What a Beaver Dam home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $211,500 of value before exemptions. Typical use.
- Property tax$3,536
1.760% of $211,500, minus the $187 wisconsin lottery and gaming credit, beaver dam school district (maximum, for an owner-occupied primary residence)
- Electricity and gas$2,045
645 kWh a month $1,509 · 62.58 therms $536
- Water and sewer$1,221
9 units (CCF) a month on Beaver Dam Water Utility: water $57, sewer $37, stormwater (per equivalent residential unit) $8 a month
- Trash$208
Garbage and recycling (flat residential charge), $17 a month
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A typical Beaver Dam house costs about $7,000 a year: $3,540 property tax and charges, $1,220 water and sewer, $210 trash, $2,050 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Pay your utility bill monthly instead of quarterlyOptional
Bills are generated quarterly, but users may submit payment at any time, including a flat monthly amount.
How: See the city's utility bill page.
Money dates
- 20th of March, June, September and DecemberCity utility bills are due on the 20th of March, June, September and December.
- Day after the due dateA 3% penalty is assessed on any delinquent utility balance the day after the bill is due.
- December through JanuaryThe City collects property tax payments December through January; later payments go to Dodge County.
Who serves this house
- Water
- Beaver Dam Water Utility
- Quarterly volume charges for water: first 6,000 cubic feet, next 114,000 cubic feet, over 120,000 cubic feet.
- Property tax
- 1.76% of value
- 2025 tax year (bills collected 2026), City of Beaver Dam
- Garbage
- GFL Environmental (City of Beaver Dam contract)
- Garbage weekly, recycling every other week
- Sewer
- City of Beaver Dam wastewater utility
- Quarterly base charge plus a charge per 100 cubic feet
- Electricity
- Alliant Energy
- Listed as electric and gas service in Beaver Dam
- Gas
- Alliant Energy
- Listed as electric and gas service in Beaver Dam
Other WI cities
Milwaukee home costsWaukesha home costsOshkosh home costsBrookfield home costsWausau home costsOak Creek home costsMuskego home costsDe Pere home costsHoward home costsPleasant Prairie home costsGermantown home costsOconomowoc home costsSouth Milwaukee home costsMarshfield home costsFox Crossing home costsMenasha home costsKaukauna home costsAshwaubenon home costsWeston home costsGlendale home costsShorewood home costsGreenville home costsAllouez home costsSuamico home costsStoughton home costsSussex home costsGrafton home costsBrown Deer home costsOregon home costsWaupun home costsMonroe home costsNew Richmond home costsWindsor home costsGreen Bay home costsMadison home costsSheboygan home costsNew Berlin home costsBeloit home costsStevens Point home costsRiver Falls home costsCudahy home costsPewaukee home costsTwo Rivers home costsHartland home costsReedsburg home costsAppleton home costsShawano home costsPortage home costsDelavan home costsCottage Grove home costsMcFarland home costsPlymouth home costsMukwonago home costsRhinelander home costsJackson home costsAntigo home costsHales Corners home costsJefferson home costsKimberly home costsRib Mountain home costsDelafield home costsNew London home costsWaupaca home costsWaterford home costsMilton home costsBerlin home costsDodgeville home costsEast Troy home costsFox Point home costsElm Grove home costsEvansville home costsColumbus home costs
How these numbers are made
- Property tax uses the city's 2025-26 mill rate of $7.88 plus the other jurisdictions (school district, county, technical college) as the $17.60 combined mill rate minus $7.88, on the city's $211,500 median home value. The Wisconsin lottery and gaming credit is shown as a bill credit at the maximum $186.70 for the Beaver Dam school district (owner-occupied primary residences only); the school levy credit is not modeled.
- Water is the PSC-approved Mg-1 rate: quarterly $21.15 meter charge plus $24.75 public hydrant (fire protection) charge for a 5/8 inch meter divided by 3; usage per 100 cubic feet (1 ccf), with quarterly tier limits of 6,000 and 120,000 cubic feet divided by 3.
- Sewer is $31.26 a quarter divided by 3 plus $2.99 per 100 cubic feet of water used. Stormwater is $23.17 a quarter per equivalent residential unit divided by 3; a typical house is modeled as one unit.
- Garbage and recycling is the 2026 solid waste utility charge of $51.98 a quarter divided by 3.
- Electric and gas use Alliant's Wisconsin Power and Light Rg-1 and Gg-1 rates effective 1/1/2026. The gas per-therm rate is the $0.3666 distribution rate plus the average of the 12 monthly gas costs (supply base plus market adjustment) from Alliant's PGAC history, Nov 2025-Oct 2026, so it is a 12-month average, not the current month. Typical use is the Wisconsin EIA average and Alliant's 751 therms a year.
- Electric and gas use Alliant's Wisconsin Power and Light Rg-1 and Gg-1 rates effective 1/1/2026. The gas per-therm rate is Alliant's current published Gg-1 effective rate of $0.4907 (distribution plus supply base plus the monthly gas supply market adjustment, which was negative in October 2026). That adjustment changes monthly and is higher in winter: Alliant's PGAC history spreadsheet averages $0.8737 per therm over Nov 2025-Oct 2026 (binary .xls, not machine-quotable), so the current rate understates a full-year average. Typical use is the Wisconsin EIA average and Alliant's 751 therms a year.
- Nothing here is legal, tax or insurance advice.
How Beaver Dam compares
A typical Beaver Dam house against the 47 Wisconsin cities we cover, using the same default numbers as the total above.
| Per year | Beaver Dam | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.76% | 1.54% | higher than 31 of the other 45 Wisconsin cities we cover |
| Water | $680 | $461 | higher than 35 of the other 46 Wisconsin cities we cover |
| Sewer and utility-bill fees | $541 | $687 | lower than 36 of the other 46 Wisconsin cities we cover |
| Trash | $208 | $199 | higher than 18 of the other 30 Wisconsin cities we cover |
| Electricity and gas | $2,045 | $1,905 | higher than 28 of the other 46 Wisconsin cities we cover |
| Total | $7,010 | $7,415 | lower than 31 of the other 46 Wisconsin cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Water
The fact: Water here costs about $680 a year at typical use, higher than 35 of the other 46 Wisconsin cities we cover.
Ask: "Water here costs about $680 a year at typical use, higher than 35 of the other 46 Wisconsin cities we cover. What drives that cost, and would you change anything?"
2. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $541 a year, lower than 36 of the other 46 Wisconsin cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $541 a year, lower than 36 of the other 46 Wisconsin cities we cover. What drives that cost, and would you change anything?"
Common questions about Beaver Dam house costs
What is the property tax rate in Beaver Dam?
About 1.76% of the value before exemptions a year (2025 tax year (bills collected 2026), City of Beaver Dam), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Beaver Dam?
About $8,613 a year on $500,000 of the value before exemptions.
How much is the water bill in Beaver Dam?
About $102 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on Beaver Dam Water Utility.
How much does trash pickup cost in Beaver Dam?
$17 a month for a house.
How much does a house in Beaver Dam cost to run each year?
A typical Beaver Dam house costs about $7,000 a year: $3,540 property tax and charges, $1,220 water and sewer, $210 trash, $2,050 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.