Bonita Springs, FL · Updated Oct 2026

What a Bonita Springs home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Bonita Springs house

$12,935a year · $1,078 a month

Starts at the typical market value, $497,100; your assessed value is often lower. Typical use.

A Bonita Springs house at the typical market value ($497,100) costs about $12,900 a year: $5,890 property tax and charges, $1,230 water and sewer, $390 trash, $1,850 electricity, $3,580 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ with limited income: up to $50,000 more off$25,000 off city and $50,000 off county taxable value
Homeowners 65 or older whose household income is under the state limit can get an extra exemption. The City of Bonita Springs adopted $25,000 for city taxes and Lee County $50,000 for all county millages.
How: Apply to the Lee County Property Appraiser by March 1; income paperwork (Form DR-501SC) can follow by June 1.
Disabled veterans: up to a full exemption
An honorably discharged veteran with total and permanent service-connected disabilities may qualify for a total exemption of ad valorem taxes on the homestead (less any portion used for commercial purposes). Separately, homestead owners 65 or older who were honorably discharged and have a combat-related disability can get a discount equal to their disability percentage.
How: Apply to the Lee County Property Appraiser by March 1; for the total exemption, apply even if your VA paperwork has not arrived. The combat-related discount also requires a current homestead exemption.
Pay your tax bill in November for 4% off4% off the whole bill
Lee County gives 4% off for paying in November, 3% in December, 2% in January and 1% in February.
How: Pay the Lee County Tax Collector in November; bills go out in November.
Up to $150 back on a smart irrigation controllerUp to $150 (controller) or $100 (rain sensor)
BSU water customers whose in-ground irrigation runs on BSU water can get up to $150 for replacing a controller with a WaterSense labeled weather- or soil-moisture-based controller, or up to $100 for a rain sensor (one or the other). Replacement only; an inspection is required for controllers.
How: Apply online with BSU.
Bulky item and appliance pickup is included
Lee County residential collection includes pickup of large, bulky items such as furniture and household appliances as needed, and up to two car tires a week.
How: Call your franchised garbage collection company to request a special pickup.

Adjust to match your bills

What you know

Value before exemptionsThis is a market value for all owner-occupied homes, condominiums included. Florida's Save Our Homes cap limits a homestead's yearly assessed-value increase, so your assessed value may be lower: use the assessed value on your TRIM notice.

I live here and have the Homestead exemption and Additional homestead exemption

Home insurance, a yearFrom your policy. We start at $3,576, Florida Office of Insurance Regulation, July 2026 Insurer Stability report: Lee County average homeowners premium including wind, data as of March 31, 2026.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your Florida Power & Light (FPL) bill. An electric car adds about 300 kWh.

Money dates

Mar 1Deadline to apply for homestead and other exemptions with the Lee County Property Appraiser.
Mar 31Property taxes due.
Apr 1Unpaid real estate taxes become delinquent and a 3% interest charge is added.
Mid-AugustYour TRIM notice (Notice of Proposed Property Taxes) arrives: check your value and exemptions.

Who serves this house

Water: Bonita Springs Utilities; Bonita Springs Utilities single-family water rate: a monthly base charge per unit plus a $4.61 administrative charge per account, and a gallonage charge per 1,000 gallons in four blocks (tariff effective January 1, 2026; rate effective June 1, 2025).
Property tax: 1.28% of value; 2026 tax year, Lee County district 017 (City of Bonita Springs / Bonita Springs Fire)
Garbage: Lee County Solid Waste; Waste Management serves Areas 1 and 2; Lee County Service Area 1 (Bonita Springs) residential assessment: $387.11 a year for fiscal year 2027, collected on the property tax bill
Sewer: Bonita Springs Utilities (BSU); Single-family wastewater: $32.27 monthly base charge plus $4.19 per 1,000 gallons, capped at 16,000 gallons a month
Electricity: Florida Power & Light (FPL); Residential Service (RS-1): $10.52 base charge a month plus per-kWh charges (October 2026)
Gas: Utility gas; 958 of 20,726 owner-occupied homes in Bonita Springs heat with utility gas; 19,177 heat with electricity (Census ACS 2020-2024)
Schools: Lee County public schools; 5.2710 mills of the property tax (2.2480 local board + 3.0230 state law)

Pay or manage your bills

Your water

Source: Two wellfields: 19 wells about 100 feet deep in the Lower Tamiami Aquifer feed a lime-softening plant, and 30 wells 800 to 1,000 feet deep in the more brackish Upper Floridan Aquifer feed a reverse-osmosis plant.
PFAS: In 2025 BSU tested for 29 PFAS compounds and lithium under EPA's UCMR program; none were detected in the drinking water.
Lead: 90th-percentile tap result 2.1 ppb against the 15 ppb action level (July-August 2023 sampling), with no sites above it.

Other FL cities

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How these numbers are made

Florida tax bills are public, but we calculate yours from public rates and the value you enter.
Property tax: 12.7942 mills in total for Lee County district 017 (City of Bonita Springs / Bonita Springs Fire), 2026 tax year (the Property Appraiser's ACTUAL column): county 3.7623, schools 5.2710, city 0.8411 (City Council adopted the rolled-back rate on September 23, 2026, not the 0.8470 proposed), Bonita Springs Fire District 1.9999, library 0.4218, water management 0.2301, mosquito, hyacinth and navigation districts. Homes in the part of the city served by Estero Fire Rescue (district 255) pay 2.2880 fire mills instead, 13.0823 in total. Homestead takes $25,000 off all taxes and up to $26,411 more off non-school taxes (we apply the full $26,411, which every home assessed at $76,411 or more gets).
Non-ad valorem charges on the November 2026 bill: Lee County's fiscal year 2027 solid waste assessment for Service Area 1 ($387.11 a home, rates adopted by the county in May 2026, shown as $32.26 a month under garbage) and the City's stormwater assessment, $50 for a property with over 1,800 sq ft of impervious surface ($20 for condominiums and smaller homesites), ratified unchanged for fiscal year 2027 on July 15, 2026. Many Bonita Springs homes are in gated communities with homeowners' association dues, and some sit in community development districts (CDDs) whose assessments also appear on the tax bill; neither is included because they vary by community.
Water and sewer: Bonita Springs Utilities single-family rates (tariff effective January 1, 2026): water $9.18 a month plus the $4.61 administrative charge (charged once per account), then $4.15 per 1,000 gallons up to 6,000, $5.03 to 12,000, $5.91 to 18,000 and $6.80 above; wastewater $32.27 a month plus $4.19 per 1,000 gallons, billed on no more than 16,000 gallons. The City levies no public service tax on water. The page starts at 9 CCF (about 6,700 gallons) because BSU publishes no typical use.
Electricity: FPL rate RS-1 effective October 2026, $10.52 a month plus 12.258¢ per kWh up to 1,000 kWh and 14.258¢ above (energy, conservation, capacity, environmental, storm protection and fuel charges less the transition credit), plus the City's 4% electric franchise fee, which FPL adds to bills in a franchise area. Bonita Springs levies no municipal public service tax on electricity (Florida DOR lists 0); the state gross receipts tax on the bill is not included. Typical use, 1,104 kWh a month, is EIA's 2024 Florida residential average. Gas is not modeled: few Bonita Springs homes heat with utility gas.
The typical value is the Census median market value of all owner-occupied units, condominiums included; single-family houses are often worth more, and the Save Our Homes cap limits a homestead's yearly assessed-value increase to 3% or inflation, so your assessed value may be lower. Insurance: Florida OIR's Lee County average homeowners premium with wind coverage ($3,576, March 2026); flood insurance is a separate policy and is not included.
Nothing here is legal, tax or insurance advice.

Sources

How Bonita Springs compares

A typical Bonita Springs house against the 65 Florida cities we cover, using the same default numbers as the total above.

Per year	Bonita Springs	Median	Where it falls
Property tax rate	1.28%	1.80%	lower than 62 of the other 64 Florida cities we cover
Water	$508	$495	higher than 35 of the other 64 Florida cities we cover
Sewer and utility-bill fees	$726	$851	lower than 45 of the other 63 Florida cities we cover
Trash	$387	$368	higher than 35 of the other 61 Florida cities we cover
Electricity and gas	$1,846	$1,953	lower than 45 of the other 64 Florida cities we cover
Home insurance	$3,576	$3,733	lower than 32 of the other 63 Florida cities we cover
Total	$12,935	$13,141	lower than 34 of the other 64 Florida cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Bonita Springs's property tax rate is 1.28%, lower than 62 of the other 64 Florida cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Bonita Springs is 1.28%, lower than 62 of the other 64 Florida cities we cover. What should that money pay for first, and would you change anything about how it is set?"

See who is running in your city →

Common questions about Bonita Springs house costs

What is the property tax rate in Bonita Springs?

About 1.28% of the value before exemptions a year (2026 tax year, Lee County district 017 (City of Bonita Springs / Bonita Springs Fire)), plus flat charges on the same bill (City stormwater assessment, property with over 1,800 sq ft of impervious surface (FY2027) $50).

How much is property tax on a $500,000 house in Bonita Springs?

About $5,929 a year on $500,000 of the value before exemptions with the homestead exemption, including $50 of flat charges.

How much is the water bill in Bonita Springs?

About $103 a month for water and sewer at typical use (7,000 gallons a month) on Bonita Springs Utilities.

How much does trash pickup cost in Bonita Springs?

$32 a month for a house.

When is property tax due in Bonita Springs?

Mar 31: Property taxes due.

Can seniors lower their property tax or bills in Bonita Springs?

Yes. Seniors 65+ with limited income: up to $50,000 more off: Homeowners 65 or older whose household income is under the state limit can get an extra exemption. The City of Bonita Springs adopted $25,000 for city taxes and Lee County $50,000 for all county millages.

How much does a house in Bonita Springs cost to run each year?

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