Ormond Beach, FL · Updated Oct 2026

What a Ormond Beach house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Ormond Beach house

$11,475a year · $956 a month

Starts at the typical market value, $354,800; your assessed value is often lower. Typical use.

Property tax$5,054
1.620% of $354,800, less $25,000 homestead exemption and less $26,411 additional homestead exemption
Electricity$1,953
1104 kWh a month $1,775 · City of Ormond Beach public service tax $178
Water and sewer$1,217
7,000 gallons a month on City of Ormond Beach: water $40, sewer $51, stormwater (flat rate per month) $11 a month
Trash$444
Basic residential service plus recycling, $37 a month
Home insurance$2,808
Typical premium $2,808

A Ormond Beach house at the typical market value ($354,800) pays about $11,500 a year: $5,050 property tax and charges, $1,220 water and sewer, $440 trash, $1,950 electricity, $2,810 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $13 a year:

Bring water use down to 8 units
$13 a year
Above 8 units a month, City of Ormond Beach charges $6.95 a unit instead of $5.86.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Seniors 65+ with household income up to $38,686: extra homestead exemptionUp to $50,000 off county taxes, $25,000 off city taxes
The Volusia County Property Appraiser lists an additional homestead exemption for owners 65 or older whose prior-year household income does not exceed $38,686: up to $50,000 for all county taxing authorities and up to $25,000 for Ormond Beach. Copies of federal income tax returns or wage statements are required.
How: Contact the Volusia County Property Appraiser about the senior exemption application and proof of age and income.
Veterans with a service-connected disability: exemptions$5,000 off, or no ad valorem tax on the homestead
An honorably discharged veteran disabled 10% or more may get a $5,000 reduction in assessed value. Honorably discharged veterans with a service-related total and permanent disability may be totally exempt from ad valorem taxes on their homestead.
How: Apply to your county property appraiser.
$5,000 exemption for widows, widowers, blind and totally and permanently disabled residents$5,000 off value
Florida exempts $5,000 of property value for every widow, widower, blind person, or totally and permanently disabled person who is a Florida resident.
How: Ask your county property appraiser how to file.
Pay your tax bill in November for 4% off4% off the bill
Volusia County tax bills are mailed about November 1. Paying in November takes 4% off; the discount is 3% in December, 2% in January, 1% in February and none in March.
How: Pay the Volusia County Tax Collector in person or online in November.

Money dates

Nov 1in 9 daysVolusia County property tax bills are mailed on or about November 1; paying in November takes 4% off (3% December, 2% January, 1% February, none in March).
Mar 1Deadline to file the homestead exemption application (Form DR-501) with the county property appraiser for that tax year.
Mar 31Last day to pay property taxes without penalty.
Apr 1Unpaid taxes become delinquent and a 3% minimum charge is added.

Who serves this house

Water: City of Ormond Beach; City of Ormond Beach inside-city residential rates: base rate for 0 to 2,000 gallons, then $4.38 per 1,000 gallons between 3,000 and 6,000 gallons and $5.20 per 1,000 gallons at 7,000 gallons and over, on a monthly billing cycle.
Property tax: 1.62% of value; 2026 tax year (fiscal year 2026-27), Volusia County millage code 201 (Ormond Beach)
Garbage: City of Ormond Beach (Waste Pro for extraordinary services); Basic residential service $28.90 a month plus recycling $8.11 a month, inside city
Sewer: City of Ormond Beach; $22.83 a month base (0 to 2,000 gallons) plus $5.87 per 1,000 gallons over 2,000
Electricity: Florida Power & Light (FPL); Residential Service (RS-1): $10.52 base charge a month plus per-kWh charges

Pay or manage your bills

Your water

Source: The City's Water Treatment Plant treats groundwater from the Upper Floridan Aquifer through lime softening and reverse osmosis to distribute for its public water supply.

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How these numbers are made

Florida tax bills are public, but we calculate yours from public rates and the value you enter.
Property tax: 16.2010 mills in total for Volusia County millage code 201 (Ormond Beach), 2026 tax year, from the Property Appraiser's 2026 final millage table: County 5.0698 operating plus 0.4000 voter-approved; Volusia County Schools 5.2430; St. Johns River WMD 0.1793; Florida Inland Navigation District 0.0270; hospital district 0.6814; East Volusia Mosquito Control 0.1573; Ponce De Leon Inlet and Port District 0.0640; City of Ormond Beach 4.3202 operating and 0.0590 voted debt service. No Ormond Beach lines appear in the Property Appraiser's 2026 NAVA roll summary (proposed 2026 roll), so no flat charge is on a typical bill; stormwater and garbage are on the utility bill.
Homestead takes $25,000 off all taxes and up to $26,411 more off non-school taxes (we apply the full $26,411). The typical value is the Census median market value of owner-occupied units, condos and mobile homes included; the Save Our Homes cap keeps many homesteads' assessed value lower.
Water, sewer, stormwater and garbage are on the monthly City utility bill at the rates on the City's rates page: water $18.45 base for 0 to 2,000 gallons then $4.38 per 1,000 gallons to 6,000 and $5.20 above; sewer $22.83 base for 0 to 2,000 gallons then $5.87 per 1,000 gallons; stormwater $11.00; garbage $28.90 plus recycling $8.11. The page does not say whether these include the increases voted for fall 2025 and gives no typical use, so the page starts at 9 CCF. City pages disagree on garbage ($27.26 on the solid waste page); we use the rates page. Effluent reuse ($16 a month where available), irrigation meters, septic and wells are not modeled.
Electricity: FPL rate RS-1 effective October 2026, $10.52 a month plus 12.258 cents per kWh up to 1,000 kWh and 14.258 cents above, plus Ormond Beach's 10% public service tax on electricity applied to the whole bill (Florida law exempts fuel adjustment charges, so this slightly overstates it). FPL's franchise fee and the state gross receipts tax are not included. Typical use, 1,104 kWh a month, is EIA's 2024 Florida residential average. Gas is not modeled: about 1% of Ormond Beach owner-occupied homes heat with utility gas (Census ACS 2020-2024).
Insurance: Florida OIR's Volusia County average homeowners premium with wind coverage ($2,808, data as of March 31, 2026); flood insurance is separate.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Ormond Beach house costs

What is the property tax rate in Ormond Beach?

About 1.62% of the value before exemptions a year (2026 tax year (fiscal year 2026-27), Volusia County millage code 201 (Ormond Beach)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Ormond Beach?

About $7,406 a year on $500,000 of the value before exemptions with the homestead exemption.

How much is the water bill in Ormond Beach?

About $101 a month for water and sewer at typical use (7,000 gallons a month) on City of Ormond Beach.

How much does trash pickup cost in Ormond Beach?

$37 a month for a house.

When is property tax due in Ormond Beach?

Mar 31: Last day to pay property taxes without penalty.

Can seniors lower their property tax or bills in Ormond Beach?

Yes. Seniors 65+ with household income up to $38,686: extra homestead exemption: The Volusia County Property Appraiser lists an additional homestead exemption for owners 65 or older whose prior-year household income does not exceed $38,686: up to $50,000 for all county taxing authorities and up to $25,000 for Ormond Beach. Copies of federal income tax returns or wage statements are required.

How much does a house in Ormond Beach cost to run each year?

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