Fort Myers, FL · Updated Oct 2026

What a Fort Myers house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Fort Myers house

$14,404a year · $1,200 a month

Starts at the typical market value, $384,500; your assessed value is often lower. Typical use.

Property tax$5,792
1.697% of $384,500, less $25,000 homestead exemption and less $26,411 additional homestead exemption
Flat charges on the tax bill$369
Fire assessment, per dwelling unit (FY2027) $240 · Stormwater fee, city example home with 2,500 sq ft of impervious area (FY2027) $130
Electricity$1,953
1104 kWh a month $1,775 · City of Fort Myers public service tax $178
Water and sewer$2,474
7,000 gallons a month on City of Fort Myers: water $73, sewer $134 a month
Trash$241
96-gallon trash cart (city service), $20 a month
Home insurance$3,576
Typical premium $3,576

A Fort Myers house at the typical market value ($384,500) pays about $14,400 a year: $6,160 property tax and charges, $2,470 water and sewer, $240 trash, $1,950 electricity, $3,580 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ with limited income: up to $50,000 more off$25,000 off city and $50,000 off county taxable value
Homeowners 65 or older whose household income is under the state limit can get an extra exemption. The City of Fort Myers adopted $25,000 for city taxes and Lee County $50,000 for all county millages.
How: Apply to the Lee County Property Appraiser by March 1; income paperwork (Form DR-501SC) can follow by June 1.
$5,000 exemptions for widows, widowers, blind and disabled residents$5,000 off taxable value
Florida residents who are widowed, blind or disabled can each take a $5,000 exemption, and so can disabled ex-service members.
How: Apply to the Lee County Property Appraiser by March 1.
Pay your tax bill in November for 4% off4% off the whole bill
Lee County gives 4% off for paying in November, 3% in December, 2% in January and 1% in February.
How: Pay the Lee County Tax Collector in November; bills go out in November.
Lower your stormwater fee with rain barrels or a rain garden
A reduction in the city's stormwater user fee may apply if the property uses best management practices such as rain barrels, rain gardens or cisterns. An approved reduction shows on the next year's tax bill.
How: Send the city's Stormwater User Fee Reduction Application with four color photos, a site map and the $25 fee.
Bulk, yard waste and appliance pickup every week
City residential service provides bulk item pickup once a week (up to 4 cubic yards), yard waste pickup once a week (up to 10 cubic yards) and white goods removal, such as a stove or refrigerator, once a week.
How: Junk and brush must be separated.
Free disposal of household chemicals and electronics
The city does not collect household chemicals and electronics, but Lee County takes them without charge.
How: Call Lee County at (239) 533-8000; the drop-off is at 6441 Topaz Ct., Fort Myers.

Money dates

Mar 1Deadline to apply for homestead and other exemptions with the Lee County Property Appraiser.
Mar 31Property taxes due.
Apr 1Unpaid real estate taxes become delinquent and a 3% interest charge is added.
Mid-AugustYour TRIM notice (Notice of Proposed Property Taxes) arrives: check your value and exemptions.

Who serves this house

Water: City of Fort Myers; City of Fort Myers utility rates inside city limits as of 10-01-2026: a monthly water readiness-to-serve fee plus residential water rates per 1,000 gallons in four tiers; a 10% utility tax applies to water and the readiness-to-serve charge.
Property tax: 1.70% of value; 2026 tax year, Lee County district 090 (City of Fort Myers)
Sewer: City of Fort Myers; 5/8" meter: $22.92 monthly sewer readiness-to-serve fee plus $16.43 per 1,000 gallons (as of 10-01-2026)
Electricity: Florida Power & Light (FPL); Residential Service (RS-1): $10.52 base charge a month plus per-kWh charges (October 2026)
Gas: Utility gas; 386 of 18,825 owner-occupied homes in Fort Myers heat with utility gas; 17,599 heat with electricity (Census ACS 2020-2024)
Schools: Lee County public schools; 5.2710 mills of the property tax (2.2480 local board + 3.0230 state law)

Pay or manage your bills

Your water

Source: Brackish (salty) water from the Floridan Aquifer, purified by reverse osmosis at the City of Fort Myers Water Treatment Plant.
Treatment: The purified water is treated with chlorine bleach, stabilized, and phosphate is added for corrosion control.
Lead: The city's lead service line inventory is on the Lead Service Line Dashboard at fortmyers.gov/lcrr.

Other FL cities

How these numbers are made

Florida tax bills are public, but we calculate yours from public rates and the value you enter.
Property tax: 16.9702 mills in total for Lee County district 090 (City of Fort Myers), 2026 tax year (the Property Appraiser's ACTUAL column): county 3.7623, schools 5.2710, city 6.9000 plus 0.1170 parks bond, library 0.4218, water management 0.2301, mosquito, hyacinth and navigation districts. The city's redevelopment-area districts (064, 088, 089, 091, 093) carry the same total. Homestead takes $25,000 off all taxes and up to $26,411 more off non-school taxes (we apply the full $26,411, which every home assessed at $76,411 or more gets).
Non-ad valorem charges on the November 2026 bill (FY2027 adopted budget): the residential solid waste assessment ($240.55 per family unit, unchanged, shown as $20.05 a month under garbage), the fire assessment ($239.80 per dwelling unit, up 10%) and the stormwater fee ($2.16 a month per 500 sq ft of impervious area, unchanged). We use $129.60, the city's own example for a home with 2,500 sq ft of impervious area; yours depends on your roof, driveway and patios.
Water (5/8" meter, inside city limits, from 10-01-2026): $12.40 a month readiness-to-serve plus $5.67 per 1,000 gallons up to 4,000, $11.33 to 8,000, $17.00 to 12,000 and $22.66 above, with the city's 10% utility tax on water and the readiness-to-serve charge added to each. Sewer: $22.92 a month plus $16.43 per 1,000 gallons, with no cap. Homes on another water utility are not modeled.
Electricity: FPL rate RS-1 effective October 2026, $10.52 a month plus 12.258¢ per kWh up to 1,000 kWh and 14.258¢ above (energy, conservation, capacity, environmental, storm protection and fuel charges less the transition credit), plus Fort Myers' 10% public service tax applied to the whole bill (Florida law exempts the fuel charge, so this slightly overstates it). FPL's franchise fee and gross receipts tax are not included. Typical use, 1,104 kWh a month, is EIA's 2024 Florida residential average. Gas is not modeled: few Fort Myers homes heat with utility gas.
The typical value is the Census median market value; the Save Our Homes cap limits a homestead's yearly assessed-value increase to 3% or inflation, so your assessed value may be lower. Insurance: Florida OIR's Lee County average homeowners premium with wind coverage ($3,576, March 2026); flood insurance is a separate policy and is not included.
Nothing here is legal, tax or insurance advice.

Sources

How Fort Myers compares

A typical Fort Myers house against the 53 Florida cities we cover, using the same default numbers as the total above.

Per year	Fort Myers	Median	Where it falls
Property tax rate	1.70%	1.78%	lower than 36 of the other 52 Florida cities we cover
Water	$872	$515	higher than 46 of the other 52 Florida cities we cover
Sewer and utility-bill fees	$1,602	$901	higher than 50 of the other 51 Florida cities we cover
Trash	$241	$364	lower than 48 of the other 51 Florida cities we cover
Electricity and gas	$1,953	$1,953	higher than 17 of the other 52 Florida cities we cover
Home insurance	$3,576	$3,733	lower than 26 of the other 51 Florida cities we cover
Total	$14,404	$12,935	higher than 35 of the other 52 Florida cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $872 a year at typical use, higher than 46 of the other 52 Florida cities we cover.

Ask: "Water here costs about $872 a year at typical use, higher than 46 of the other 52 Florida cities we cover. What drives that cost, and would you change anything?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,602 a year, higher than 50 of the other 51 Florida cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,602 a year, higher than 50 of the other 51 Florida cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $241 a year for the standard cart, lower than 48 of the other 51 Florida cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $241 a year for the standard cart, lower than 48 of the other 51 Florida cities we cover. What drives that cost, and would you change anything about the service or the price?"

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Common questions about Fort Myers house costs

What is the property tax rate in Fort Myers?

About 1.70% of the value before exemptions a year (2026 tax year, Lee County district 090 (City of Fort Myers)), plus flat charges on the same bill (Fire assessment, per dwelling unit (FY2027) $240, Stormwater fee, city example home with 2,500 sq ft of impervious area (FY2027) $130).

How much is property tax on a $500,000 house in Fort Myers?

About $8,121 a year on $500,000 of the value before exemptions with the homestead exemption, including $369 of flat charges.

How much is the water bill in Fort Myers?

About $206 a month for water and sewer at typical use (7,000 gallons a month) on City of Fort Myers.

How much does trash pickup cost in Fort Myers?

$20 a month for a house.

When is property tax due in Fort Myers?

Mar 31: Property taxes due.

Can seniors lower their property tax or bills in Fort Myers?

Yes. Seniors 65+ with limited income: up to $50,000 more off: Homeowners 65 or older whose household income is under the state limit can get an extra exemption. The City of Fort Myers adopted $25,000 for city taxes and Lee County $50,000 for all county millages.

How much does a house in Fort Myers cost to run each year?

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