Bradenton, FL · Updated Oct 2026

What a Bradenton house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Bradenton house

$12,014a year · $1,001 a month

Starts at the typical market value, $309,400; your assessed value is often lower. Typical use.

A Bradenton house at the typical market value ($309,400) pays about $12,000 a year: $5,710 property tax and charges, $1,130 water and sewer, $220 trash, $1,780 electricity, $3,180 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $133 a year:

Bring water use down to 4 units
$133 a year
Above 4 units a month, City of Bradenton charges $5.88 a unit instead of $3.66.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Pay your tax bill in November4% off the bill
Florida counties give 4% off property tax paid in November, 3% in December, 2% in January and 1% in February.
How: Pay in November for the largest discount.
File for homestead by March 1
An owner who lives in the home as a permanent residence by January 1 can apply with Form DR-501 to the county property appraiser by March 1 of the tax year; the exemption can take up to $50,000 off assessed value.
How: Apply with your county property appraiser.

Adjust to match your bills

What you knowTrash cartEach home gets one green garbage cart and one blue yard-waste cart; additional green carts cost extra. Rate shown is from the City's 2021 solid waste resolution (effective October 1, 2021); the City may have changed it.

Value before exemptionsLong-time homesteaders' assessed values are often well below market value because of the Save Our Homes cap.

I live here and have the Homestead exemption and Additional homestead exemption

Home insurance, a yearFrom your policy. We start at $3,181, Florida Office of Insurance Regulation, July 2026 Insurer Stability report: Manatee County average homeowners premium including wind, data as of March 31, 2026.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your Florida Power & Light (FPL) bill. An electric car adds about 300 kWh.

Money dates

Nov 2026in 28 daysUnder Florida law, county property tax paid in November gets a 4% discount (3% in December, 2% in January, 1% in February).
Mar 1Homestead applications (Form DR-501) are due to the county property appraiser by March 1 of the tax year.
Apr 1Taxes become delinquent on April 1 following the year in which they are assessed.

Who serves this house

Water: City of Bradenton; City of Bradenton: monthly customer charge for a 3/4-inch meter inside City limits plus a volume charge per 1,000 gallons (first 3,000 gallons, then over 3,000 gallons), effective 11/1/2025
Property tax: 2.15% of value; 2026 tax year, City of Bradenton (tax district 0021), Manatee County
Garbage: City of Bradenton Solid Waste Division; Twice-weekly household garbage collection in a green City cart, plus a blue cart for unbagged yard waste
Sewer: City of Bradenton; Monthly sewer customer charge plus volume charges per 1,000 gallons
Stormwater: City of Bradenton; Residential property owners are billed a flat $5.70 per residential unit (Resolution 25-86, effective November 1, 2025); the rate sheet does not state a billing period
Electricity: FPL; Bradenton is on FPL's list of communities served; FPL's residential rate schedule is RS-1
Gas: Few homes use utility gas; 647 of 13,635 owner-occupied homes in Bradenton heat with utility gas; 12,531 heat with electricity (Census ACS 2020-2024)
Schools: School Board of Manatee County; Levies 3.0270 mills required local effort, 0.7480 discretionary, 1.5000 capital outlay and 1.0000 voter-approved operating: 6.2750 mills in all (2026 adopted)

Pay or manage your bills

Your water

Source: Blend of purified surface water from the Bill Evers Reservoir and Aquifer Storage Recovery (ASR) groundwater wells (2025 Water Quality Report).
Lead: 2025 tap sampling (June-September 2025): 90th percentile lead 0.2 ppb, under the 15 ppb action level, with no sites over it.
Fluoride: The City stopped adding fluoride to the water on July 1, 2025, under Florida law.

Other FL cities

How these numbers are made

Property tax uses the 2026 adopted millage for City of Bradenton tax district 0021 (Manatee County 5.5373 + county voter-approved 0.4833 + School Board 6.2750 + City 5.7101 + Southwest Florida Water Management District 0.1831 + Mosquito Control 0.1256 + West Coast Inland Navigation District 0.0394 = 18.3538 mills) on taxable value after the $25,000 + up to $26,411 homestead exemptions. The exemption's second part is indexed and its 2026 amount comes from Florida's statewide figure.
Water, sewer and garbage use the City's rate sheets effective 11/1/2025 (water $17.44 base plus $2.74 per 1,000 gallons to 3,000 gallons and $4.40 above; sewer $25.76 base plus $2.34 / $5.19). The calculator folds the two sewer tiers into $17.21 + $5.19 per 1,000 gallons (25.76 - 3 x (5.19 - 2.34)), which equals the City's charge in any month over 3,000 gallons and is up to $8.55 low below that.
Garbage uses the City's most recent fee resolution we could read (Resolution 21-65, effective October 1, 2021: $18.20 a month for one 95-gallon can). The City may have changed it since; confirm on your utility bill. The Manatee County dumping fee and bulk-pickup charges that the City adds to the utility bill are not included.
The City's stormwater fee ($5.70 per residential unit) is not included because its billing period could not be shown from a public document. Parts of the city may also pay fire-district or community development district assessments; none is included.
The starting home value is the Census median value of owner-occupied units (all types, a market value); a long-held homestead's assessed value is often lower because of the Save Our Homes cap.
Electricity uses FPL's October 2026 residential rate RS-1 ($10.52 a month plus 12.258 cents per kWh up to 1,000 kWh and 14.258 cents above, all per-kWh clauses included); taxes and franchise fees on the FPL bill are not included. Gas is left out because about 5% of owner-occupied homes heat with utility gas. Insurance starts at the Florida OIR Manatee County average premium including wind; flood insurance is separate.
FPL amounts exclude local taxes and franchise fees.
Nothing here is legal, tax or insurance advice.

Sources

How Bradenton compares

A typical Bradenton house against the 53 Florida cities we cover, using the same default numbers as the total above.

Per year	Bradenton	Median	Where it falls
Property tax rate	2.15%	1.78%	higher than 48 of the other 52 Florida cities we cover
Water	$505	$515	lower than 28 of the other 52 Florida cities we cover
Sewer and utility-bill fees	$626	$901	lower than 44 of the other 51 Florida cities we cover
Trash	$218	$364	lower than 49 of the other 51 Florida cities we cover
Electricity and gas	$1,775	$1,953	lower than 39 of the other 52 Florida cities we cover
Home insurance	$3,181	$3,733	lower than 43 of the other 51 Florida cities we cover
Total	$12,014	$12,935	lower than 38 of the other 52 Florida cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Bradenton's property tax rate is 2.15%, higher than 48 of the other 52 Florida cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Bradenton is 2.15%, higher than 48 of the other 52 Florida cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $626 a year, lower than 44 of the other 51 Florida cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $626 a year, lower than 44 of the other 51 Florida cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $218 a year for the standard cart, lower than 49 of the other 51 Florida cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $218 a year for the standard cart, lower than 49 of the other 51 Florida cities we cover. What drives that cost, and would you change anything about the service or the price?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,775 a year, lower than 39 of the other 52 Florida cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,775 a year for a typical house, lower than 39 of the other 52 Florida cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Bradenton house costs

What is the property tax rate in Bradenton?

About 2.15% of the value before exemptions a year (2026 tax year, City of Bradenton (tax district 0021), Manatee County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Bradenton?

About $9,804 a year on $500,000 of the value before exemptions with the homestead exemption.

How much is the water bill in Bradenton?

About $94 a month for water and sewer at typical use (7,000 gallons a month) on City of Bradenton.

How much does trash pickup cost in Bradenton?

$18 to $36 a month, depending on the trash cart size (One 95-gallon cart (twice-weekly collection), Two 95-gallon carts).

How much does a house in Bradenton cost to run each year?

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