What a Avon Park home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $144,700; your assessed value is often lower. Typical use.
- Property tax$1,931
1.897% of $144,700, less $25,000 homestead exemption and less $25,000 additional homestead exemption
- Electricity$2,238
1104 kWh a month $2,035 · City of Avon Park public service tax $203
- Water and sewer$914
7,000 gallons a month on City of Avon Park: water $26, sewer $48, City of Avon Park public service tax $3 a month
- Trash$336
Residential garbage service, $28 a month
- Home insurance$2,736
Typical premium $2,736
A Avon Park house at the typical market value ($144,700) costs about $8,200 a year: $1,930 property tax and charges, $910 water and sewer, $340 trash, $2,240 electricity, $2,740 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+ with limited income: up to $15,000 off the county taxUp to $15,000 off county taxable value
The Highlands County Commission has adopted an additional senior exemption of up to $15,000. It is only applied to the county commission portion of your taxes, not to school board, city, water management or other taxes.
How: File with the Highlands County Property Appraiser during the January 1 to March 1 filing period.
Veterans with a service-connected total and permanent disabilityHomestead exemption
An honorably discharged veteran with a service-connected total and permanent disability is entitled to an exemption on real estate used and owned as a homestead, less any portion used for commercial purposes.
How: Bring a certificate from the U.S. Government or Department of Veterans Affairs the first time you file.
Pay your tax bill early for up to 4% off4% off in November
Discounts of 4% in November, 3% in December, 2% in January and 1% in February are given for early payment.
How: Pay the Highlands County Tax Collector.
Money dates
- Mar 1in 116 daysThe annual filing period for homestead exemption is January 1 through March 1.
- Apr 1Taxes become delinquent April 1.
- Nov 1Early-payment discounts are 4% in November, 3% in December, 2% in January and 1% in February.
Who serves this house
- Water
- City of Avon Park
- City of Avon Park residential rates inside the city: a minimum charge of $13.57 for 1,000 to 3,000 gallons, then a per-1,000-gallon rate above that
- Property tax
- 1.90% of value
- 2026 tax year (fiscal year 2026-27), Highlands County final millage, Avon Park city limits (millage code 10)
- Garbage
- City of Avon Park
- $28.00 a month, listed on the City's residential utility rate schedule
- Sewer
- City of Avon Park
- $25.50 a month plus $6.00 per 1,000 gallons of water used over 3,000 gallons
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How these numbers are made
- Florida tax bills are public, but we calculate yours from public rates and the value you enter.
- Property tax: 18.9711 mills in total for Highlands County millage code 10 (Avon Park city limits), 2026 final rates from the Highlands County Property Appraiser: county commission 7.5000, school board 3.1310 state plus 2.2480 local, Southwest Florida Water Management District 0.1831 and City of Avon Park 5.9090. Homestead takes $25,000 off all taxes and up to $25,000 more (plus a CPI adjustment we do not add) off non-school taxes. The starting value is the Census median market value; enter your assessed value from your TRIM notice.
- No flat yearly charge on the tax bill is included. Avon Park adopted Resolution 2023-28 on December 11, 2023, which the city attorney described as a placeholder for using the county's uniform collection method for a stormwater assessment; the minutes say no rate was set and the city is not obliged to levy one, and no per-parcel rate appears in city documents. The county's FY 2026-27 list of flat charges collected on the tax bill (solid waste, fire) does not show a city stormwater assessment, and Avon Park lists garbage on its own utility rate schedule. Special benefit districts in parts of the area may add charges that are not included.
- Water and sewer (City of Avon Park inside-city residential rates): water $13.57 a month covers 1,000 to 3,000 gallons, then $3.24, $3.31, $3.36 and $3.41 per 1,000 gallons in tiers up to 6,000, 9,000, 12,000 gallons and above; sewer $25.50 a month plus $6.00 per 1,000 gallons of water over 3,000 gallons. Garbage is $28.00 a month on the same schedule. The 10% public service tax on water is added to the water charge. Irrigation meters are not included.
- Electricity: Duke Energy Florida RS-1 effective October 1, 2026, a weighted average of 3 winter months and 9 months March through November plus the fuel charge and cost recovery factors, and Avon Park's 10% public service tax (Florida Revenue database). Typical use, 1,104 kWh a month, is EIA's 2024 Florida residential average. Gas is not modeled.
- Insurance: Florida OIR's Highlands County average homeowners premium with wind coverage ($2,736, data as of March 31, 2026); flood insurance is a separate policy.
- Nothing here is legal, tax or insurance advice.
How Avon Park compares
A typical Avon Park house against the 76 Florida cities we cover, using the same default numbers as the total above.
| Per year | Avon Park | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.90% | 1.79% | higher than 50 of the other 75 Florida cities we cover |
| Water | $309 | $466 | lower than 63 of the other 75 Florida cities we cover |
| Sewer and utility-bill fees | $606 | $836 | lower than 62 of the other 74 Florida cities we cover |
| Trash | $336 | $369 | lower than 50 of the other 72 Florida cities we cover |
| Electricity and gas | $2,238 | $1,953 | higher than 67 of the other 75 Florida cities we cover |
| Home insurance | $2,736 | $3,702 | lower than 64 of the other 72 Florida cities we cover |
| Total | $8,155 | $12,804 | lower than 74 of the other 75 Florida cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Water
The fact: Water here costs about $309 a year at typical use, lower than 63 of the other 75 Florida cities we cover.
Ask: "Water here costs about $309 a year at typical use, lower than 63 of the other 75 Florida cities we cover. What drives that cost, and would you change anything?"
2. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $606 a year, lower than 62 of the other 74 Florida cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $606 a year, lower than 62 of the other 74 Florida cities we cover. What drives that cost, and would you change anything?"
3. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,238 a year, higher than 67 of the other 75 Florida cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,238 a year for a typical house, higher than 67 of the other 75 Florida cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Avon Park house costs
What is the property tax rate in Avon Park?
About 1.90% of the value before exemptions a year (2026 tax year (fiscal year 2026-27), Highlands County final millage, Avon Park city limits (millage code 10)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Avon Park?
About $8,671 a year on $500,000 of the value before exemptions with the homestead exemption.
How much is the water bill in Avon Park?
About $74 a month for water and sewer at typical use (7,000 gallons a month) on City of Avon Park.
How much does trash pickup cost in Avon Park?
$28 a month for a house.
Can seniors lower their property tax or bills in Avon Park?
Yes. Seniors 65+ with limited income: up to $15,000 off the county tax: The Highlands County Commission has adopted an additional senior exemption of up to $15,000. It is only applied to the county commission portion of your taxes, not to school board, city, water management or other taxes.
How much does a house in Avon Park cost to run each year?
A Avon Park house at the typical market value ($144,700) costs about $8,200 a year: $1,930 property tax and charges, $910 water and sewer, $340 trash, $2,240 electricity, $2,740 home insurance. Estimated from public rates, not anyone's actual bill.