Casselberry, FL · Updated Oct 2026

What a Casselberry house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Casselberry house

$12,331a year · $1,028 a month

Starts at the typical market value, $299,200; your assessed value is often lower. Typical use.

Property tax$4,698
1.840% of $299,200, less $25,000 homestead exemption and less $26,411 additional homestead exemption
Flat charges on the tax bill$46
City street lighting assessment (1 ERU) $46
Electricity$2,238
1104 kWh a month $2,035 · City of Casselberry public service tax $203
Water and sewer$1,464
7,000 gallons a month on City of Casselberry: water $37, sewer $74, stormwater (per eru) $11 a month
Trash$339
Your own cans (up to 52 gallons), $28 a month
Home insurance$3,545
Typical premium $3,545

A Casselberry house at the typical market value ($299,200) pays about $12,300 a year: $4,740 property tax and charges, $1,460 water and sewer, $340 trash, $2,240 electricity, $3,550 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ with limited income: extra $50,000 off Seminole County taxes and $5,000 off City of Casselberry taxes$50,000 county + $5,000 city
Seminole County homeowners 65 or older on January 1 with household income under the state limit can get an additional exemption: $50,000 on Seminole County taxes and $5,000 on City of Casselberry taxes; it does not apply to school district taxes. For the 2026 tax year the 2025 income limit is $38,686. You must have the homestead exemption.
How: Apply to the Seminole County Property Appraiser by March 1.
$5,000 exemptions for surviving spouses and totally and permanently disabled owners$5,000 off assessed value
The Seminole County Property Appraiser lists a $5,000 reduction in assessed value for a widow or widower (the surviving spouse) and a $5,000 reduction for a totally and permanently disabled owner.
How: For the disability exemption, submit a completed Physician's Certificate (DR-416) from a licensed Florida physician.
Veterans with a service-connected disability: exemptions$5,000 off, or tax exempt
Veterans with a 10% to 100% service-connected disability can get $5,000 off the assessed value. Honorably discharged veterans with a 100% total and permanent service-connected disability who have the homestead exemption can be tax exempt; this does not cover special assessments such as garbage or street lighting.
How: Submit a completed application and a letter from the Veteran's Administration; completed applications can also be sent by email to exemptions@scpafl.org.
Pay your tax bill in November for 4% off4% off the bill
Seminole County tax bills go out in November. Paying in November takes 4% off; the discount is 3% in December, 2% in January and 1% in February.
How: Pay the Seminole County Tax Collector in November.

Money dates

Mar 1Deadline to file for the homestead exemption with the Seminole County Property Appraiser.
Apr 1Taxes not paid by March 31 become delinquent on April 1.
NovSeminole County property tax bills go out in November; paying in November takes 4% off (3% December, 2% January, 1% February, none in March).
45 daysA City of Casselberry water bill adjustment for a leak, pool fill or new sod must be requested within 45 days of the repair (30 days from the bill date for unexplained use).

Who serves this house

Water: City of Casselberry; City of Casselberry residential potable house water rates inside city limits, effective October 1, 2026: a monthly base fee per ERC (3/4 inch meter) plus tiered charges per thousand gallons; water is taxable at 10% inside city limits
Property tax: 1.84% of value; 2026 tax year (fiscal year 2026-27), Seminole County final millage, taxing authority code C1 (Casselberry)
Sewer: City of Casselberry; $19.37 base fee a month plus $7.65 per 1,000 gallons up to 4,999 gallons and $9.57 from 5,000 gallons, based on total water use through the house meter
Electricity: Duke Energy Florida; RS-1 residential rate: $14.43 customer charge a month plus per-kWh charges
Schools: Seminole County Public Schools; 5.2310 mills for 2026-27

Pay or manage your bills

Your water

Source: Water is drawn from wells in the Floridan Aquifer and treated at three plants: North Plant, South Plant and Howell Park.
Treatment: The water is aerated to remove sulfur odor and disinfected; the South plant also uses granular activated carbon filtration, and orthopolyphosphate is added for corrosion control.
Lead lines: The City says it does not have lead service lines, based on the Lead and Copper Rule Revision (LCRR).
By-products: Total trihalomethanes in 2025: highest locational running annual average 57.63 ppb (MCL 80), no violation.

Other FL cities

How these numbers are made

Florida tax bills are public, but we calculate yours from public rates and the value you enter.
Property tax: 18.4027 mills in total for Casselberry (Seminole County Property Appraiser final 2026 millage rates, taxing authority code C1): Seminole County 5.3751 and the county Fire Protection District 2.7649 (the fire district covers Casselberry), Seminole County Public Schools 5.2310 (2.9830 required local effort plus 2.2480 discretionary), City of Casselberry 4.2613 operating plus 0.5911 voted debt (adopted) and the St. Johns River Water Management District 0.1793.
Homestead takes $25,000 off all taxes and up to $26,411 more off non-school taxes (we apply the full $26,411, which every home assessed at $76,411 or more gets). The typical value is the Census median market value of all owner-occupied units, condos included; the Save Our Homes cap keeps many homesteads' assessed value lower.
One flat yearly charge is added to the tax bill: the City's street lighting assessment of $46.49 per ERU for FY 2026-27 (each single-family parcel counts as one ERU), the rate in the City's 2023 assessment schedule that was taken to a public hearing on August 10, 2026; the adopted minutes were not published online when we checked. Homes in the Sausalito Assessment Area pay an extra special assessment that is not included.
Water, sewer, garbage and stormwater (City of Casselberry, inside city limits, effective October 1, 2026, 3/4 inch meter): water $13.64 a month plus $2.56 to $11.50 per thousand gallons in four tiers, with the 10% tax on water added to each charge; sewer $19.37 plus $7.65 per thousand gallons up to 4,999 gallons and $9.57 from 5,000 gallons. We read the sewer tiers like the water tiers (the first 5,000 gallons at $7.65, use above that at $9.57) and model sewer as $57.62 (base fee plus the first 5,000 gallons) plus $9.57 per thousand gallons above 5,000, which is exact from 5,000 gallons up and overstates lower use. Garbage $28.25 a month; stormwater $10.65 a month per ERU, assuming one ERU for a single-family home. Separate irrigation and reclaimed water meters are not included.
Electricity: Duke Energy Florida RS-1 effective October 1, 2026, $14.43 a month plus per-kWh charges; the non-fuel energy charge is a weighted average of 3 winter months (December through February) and 9 months March through November, plus the BA-1 fuel charge (4.127¢ up to 1,000 kWh, 5.197¢ above) and cost recovery factors, plus Casselberry's 10% public service tax on electricity applied to the whole bill (Florida law exempts the fuel charge, so this slightly overstates it). Duke's franchise fee and gross receipts tax are not included. Typical use, 1,104 kWh a month, is EIA's 2024 Florida residential average. Natural gas is not modeled. Insurance: Florida OIR's Seminole County average homeowners premium with wind coverage ($3,545, March 2026); flood insurance is a separate policy and is not included.
Nothing here is legal, tax or insurance advice.

Sources

How Casselberry compares

A typical Casselberry house against the 53 Florida cities we cover, using the same default numbers as the total above.

Per year	Casselberry	Median	Where it falls
Property tax rate	1.84%	1.78%	higher than 31 of the other 52 Florida cities we cover
Water	$446	$515	lower than 37 of the other 52 Florida cities we cover
Sewer and utility-bill fees	$1,018	$901	higher than 33 of the other 51 Florida cities we cover
Trash	$339	$364	lower than 32 of the other 51 Florida cities we cover
Electricity and gas	$2,238	$1,953	higher than 48 of the other 52 Florida cities we cover
Home insurance	$3,545	$3,733	lower than 29 of the other 51 Florida cities we cover
Total	$12,331	$12,935	lower than 34 of the other 52 Florida cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,238 a year, higher than 48 of the other 52 Florida cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,238 a year for a typical house, higher than 48 of the other 52 Florida cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Casselberry house costs

What is the property tax rate in Casselberry?

About 1.84% of the value before exemptions a year (2026 tax year (fiscal year 2026-27), Seminole County final millage, taxing authority code C1 (Casselberry)), plus flat charges on the same bill (City street lighting assessment (1 ERU) $46).

How much is property tax on a $500,000 house in Casselberry?

About $8,440 a year on $500,000 of the value before exemptions with the homestead exemption, including $46 of flat charges.

How much is the water bill in Casselberry?

About $122 a month for water and sewer at typical use (7,000 gallons a month) on City of Casselberry.

How much does trash pickup cost in Casselberry?

$28 a month for a house.

Can seniors lower their property tax or bills in Casselberry?

Yes. Seniors 65+ with limited income: extra $50,000 off Seminole County taxes and $5,000 off City of Casselberry taxes: Seminole County homeowners 65 or older on January 1 with household income under the state limit can get an additional exemption: $50,000 on Seminole County taxes and $5,000 on City of Casselberry taxes; it does not apply to school district taxes. For the 2026 tax year the 2025 income limit is $38,686. You must have the homestead exemption.

How much does a house in Casselberry cost to run each year?

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