Palmetto, FL · Updated Oct 2026

What a Palmetto house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Palmetto house

$12,705a year · $1,059 a month

Starts at the typical market value, $313,400; your assessed value is often lower. Typical use.

A Palmetto house at the typical market value ($313,400) pays about $12,700 a year: $6,030 property tax and charges, $1,440 water and sewer, $280 trash, $1,780 electricity, $3,180 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Pay your tax bill in November4% off the bill
Florida law sets early-payment discounts on property tax: 4 percent in November, 3 percent in December, 2 percent in January and 1 percent in February.
How: Pay in November for the largest discount.
File for homestead by March 1
An owner who lives in the home as a permanent residence by January 1 can apply with Form DR-501 to the county property appraiser by March 1 of the tax year; the exemption can take up to $50,000 off assessed value.
How: Apply with your county property appraiser.
One free bulk collection a year
Each residential address may use one free annual collection per year (Oct. 1st to Sept. 30th) for solid waste, if the garbage account is active and not past due.
How: Call Solid Waste at 941-723-4580.

Money dates

Mar 1Homestead applications (Form DR-501) are due to the county property appraiser by March 1 of the tax year.
Apr 1Taxes become delinquent on April 1 following the year in which they are assessed.

Who serves this house

Water: City of Palmetto; City of Palmetto single-family residential: base rate plus a charge per 1,000 gallons in five steps, rates as of October 1, 2026
Property tax: 2.24% of value; 2026 tax year, City of Palmetto (tax district 0019), Manatee County
Garbage: City of Palmetto Solid Waste Department; Twice-a-week trash pickup continues in Palmetto; billed by the City's Utility Billing Division
Sewer: City of Palmetto; Monthly base rate plus a charge per 1,000 gallons (rates as of October 1, 2026)
Electricity: FPL; Palmetto is on FPL's list of communities served; FPL's residential rate schedule is RS-1
Gas: Few homes use utility gas; 248 of 3,629 owner-occupied homes in Palmetto heat with utility gas; 3,335 heat with electricity (Census ACS 2020-2024)
Fire: North River Fire District; The district's charter incorporates the City of Palmetto; it levies 0.7500 mills (2026 adopted)

Pay or manage your bills

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How these numbers are made

Property tax uses the 2026 adopted millage for City of Palmetto tax district 0019 (Manatee County 5.5373 + county voter-approved 0.4833 + School Board 6.2750 + City 5.8445 + Southwest Florida Water Management District 0.1831 + Mosquito Control 0.1256 + West Coast Inland Navigation District 0.0394 + North River Fire District 0.7500 = 19.2382 mills) on taxable value after the $25,000 + up to $26,411 homestead exemptions. The exemption's second part is indexed and its 2026 amount comes from Florida's statewide figure.
Water, sewer and garbage use the City's rates as of October 1, 2026 (water $11.02 base plus $8.01 per 1,000 gallons to 3,000, then $8.86, $9.68, $13.74 and $15.08 in higher steps; sewer $21.13 base plus $4.28 / $4.75). The calculator folds the two sewer tiers into $19.72 + $4.75 per 1,000 gallons (21.13 - 3 x (4.75 - 4.28)), which equals the City's charge in any month over 3,000 gallons and is up to $1.41 low below that.
Garbage is the City's flat residential service fee of $23.68 a month. Manatee County residents outside city limits on City sewer pay a surcharge and are not modelled. The City's Water Protection Program charge (listed at $3.00 for meters up to 1 inch, assigned by meter size; the City's page does not state its billing period) is not included.
The starting home value is the Census median value of owner-occupied units (all types, a market value); a long-held homestead's assessed value is often lower because of the Save Our Homes cap. Parts of the city may pay community development district assessments; none is included. The City lists no stormwater utility fee.
Electricity uses FPL's October 2026 residential rate RS-1 ($10.52 a month plus 12.258 cents per kWh up to 1,000 kWh and 14.258 cents above, all per-kWh clauses included); the franchise charge and municipal utility tax that FPL adds to bills are not included (FPL says they vary by area and are set by local governments; no Palmetto rate was found), so the actual bill is typically higher by these fees. Gas is left out because about 7% of owner-occupied homes heat with utility gas. Insurance starts at the Florida OIR Manatee County average premium including wind; flood insurance is separate.
The default water use is an assumption: the City publishes no typical household usage.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Palmetto house costs

What is the property tax rate in Palmetto?

About 2.24% of the value before exemptions a year (2026 tax year, City of Palmetto (tax district 0019), Manatee County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Palmetto?

About $10,201 a year on $500,000 of the value before exemptions with the homestead exemption.

How much is the water bill in Palmetto?

About $120 a month for water and sewer at typical use (7,000 gallons a month) on City of Palmetto.

How much does trash pickup cost in Palmetto?

$24 a month for a house.

How much does a house in Palmetto cost to run each year?

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