Altamonte Springs, FL · Updated Oct 2026

What a Altamonte Springs house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Altamonte Springs house

$11,741a year · $978 a month

Starts at the typical market value, $293,000; your assessed value is often lower. Typical use.

Property tax$4,378
1.755% of $293,000, less $25,000 homestead exemption and less $26,411 additional homestead exemption
Electricity$2,197
1104 kWh a month $2,035 · City of Altamonte Springs public service tax $163
Water and sewer$1,314
10,000 gallons a month on City of Altamonte Springs: water $38, sewer $64, stormwater (per edu) $8 a month
Trash$306
City 64-gallon cart, $26 a month
Home insurance$3,545
Typical premium $3,545

A Altamonte Springs house at the typical market value ($293,000) pays about $11,800 a year: $4,380 property tax and charges, $1,310 water and sewer, $310 trash, $2,200 electricity, $3,550 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ with limited income: extra $50,000 off Seminole County taxes$50,000 off county taxes
Seminole County homeowners 65 or older on January 1 with household income under the state limit can get an extra exemption of $50,000 on Seminole County taxes; it does not apply to school district taxes. For the 2026 tax year the 2025 income limit is $38,686. You must have the homestead exemption.
How: Apply to the Seminole County Property Appraiser by March 1.
$5,000 exemptions for surviving spouses and totally and permanently disabled owners$5,000 off assessed value
The Seminole County Property Appraiser lists a $5,000 reduction in assessed value for a widow or widower (the surviving spouse) and a $5,000 reduction for a totally and permanently disabled owner.
How: For the disability exemption, submit a completed Physician's Certificate (DR-416) from a licensed Florida physician.
Veterans with a service-connected disability: exemptions$5,000 off, or tax exempt
Veterans with a 10% to 100% service-connected disability can get $5,000 off the assessed value. Honorably discharged veterans with a 100% total and permanent service-connected disability who have the homestead exemption can be tax exempt; this does not cover charges such as garbage or street lighting.
How: Submit a completed application and a letter from the Veteran's Administration; completed applications can also be sent by email to exemptions@scpafl.org.
Pay your tax bill in November for 4% off4% off the bill
Seminole County tax bills go out in November. Paying in November takes 4% off; the discount is 3% in December, 2% in January and 1% in February.
How: Pay the Seminole County Tax Collector online or by mail in November.
Free household hazardous waste drop-off
Paint, pesticides, pool chemicals and other household hazardous waste are not collected at the curb. Seminole County takes them free of charge, 7:30 a.m. to 5:30 p.m. Monday through Saturday (excluding holidays).
How: Call Seminole County at (407) 665-2266 for disposal locations.

Money dates

Mar 1Deadline to file for the homestead exemption with the Seminole County Property Appraiser.
Apr 1Taxes not paid by March 31 become delinquent on April 1.
NovSeminole County property tax bills go out in November; paying in November takes 4% off (3% December, 2% January, 1% February, none in March).
28 daysCity of Altamonte Springs utility bills unpaid 28 days after the billing date are subject to a 10% penalty.

Who serves this house

Water: City of Altamonte Springs; City of Altamonte Springs residential (Class A) rates inside city limits, effective on all bills rendered after October 1, 2026: a monthly facility charge plus tiered charges per 1,000 gallons; a utility tax applies to potable water only
Property tax: 1.76% of value; 2026 tax year (fiscal year 2026-27), Seminole County final millage, taxing authority code A1 (Altamonte Springs)
Garbage: City of Altamonte Springs; $25.50 a month for single-family homes on the city utility bill (bills rendered after October 1, 2026); refuse collected twice a week
Sewer: City of Altamonte Springs; $9.52 facility charge a month plus tiered charges per 1,000 gallons ($3.11 for the first 3,000 gallons)
Schools: Seminole County Public Schools; 5.2310 mills for 2026-27

Pay or manage your bills

Your water

Source: Groundwater from the Floridan aquifer, pumped from the City's six wells; treatment includes tray aeration to remove hydrogen sulfide, chlorination and an orthophosphate corrosion inhibitor. Fluoride was removed under a directive issued under Florida statute.
Violation: In November 2025 the City collected 57 of the 60 required monthly total coliform samples, a monitoring violation; all 57 samples tested negative.
Lead: Lead in tap water (June 2023 sampling): 90th percentile result ND (not detected), with 0 sites above the action level.
PFAS: The City ran PFAS tests in March 2023 at both water treatment plants and reports that PFAS were not detected in its drinking water wells.

Other FL cities

How these numbers are made

Florida tax bills are public, but we calculate yours from public rates and the value you enter.
Property tax: 17.5503 mills in total for Altamonte Springs (Seminole County Property Appraiser final 2026 millage rates, taxing authority code A1): Seminole County 5.3751 and the county Fire Protection District 2.7649 (the fire district covers Altamonte Springs), Seminole County Public Schools 5.2310 (2.9830 required local effort plus 2.2480 discretionary), City of Altamonte Springs 4.0000 (adopted September 16, 2026) and the St. Johns River Water Management District 0.1793.
Homestead takes $25,000 off all taxes and up to $26,411 more off non-school taxes (we apply the full $26,411, which every home assessed at $76,411 or more gets). The typical value is the Census median market value of all owner-occupied units, condos included; the Save Our Homes cap keeps many homesteads' assessed value lower.
No flat yearly charges are added to the tax bill: garbage and stormwater are monthly City of Altamonte Springs utility charges, fire is the county fire district millage, and Seminole County's Municipal Services Benefit Units (MSBUs) serve unincorporated areas only.
Water, sewer, garbage and stormwater (City of Altamonte Springs, Class A inside city limits, bills rendered after October 1, 2026): water $4.78 a month plus $1.71 to $5.18 per 1,000 gallons in four tiers, with the 8% utility tax on potable water added to each rate; sewer $9.52 plus $3.11 per 1,000 gallons for the first 3,000, $6.27 for the next 4,000 and $6.57 for the next 4,000. We read the $60.68 'over 11,000 gallons' sewer line as the use charge stopping at 11,000 gallons (3 x 3.11 + 4 x 6.27 + 4 x 6.57 = $60.69), and model sewer as $18.85 (facility charge plus the first 3,000 gallons) plus $6.42 per 1,000 gallons (the average of the two upper rates) from 3,000 to 11,000 gallons, which is within about 60 cents of the schedule above 3,000 gallons. Garbage $25.50 a month; stormwater $7.50 a month per EDU, assuming one EDU for a single-family home. The page starts at 10,000 gallons a month, the use in the City's typical-bill example. Optional reclaimed irrigation water ($18.50 a month in the City's example) is not included.
Electricity: Duke Energy Florida RS-1 effective October 1, 2026, $14.43 a month plus per-kWh charges; the non-fuel energy charge is a weighted average of 3 winter months (December through February) and 9 months March through November, plus the BA-1 fuel charge (4.127¢ up to 1,000 kWh, 5.197¢ above) and cost recovery factors, plus Altamonte Springs' 8% public service tax on electricity applied to the whole bill (Florida law exempts the fuel charge, so this slightly overstates it). Duke's franchise fee and gross receipts tax are not included. Typical use, 1,104 kWh a month, is EIA's 2024 Florida residential average. Gas (TECO Peoples Gas) is not modeled. Insurance: Florida OIR's Seminole County average homeowners premium with wind coverage ($3,545, March 2026); flood insurance is a separate policy and is not included.
Nothing here is legal, tax or insurance advice.

Sources

How Altamonte Springs compares

A typical Altamonte Springs house against the 53 Florida cities we cover, using the same default numbers as the total above.

Per year	Altamonte Springs	Median	Where it falls
Property tax rate	1.75%	1.78%	lower than 31 of the other 52 Florida cities we cover
Water	$459	$515	lower than 34 of the other 52 Florida cities we cover
Sewer and utility-bill fees	$856	$901	lower than 28 of the other 51 Florida cities we cover
Trash	$306	$364	lower than 40 of the other 51 Florida cities we cover
Electricity and gas	$2,197	$1,953	higher than 46 of the other 52 Florida cities we cover
Home insurance	$3,545	$3,733	lower than 29 of the other 51 Florida cities we cover
Total	$11,741	$12,935	lower than 41 of the other 52 Florida cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $306 a year for the standard cart, lower than 40 of the other 51 Florida cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $306 a year for the standard cart, lower than 40 of the other 51 Florida cities we cover. What drives that cost, and would you change anything about the service or the price?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,197 a year, higher than 46 of the other 52 Florida cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,197 a year for a typical house, higher than 46 of the other 52 Florida cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Altamonte Springs house costs

What is the property tax rate in Altamonte Springs?

About 1.76% of the value before exemptions a year (2026 tax year (fiscal year 2026-27), Seminole County final millage, taxing authority code A1 (Altamonte Springs)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Altamonte Springs?

About $8,011 a year on $500,000 of the value before exemptions with the homestead exemption.

How much is the water bill in Altamonte Springs?

About $110 a month for water and sewer at typical use (10,000 gallons a month) on City of Altamonte Springs.

How much does trash pickup cost in Altamonte Springs?

$26 a month for a house.

Can seniors lower their property tax or bills in Altamonte Springs?

Yes. Seniors 65+ with limited income: extra $50,000 off Seminole County taxes: Seminole County homeowners 65 or older on January 1 with household income under the state limit can get an extra exemption of $50,000 on Seminole County taxes; it does not apply to school district taxes. For the 2026 tax year the 2025 income limit is $38,686. You must have the homestead exemption.

How much does a house in Altamonte Springs cost to run each year?

All Florida cities All cities