North Lauderdale, FL · Updated Oct 2026

What a North Lauderdale home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a North Lauderdale house

$13,428a year · $1,119 a month

Starts at $212,945 of value before exemptions. Typical use.

Property tax$3,637
2.146% of $212,945, less $25,000 homestead exemption and less $26,411 additional homestead exemption
Flat charges on the tax bill$260
North Lauderdale stormwater assessment $140 · North Lauderdale Water Control District $120
Electricity$1,775
1104 kWh a month $1,775
Water and sewer$1,083
6,000 gallons a month on City of North Lauderdale: water $36, sewer $51, storm base charge (city of north lauderdale) $3 a month
Trash$537
Garbage, recycling and bulk pickup (tax-bill assessment), $45 a month
Home insurance$6,136
Typical premium $6,136

A typical North Lauderdale house costs about $13,400 a year: $3,900 property tax and charges, $1,080 water and sewer, $540 trash, $1,780 electricity, $6,140 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

$5,000 exemptions for widowed, blind and disabled residents$5,000 off taxable value
Broward offers a $5,000 exemption for widowed persons, a $5,000 exemption for blind persons and a $5,000 exemption for totally and permanently disabled residents.
How: The Property Appraiser lists the documents to submit: a death certificate, a Division of Blind Services certificate, or a physician, VA or Social Security letter on the disability.
Pay your tax bill in November for 4% off4% off the bill
Broward tax bills paid in full get 4% off in November, 3% in December, 2% in January and 1% in February. Partial payments forfeit the discounts.
How: Pay the Broward County Tax Collector in full in November.

Money dates

Nov 1in 8 daysProperty taxes become due November 1; paying in full in November takes 4% off (3% in December, 2% in January, 1% in February).
Mar 1, 2027Deadline to timely file for the 2027 homestead exemption with the Broward County Property Appraiser.
Apr 1Taxes not paid by March 31 become delinquent on April 1, when 3% interest and advertising costs are added.

Who serves this house

Water: City of North Lauderdale; City of North Lauderdale residential water rates for bills processed on or after January 1, 2017: a base charge for a 5/8" meter plus a charge per 1,000 gallons
Property tax: 2.15% of value; 2026 tax year (fiscal year 2026-27), Broward County millage code 2912 (North Lauderdale)
Garbage: Waste Management; Waste Management collects garbage, recycling and bulk items for the city
Sewer: City of North Lauderdale; $26.45 base charge for a 5/8" meter plus $4.16 per 1,000 gallons
Electricity: Florida Power & Light (FPL); Residential Service (RS-1): $10.52 base charge a month plus per-kWh charges (October 2026)
Schools: Broward County School Board; 6.2940 mills for 2026 plus 0.1587 mills of school board debt

Pay or manage your bills

Your water

Source: The city's water comes from a ground water source drawing from the Biscayne Aquifer.
Treatment: The city's treatment uses aeration, lime softening and coagulation, filtration, and disinfection with chloramines.

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How these numbers are made

Florida tax bills are public, but we calculate yours from public rates and the value you enter.
Property tax: 21.4617 mills in total for Broward County millage code 2912 (North Lauderdale), 2026 final rates: Broward County 5.6628; School Board 6.2940 (split into 3.0460 required local effort and 3.2480 discretionary and capital) plus 0.1587 school debt; Children's Services Council 0.4500; North Broward Hospital District 1.2391; Florida Inland Navigation District 0.0270; South Florida Water Management District 0.2301; City of North Lauderdale 7.4000.
The Property Appraiser's 2026 non-ad valorem recap lists a $537 North Lauderdale solid waste assessment (8,066 parcels), a $140 stormwater assessment (11,122 parcels) and a $120 North Lauderdale Water Control District charge (11,133 parcels), against 8,852 single-family homes in the median table; we include all three as yearly tax-bill charges, with garbage counted once as $44.75 a month, and the parcel counts include non-single-family parcels, so a given home may not carry every one.
Homestead takes $25,000 off all taxes and up to $26,411 more off non-school taxes (every home assessed at $76,411 or more gets the full amount). The starting value is the Property Appraiser's July 2026 median assessed value of North Lauderdale single-family homes ($212,945); assessed values sit below market ($349,605 median) because of Save Our Homes.
Water and sewer: the city's rates page, headed 'effective for bills processed on or after January 1, 2017', is the only schedule we could find; a July 2025 sample city bill shows the same $3.54 and $4.16 per 1,000 gallons, but we could not confirm no later change, and the page excludes a 'water availability flat rate' we could not find. Typical use is the city's 6,000-gallon average single-family home example. The sample bill also shows a $3.00 storm base charge and a utility tax (about 4% of the water and sewer charges there) that are not modelled beyond the $3.00.
Electricity: FPL rate RS-1 effective October 2026, $10.52 a month plus 12.258¢ per kWh up to 1,000 kWh and 14.258¢ above (all per-kWh charges combined); typical use (1,104 kWh) is EIA's 2024 Florida statewide residential average. FPL franchise fees and any city utility tax on electricity are not modelled (no source found). Gas customers are not modelled. Insurance is the Florida OIR average Broward County premium including wind.
Stormwater appears twice: a $3.00 'storm base charge' on the city's sample utility bill and a $140 'stormwater assessment' in the Property Appraiser's non-ad valorem recap. They come from two different documents; we could not find a city page saying whether they are separate charges, and we count both.
Only the city's 2017-headed water and sewer schedule and the Property Appraiser recap (for the $537 solid waste assessment) were found as sources for those amounts; no newer city schedule or competing figure was found.
Nothing here is legal, tax or insurance advice.

Sources

How North Lauderdale compares

A typical North Lauderdale house against the 65 Florida cities we cover, using the same default numbers as the total above.

Per year	North Lauderdale	Median	Where it falls
Property tax rate	2.15%	1.80%	higher than 58 of the other 64 Florida cities we cover
Water	$430	$495	lower than 47 of the other 64 Florida cities we cover
Sewer and utility-bill fees	$653	$851	lower than 49 of the other 63 Florida cities we cover
Trash	$537	$368	higher than 51 of the other 61 Florida cities we cover
Electricity and gas	$1,775	$1,953	lower than 49 of the other 64 Florida cities we cover
Home insurance	$6,136	$3,733	higher than 48 of the other 63 Florida cities we cover
Total	$13,428	$13,141	higher than 35 of the other 64 Florida cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: North Lauderdale's property tax rate is 2.15%, higher than 58 of the other 64 Florida cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in North Lauderdale is 2.15%, higher than 58 of the other 64 Florida cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $653 a year, lower than 49 of the other 63 Florida cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $653 a year, lower than 49 of the other 63 Florida cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $537 a year for the standard cart, higher than 51 of the other 61 Florida cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $537 a year for the standard cart, higher than 51 of the other 61 Florida cities we cover. What drives that cost, and would you change anything about the service or the price?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,775 a year, lower than 49 of the other 64 Florida cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,775 a year for a typical house, lower than 49 of the other 64 Florida cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about North Lauderdale house costs

What is the property tax rate in North Lauderdale?

About 2.15% of the value before exemptions a year (2026 tax year (fiscal year 2026-27), Broward County millage code 2912 (North Lauderdale)), plus flat charges on the same bill (North Lauderdale stormwater assessment $140, North Lauderdale Water Control District $120).

How much is property tax on a $500,000 house in North Lauderdale?

About $10,058 a year on $500,000 of the value before exemptions with the homestead exemption, including $260 of flat charges.

How much is the water bill in North Lauderdale?

About $90 a month for water and sewer at typical use (6,000 gallons a month) on City of North Lauderdale.

How much does trash pickup cost in North Lauderdale?

$45 a month for a house.

When is property tax due in North Lauderdale?

Nov 1: Property taxes become due November 1; paying in full in November takes 4% off (3% in December, 2% in January, 1% in February).

How much does a house in North Lauderdale cost to run each year?

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