DeBary, FL · Updated Oct 2026

What a DeBary house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a DeBary house

$11,622a year · $969 a month

Starts at the typical market value, $349,700; your assessed value is often lower. Typical use.

Property tax$4,770
1.553% of $349,700, less $25,000 homestead exemption and less $26,411 additional homestead exemption
Flat charges on the tax bill$160
City of DeBary stormwater assessment (residential parcel on a public road) $160
Electricity$2,238
1104 kWh a month $2,035 · City of DeBary public service tax $203
Water and sewer$1,314
7,000 gallons a month on Volusia County Utilities (VC/Southwest Interconnect): water $39, sewer $70 a month
Trash$333
Your own cans (limit of two bins), $28 a month
Home insurance$2,808
Typical premium $2,808

A DeBary house at the typical market value ($349,700) pays about $11,600 a year: $4,930 property tax and charges, $1,310 water and sewer, $330 trash, $2,240 electricity, $2,810 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Veterans with a service-connected disability: exemptions$5,000 off, or no ad valorem tax on the homestead
An honorably discharged veteran disabled 10% or more may get a $5,000 reduction in assessed value. Honorably discharged veterans with a service-related total and permanent disability may be totally exempt from ad valorem taxes on their homestead.
How: Apply to your county property appraiser.
Pay your tax bill in November for 4% off4% off the bill
Volusia County tax bills are mailed about November 1. Paying in November takes 4% off; the discount is 3% in December, 2% in January, 1% in February and none in March.
How: Pay the Volusia County Tax Collector in person or online in November.
Leak or pool fill: ask for a water bill adjustmentAdjustment on one bill a year
Volusia County Utilities customers can request an adjustment on their water bill, for example for a leak or an initial pool fill. For a leak, attach invoices or receipts for the completed repair. Only one adjustment is granted per 12-month period.
How: Submit the Utilities Adjustment Request Application with your payment and supporting documents.
Up to $100 credit for a water-saving washer, $50 for a dishwasherUp to $100 bill credit
Volusia County Utilities water customers who replace a washer get a $50 credit (water factor 4.1 to 7.5) or $100 (4.0 or less); a dishwasher that uses 4.5 gallons or less per cycle gets a $50 credit. The appliance must replace an old one and be bought within the last 90 days.
How: Return the rebate application with the receipt to Volusia County Utilities, 123 W Indiana Ave. Room 402, DeLand, or email it to volusiautilities@volusia.gov.

Adjust to match your bills

What you know

Value before exemptionsA residential parcel on a private road pays $80 a year for stormwater instead of $160. About two-thirds of DeBary homes are in a street lighting district and pay a yearly lighting assessment of $27 to $258 (2026: DeBary Plantation $155, DeBary West $27, Glen Abbey $65, Lake Marie $29, DeBary East $36, Saxon Woods $81), and Orlandia Heights pays its neighborhood improvement district assessment ($350 a parcel for 2026-27); these are not included.

I live here and have the Homestead exemption and Additional homestead exemption

Home insurance, a yearFrom your policy. We start at $2,808, Florida Office of Insurance Regulation, July 2026 Insurer Stability report: Volusia County average homeowners premium including wind, data as of March 31, 2026.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your Duke Energy Florida bill. An electric car adds about 300 kWh.

Money dates

Nov 1in 9 daysVolusia County property tax bills are mailed on or about November 1; paying in November takes 4% off (3% December, 2% January, 1% February, none in March).
Mar 1Deadline to file the homestead exemption application (Form DR-501) with the county property appraiser for that tax year.
Mar 31Last day to pay property taxes without penalty.
Apr 1Unpaid taxes become delinquent and a 3% minimum charge is added.

Who serves this house

Water: Volusia County Utilities (VC/Southwest Interconnect); Volusia County Utilities West Volusia residential rates (unsoftened), effective January 1, 2026, which include DeBary: an availability charge by meter size plus tiered charges per 1,000 gallons; accounts are billed each month
Property tax: 1.55% of value; 2026 tax year (fiscal year 2026-27), Volusia County millage area 015 (City of DeBary)
Sewer: Volusia County Utilities; $29.02 a month for a 3/4 inch meter plus $6.14 per 1,000 gallons, capped at 14,000 gallons
Garbage: Waste Pro; City of DeBary solid waste non-ad valorem assessment: $333 a year per residential unit for FY 2026/2027
Electricity: Duke Energy Florida (the City also lists FPL); Duke RS-1 residential rate: $14.43 customer charge a month plus per-kWh charges
Gas: Florida Public Utilities; Natural gas provider listed by the City
Schools: Volusia County Schools; 5.2430 mills in total for 2026-27

Pay or manage your bills

Your water

Source: Seven wells pump groundwater from the Floridan Aquifer for the VC/Southwest Interconnect system; at the main plant, Glen Abbey, the water is aerated to remove hydrogen sulfide.
Lead lines: Volusia County Utilities' lead service line inventory found no lead service lines.
By-products: Total trihalomethanes in 2025: 57.1 ppb detected (range 46.4 to 72.5; MCL 80), no violation.

Other FL cities

How these numbers are made

Florida tax bills are public, but we calculate yours from public rates and the value you enter.
Property tax: 15.5266 mills in total for the City of DeBary, 2026 tax year: Volusia County's countywide levies 5.4698 (General Fund 3.1007 adopted at the rolled-back rate on September 22, 2026, Law Enforcement 1.5994, Library 0.3697, ECHO 0.2000, Volusia Forever 0.2000), Volusia County Schools 5.2430 (2.9950 required local effort, 0.7480 discretionary, 1.5000 capital), City of DeBary 3.6500 (adopted September 23, 2026), West Volusia Hospital Authority 0.9575, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0270. DeBary is not in the county's fire district or Municipal Service District. We took each rate from the authority's own adopted documents because the Property Appraiser's 2026 millage table could not be downloaded.
Homestead takes $25,000 off all taxes and up to $26,411 more off non-school taxes (we apply the full $26,411, which every home assessed at $76,411 or more gets). The typical value is the Census median market value of owner-occupied units, condos included; the Save Our Homes cap keeps many homesteads' assessed value lower.
Flat charges on the tax bill (adopted July 15, 2026): solid waste $333.00 a year per residential unit (shown as garbage, $27.75 a month) and stormwater $160.00 a year for a residential parcel on a public road ($80.00 on a private road; in 2024 about 6,500 residential parcels paid the public-road rate and 2,600 the private-road rate). Street lighting district and Orlandia Heights assessments apply only in those neighborhoods and are not included. The November 2026 statewide homestead exemption referendum does not change the 2026 bill.
Water and sewer: Volusia County Utilities West Volusia residential rates effective January 1, 2026, 3/4 inch meter: water $18.86 a month plus $2.82 to $16.17 per 1,000 gallons in five tiers; sewer $29.02 a month plus $6.14 per 1,000 gallons up to 14,000 gallons. Homes on a septic tank pay no sewer bill and should set sewer to zero; homes on a private well pay no water bill. Separate irrigation and reclaimed water meters are not included.
Electricity: Duke Energy Florida RS-1 effective October 1, 2026, $14.43 a month plus per-kWh charges; the non-fuel energy charge is a weighted average of 3 winter months (December through February) and 9 months March through November, plus the BA-1 fuel charge (4.127 cents up to 1,000 kWh, 5.197 cents above) and cost recovery factors, plus DeBary's 10% public service tax on electricity applied to the whole bill (Florida law exempts the fuel charge, so this slightly overstates it). Duke's franchise fee and gross receipts tax are not included; homes served by FPL pay FPL's rates instead. Typical use, 1,104 kWh a month, is EIA's 2024 Florida residential average. Natural gas (Florida Public Utilities) is not modeled. Insurance: Florida OIR's Volusia County average homeowners premium with wind coverage ($2,808, March 2026); flood insurance is a separate policy and is not included.
Street lighting: the City's 2026 table lists 40 lighting districts covering 6,269 parcels ($557,768 a year), about two-thirds of the roughly 9,100 residential parcels that pay stormwater; rates run $27 to $258 a year (average about $89) and are not in the total. Septic: about 2,400 homes, mostly south of Highbanks Road (roughly a quarter of DeBary homes), use septic tanks, and many of them also use private wells rather than County water; those homes should set sewer, and water if on a well, to zero.
Nothing here is legal, tax or insurance advice.

Sources

How DeBary compares

A typical DeBary house against the 53 Florida cities we cover, using the same default numbers as the total above.

Per year	DeBary	Median	Where it falls
Property tax rate	1.55%	1.78%	lower than 44 of the other 52 Florida cities we cover
Water	$469	$515	lower than 32 of the other 52 Florida cities we cover
Sewer and utility-bill fees	$844	$901	lower than 30 of the other 51 Florida cities we cover
Trash	$333	$364	lower than 33 of the other 51 Florida cities we cover
Electricity and gas	$2,238	$1,953	higher than 48 of the other 52 Florida cities we cover
Home insurance	$2,808	$3,733	lower than 44 of the other 51 Florida cities we cover
Total	$11,622	$12,935	lower than 45 of the other 52 Florida cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: DeBary's property tax rate is 1.55%, lower than 44 of the other 52 Florida cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in DeBary is 1.55%, lower than 44 of the other 52 Florida cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,238 a year, higher than 48 of the other 52 Florida cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,238 a year for a typical house, higher than 48 of the other 52 Florida cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about DeBary house costs

What is the property tax rate in DeBary?

About 1.55% of the value before exemptions a year (2026 tax year (fiscal year 2026-27), Volusia County millage area 015 (City of DeBary)), plus flat charges on the same bill (City of DeBary stormwater assessment (residential parcel on a public road) $160).

How much is property tax on a $500,000 house in DeBary?

About $7,264 a year on $500,000 of the value before exemptions with the homestead exemption, including $160 of flat charges.

How much is the water bill in DeBary?

About $109 a month for water and sewer at typical use (7,000 gallons a month) on Volusia County Utilities (VC/Southwest Interconnect).

How much does trash pickup cost in DeBary?

$28 a month for a house.

When is property tax due in DeBary?

Mar 31: Last day to pay property taxes without penalty.

How much does a house in DeBary cost to run each year?

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