of each year.
Within 20 days of the billing date (quarterly: January, April, July, October)Utility bills are due within 20 days of the billing date; the late payment charge is 1.0% per month.

Who serves this house

Water: Germantown Water Utility; Bills are sent quarterly; volume charges are per 1,000 gallons.
Property tax: 1.37% of value; 2025 tax year (December 2025 bills), Village of Germantown in the Germantown School District
Garbage: Waste Management (Village of Germantown contract); One free bulk pickup of 2 items a year
Sewer: Village of Germantown; Billed quarterly with water
Electricity: We Energies; Residential Rg1 rate

Pay or manage your bills

Other WI cities

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How these numbers are made

Property tax uses the county's 2025 net mill rate of 13.679663 per $1,000 for the Village of Germantown in the Germantown School District; the Village's own rate is $4.54 and the remainder (county, school district, technical college, after state credits) is the county net rate minus 4.54.
Water: quarterly $21.00 meter charge (5/8 and 3/4 inch) plus $5.07 public fire protection, divided by 3 per month; volume tiers of $4.35, $3.92 and $3.29 per 1,000 gallons with quarterly breakpoints of 100,000 and 1,000,000 gallons divided by 3.
Typical water use is the Village's average residential example of 12,000 gallons per quarter. A 3.0% water rate increase is planned for January 1, 2027, pending the Public Service Commission. A 3% sewer increase (volumetric and fixed) was also proposed for the first quarter of 2027; as of the September 5, 2026 report it was not yet approved.
Sewer: $41.61 quarterly service charge (divided by 3) plus $7.19 per 1,000 gallons.
Garbage is not billed separately on the utility bill and is treated as paid through general property tax. Electric uses the We Energies Rg1 rate. Natural gas uses the Wisconsin Gas LLC Rg-1 price sheet effective November 1, 2026 (Germantown is listed in the Wisconsin Gas LLC tariff, not the Wisconsin Electric gas tariff); no typical therm use is stated, so gas is shown as rates only.
Nothing here is legal, tax or insurance advice.

Sources

How Germantown compares

A typical Germantown house against the 47 Wisconsin cities we cover, using the same default numbers as the total above.

Per year	Germantown	Median	Where it falls
Property tax rate	1.37%	1.54%	lower than 30 of the other 45 Wisconsin cities we cover
Water	$313	$461	lower than 42 of the other 46 Wisconsin cities we cover
Sewer and utility-bill fees	$512	$687	lower than 38 of the other 46 Wisconsin cities we cover
Electricity and gas	$2,116	$1,905	higher than 31 of the other 46 Wisconsin cities we cover
Total	$9,124	$7,415	higher than 38 of the other 46 Wisconsin cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $313 a year at typical use, lower than 42 of the other 46 Wisconsin cities we cover.

Ask: "Water here costs about $313 a year at typical use, lower than 42 of the other 46 Wisconsin cities we cover. What drives that cost, and would you change anything?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $512 a year, lower than 38 of the other 46 Wisconsin cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $512 a year, lower than 38 of the other 46 Wisconsin cities we cover. What drives that cost, and would you change anything?"

Common questions about Germantown house costs

What is the property tax rate in Germantown?

About 1.37% of the value before exemptions a year (2025 tax year (December 2025 bills), Village of Germantown in the Germantown School District), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Germantown?

About $6,840 a year on $500,000 of the value before exemptions.

How much is the water bill in Germantown?

About $69 a month for water and sewer at typical use (4,000 gallons a month) on Germantown Water Utility.

How much does trash pickup cost in Germantown?

One curbside pickup a year of 2 bulk items per single family residence at no charge, included in the Village of Germantown's contract with Waste Management

When is property tax due in Germantown?

January 31 and July 31: Real estate property taxes can be paid in two installments, due January 31 and July 31 of each year.

How much does a house in Germantown cost to run each year?

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