What a Oshkosh home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $173,560; your assessed value is often lower. Typical use.
- Property tax$2,941
1.816% of $173,560, minus the $211 state lottery credit
- Electricity and gas$1,783
595 kWh a month $1,280 · 56.35 therms $504
- Water and sewer$1,988
9 units (CCF) a month on City of Oshkosh water: water $69, sewer $76, storm water (one eru, average residential) $20 a month
- TrashIncluded
The Sanitation Division of the City of Oshkosh provides Garbage and Recycling collection services to residential customers in residences of four living units or less.
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A Oshkosh house at the typical market value ($173,560) costs about $6,700 a year: $2,940 property tax and charges, $1,990 water and sewer, $1,780 electricity and gas; trash is paid through property tax, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Who serves this house
- Water
- City of Oshkosh water
- Effective for service on and after June 1, 2023.
- Property tax
- 1.82% of value
- 2025 tax year, City of Oshkosh
- Garbage
- City of Oshkosh Sanitation Division
- Weekly garbage and every-other-week recycling collection
- Electricity
- Wisconsin Public Service
- Schedule Rg-1
- Gas
- Wisconsin Public Service
- Residential firm sales rate
Other WI cities
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How these numbers are made
- Property tax uses the 2025 net rate of $18.161 per $1,000 from the city's assessment history on an assessed value of $173,560, which is the Census median home value of $177,700 times the 2025 assessment ratio of 97.67%. The state lottery credit of $210.83 comes off the bill.
- Water: $9.94 service plus $4.07 public fire protection a month for a 5/8-inch meter; volume tiers per 100 cubic feet converted to monthly breakpoints (1,000 cu. ft. = 10 ccf).
- Sewer: $12.39 a month plus $7.12 per 100 cubic feet; the page bills on current water use. The sheet also lists a deduct-meter credit of $1.67 that is not applied. Storm water is $20.32 for one equivalent run-off unit.
- Electric adds the Rg-1 energy charge of $0.14802 and the fuel adjustment of $0.00107 per kWh; the daily customer charge of $0.58915 is annualised. Gas is the residential firm sales rate of $0.4433 per therm plus $17 a month.
- Typical use is the state's utility-wide average from EIA (electric) and the Wisconsin residential average (gas).
- Water use of 9 ccf a month (about 6,700 gallons) is a modelling assumption; no Oshkosh Waterworks average residential use figure was found published.
- Nothing here is legal, tax or insurance advice.
How Oshkosh compares
A typical Oshkosh house against the 47 Wisconsin cities we cover, using the same default numbers as the total above.
| Per year | Oshkosh | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.82% | 1.54% | higher than 33 of the other 45 Wisconsin cities we cover |
| Water | $827 | $461 | higher than 41 of the other 46 Wisconsin cities we cover |
| Sewer and utility-bill fees | $1,161 | $687 | higher than 44 of the other 46 Wisconsin cities we cover |
| Electricity and gas | $1,783 | $1,905 | lower than 24 of the other 46 Wisconsin cities we cover |
| Total | $6,713 | $7,415 | lower than 35 of the other 46 Wisconsin cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Water
The fact: Water here costs about $827 a year at typical use, higher than 41 of the other 46 Wisconsin cities we cover.
Ask: "Water here costs about $827 a year at typical use, higher than 41 of the other 46 Wisconsin cities we cover. What drives that cost, and would you change anything?"
2. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $1,161 a year, higher than 44 of the other 46 Wisconsin cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $1,161 a year, higher than 44 of the other 46 Wisconsin cities we cover. What drives that cost, and would you change anything?"
Common questions about Oshkosh house costs
What is the property tax rate in Oshkosh?
About 1.82% of the value before exemptions a year (2025 tax year, City of Oshkosh), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Oshkosh?
About $8,870 a year on $500,000 of the value before exemptions.
How much is the water bill in Oshkosh?
About $166 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Oshkosh water.
How much does trash pickup cost in Oshkosh?
The Sanitation Division of the City of Oshkosh provides Garbage and Recycling collection services to residential customers in residences of four living units or less.
How much does a house in Oshkosh cost to run each year?
A Oshkosh house at the typical market value ($173,560) costs about $6,700 a year: $2,940 property tax and charges, $1,990 water and sewer, $1,780 electricity and gas; trash is paid through property tax, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.