What a Oak Creek home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $331,700; your assessed value is often lower. Typical use.
- Property tax$5,466
1.648% of $331,700
- Electricity and gas$2,549
660 kWh a month $1,732 · 72.1 therms $817
- Water and sewer$918
7,000 gallons a month on Oak Creek Water & Sewer Utility: water $32, sewer $31, public fire protection (5/8 or 3/4 inch meter) $7, local sewer service charge (5/8 or 3/4 inch meter) $6 a month
- Trash$0
City garbage cart (standard service), $0 a month
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A Oak Creek house at the typical market value ($331,700) costs about $8,900 a year: $5,470 property tax and charges, $920 water and sewer, $0 trash, $2,550 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Who serves this house
- Water
- Oak Creek Water & Sewer Utility
- Water service charge, public fire protection charge and volume charge per 1,000 gallons are billed quarterly.
- Property tax
- 1.65% of value
- 2025 tax year, City of Oak Creek (Milwaukee County)
- Garbage
- GFL Environmental
- Collects both garbage and recycling for the City of Oak Creek
- Sewer
- Oak Creek Water & Sewer Utility and MMSD
- Local sewer plus Milwaukee Metropolitan Sewerage District charges
- Electricity
- We Energies
- Schedule Rg1
- Gas
- We Energies
- Schedule Rg-1
Your water
- Public fire protection
- The average residential customer has either a 5/8 inches or a 3/4 inches meter and will be charged $21.45 per quarter for Public Fire Protection.
Other WI cities
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How these numbers are made
- Property tax uses the 2025 net rate of $16.48 per $1,000 for the City of Oak Creek (Oak Creek-Franklin school district) on the Census median value of $331,700; Wisconsin has no homestead exemption. Assessed values are not published as an average.
- Water: $27.58 service per quarter, divided by 3 (the $21.45 quarterly public fire protection charge is listed under fees); volume breakpoints of 6,000,000 and 24,000,000 gallons a quarter are divided by 3 and shown in thousand gallons a month.
- Sewer: MMSD $15 connection + $1.56 household hazardous waste per quarter, divided by 3 (the local $18 quarterly service charge is listed under fees); per 1,000 gallons $0.69 local + $3.149403 MMSD; the page bills on current water use.
- Garbage and recycling is collected by GFL Environmental; no separate residential fee was found on the city pages, so it is shown as $0.
- Electric adds the three per-kWh Rg1 charges; gas uses the Rg-1 effective rate per therm; daily customer charges are annualised.
- Nothing here is legal, tax or insurance advice.
How Oak Creek compares
A typical Oak Creek house against the 47 Wisconsin cities we cover, using the same default numbers as the total above.
| Per year | Oak Creek | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.65% | 1.54% | higher than 27 of the other 45 Wisconsin cities we cover |
| Water | $384 | $461 | lower than 33 of the other 46 Wisconsin cities we cover |
| Sewer and utility-bill fees | $534 | $687 | lower than 37 of the other 46 Wisconsin cities we cover |
| Trash | $0 | $199 | lower than 29 of the other 30 Wisconsin cities we cover |
| Electricity and gas | $2,549 | $1,905 | higher than 39 of the other 46 Wisconsin cities we cover |
| Total | $8,934 | $7,415 | higher than 36 of the other 46 Wisconsin cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $534 a year, lower than 37 of the other 46 Wisconsin cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $534 a year, lower than 37 of the other 46 Wisconsin cities we cover. What drives that cost, and would you change anything?"
2. Trash
The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 29 of the other 30 Wisconsin cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 29 of the other 30 Wisconsin cities we cover. What drives that cost, and would you change anything about the service or the price?"
3. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,549 a year, higher than 39 of the other 46 Wisconsin cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,549 a year for a typical house, higher than 39 of the other 46 Wisconsin cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Oak Creek house costs
What is the property tax rate in Oak Creek?
About 1.65% of the value before exemptions a year (2025 tax year, City of Oak Creek (Milwaukee County)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Oak Creek?
About $8,240 a year on $500,000 of the value before exemptions.
How much is the water bill in Oak Creek?
About $77 a month for water and sewer at typical use (7,000 gallons a month) on Oak Creek Water & Sewer Utility.
How much does trash pickup cost in Oak Creek?
$0 a month for a house.
How much does a house in Oak Creek cost to run each year?
A Oak Creek house at the typical market value ($331,700) costs about $8,900 a year: $5,470 property tax and charges, $920 water and sewer, $0 trash, $2,550 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.