Satellite Beach, FL · Updated Oct 2026

What a Satellite Beach house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Satellite Beach house

$15,881a year · $1,323 a month

Starts at the typical market value, $502,500; your assessed value is often lower. Typical use.

Property tax$8,397
1.825% of $502,500, less $25,000 homestead exemption and less $26,411 additional homestead exemption
Flat charges on the tax bill$277
Brevard County solid waste disposal assessment (FY 2026-27) $77 · City of Satellite Beach stormwater utility assessment, $200 per ERU for a single-family home (FY 2026-27) $200
Electricity$1,953
1104 kWh a month $1,775 · City of Satellite Beach public service tax $178
Water and sewer$1,723
7,000 gallons a month on City of Melbourne: water $64, sewer $79 a month
TrashNot included
Not in the total: WM's monthly charge is on the City of Melbourne utility bill, and we could not find the current rate
Home insurance$3,532
Typical premium $3,532

A Satellite Beach house at the typical market value ($502,500) pays about $15,900 a year: $8,670 property tax and charges, $1,720 water and sewer, $1,950 electricity, $3,530 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ with limited income: extra exemptionExtra exemption on county and city taxes
Residents 65 and older who have the homestead exemption and whose income does not exceed the state maximum can get an additional exemption. On Satellite Beach tax notices it applies to the Brevard County general fund levy and the city tax levy.
How: Apply to the Brevard County Property Appraiser with the prior year's federal tax return, if you filed one, and any W-2/1099 statements.
$5,000 exemptions for widows, widowers, blind and disabled residents$5,000 off taxable value
The widow/widower, blind person and disability exemptions each take up to $5,000 off the taxable value of one property you own.
How: See the Brevard County Property Appraiser's exemptions page for how to apply.
Veterans with a service-connected disability: exemptions$5,000 off, or no property tax on the homestead
Veterans with a service-connected disability rated 10% to 100% can get up to $5,000 off taxable value; veterans with a service-connected total and permanent disability get a 100% exemption from property taxes on their homestead.
How: Apply to the Brevard County Property Appraiser with a certificate from the U.S. government or a letter from Veterans Affairs.
Pay your tax bill early for 4% off4% off the bill
The Brevard County Tax Collector gives 4% off for the first 30 days after bills are mailed (about November 1), 3% in December, 2% in January and 1% in February.
How: Pay within 30 days of the November mailing for the largest discount.
Leak or pool fill: Brevard County sewer creditCredit on part of the sewer usage charge
Brevard County gives a sewer credit for a water service leak or a pool fill, for customers on the county sewer system whatever their water provider. It covers part of the sewer usage charge, not the monthly base charge; pool fill credits are limited to one in 12 months.
How: Send the county's sewer credit form within 60 days of a leak (with a plumber's bill or a repair certification) or within 30 days of filling the pool.
Free pickup of tires, appliances and electronicsNo extra charge
Under the city's contract, WM collects residential automobile tires (up to four a year per home), white goods and e-waste at no additional charge when you schedule it.
How: Contact WM by phone or online to schedule the pickup.

Money dates

Nov 1in 9 daysProperty tax bills are mailed on or about November 1; paying in the first 30 days takes 4% off (3% in December, 2% in January, 1% in February).
Mar 1Deadline to apply for the homestead exemption for that year with the Brevard County Property Appraiser.
Apr 1Unpaid property taxes become delinquent and a 3% minimum charge is added.

Who serves this house

Water: City of Melbourne; City of Melbourne rates for customers outside the city from October 1, 2026: a monthly service charge per ERC plus a gallonage charge per 1,000 gallons
Property tax: 1.82% of value; 2026 tax year (fiscal year 2026-27), Brevard County millage code 41M0 (City of Satellite Beach)
Garbage: Waste Management (WM); Garbage collected Tuesday and Friday; recycling and carted yard waste on Monday
Sewer: Brevard County; Brevard County provides sewer service in Satellite Beach. Single-family homes (Residential A, 2026): $32.79 a month plus $6.93 per 1,000 gallons, up to 12,000 gallons
Electricity: Florida Power & Light (FPL); Residential Service (RS-1): $10.52 base charge a month plus per-kWh charges (October 2026)
Gas: Utility gas; 153 of 3,534 owner-occupied homes in Satellite Beach heat with utility gas; 3,301 heat with electricity (Census ACS 2020-2024)
Schools: Brevard Public Schools; 6.3020 mills for 2026-27: 3.0540 required local effort, 0.7480 discretionary, 1.0000 voted, 1.5000 capital

Pay or manage your bills

Your water

Source: Lake Washington, part of the St. Johns River, treated at the John A. Buckley Surface Water Treatment Plant, plus the Floridan Aquifer.
E. coli: In 2025 the city had an E. coli positive repeat sample (April and May 2025), had to complete a Level 2 assessment and completed the one required corrective action.
Sodium: Sodium measured 104 ppm in 2025, under the 160 ppm limit.
Disinfectant: Chloramines are used to control microbes: highest running annual average 3.1 ppm in 2025 against a 4.0 ppm limit.

Other FL cities

How these numbers are made

Florida tax bills are public, but we calculate yours from public rates and the value you enter.
Property tax: 18.2467 mills in total for Brevard County millage code 41M0 (City of Satellite Beach, the only Satellite Beach code in the county's 2025 millage table), 2026 tax year, final adopted rates: Brevard County 3.0942 general fund, 0.3240 library, 0.1339 mosquito control, 0.3144 South Brevard recreation and 0.0719 Environmentally Endangered Lands (0.0457 operating + 0.0262 voted debt); Brevard Public Schools 6.3020; City of Satellite Beach 7.8000 (Ordinance 1296, adopted September 23, 2026; the August TRIM notices showed a proposed 7.9000); St. Johns River Water Management District 0.1793; Florida Inland Navigation District 0.0270.
Homestead takes $25,000 off all taxes and up to $26,411 more off non-school taxes (we apply the full $26,411, which every home assessed at $76,411 or more gets). The typical value is the Census median market value of owner-occupied homes; the Save Our Homes cap keeps many long-held homesteads' assessed value far lower. Non-ad valorem charges on the November 2026 tax bill: Brevard County solid waste disposal $76.57 (one billing unit for a single-family residence) and the City of Satellite Beach stormwater assessment, $200 a year for a single-family dwelling (1 ERU, residential mitigation factor 1). Amendment 3 on the November 2026 ballot would change homestead exemptions from 2027 and is not modeled.
Water: the City of Melbourne serves Satellite Beach; we use Melbourne's outside-the-city rates from October 1, 2026 (Ordinance 2025-46): $13.22 a month per ERC plus $7.56 per 1,000 gallons. Sewer: Brevard County's 2026 Residential A rates, $32.79 a month plus $6.93 per 1,000 gallons with usage billed up to 12,000 gallons (maximum $115.95); county rates are indexed each January from 2027. The page starts at the default 9 CCF (about 6,700 gallons); we found no published Satellite Beach household average.
Garbage is not in the total: Waste Management collects, and the charge is on the City of Melbourne utility bill (the city's billing agent; start service through City of Melbourne Utilities), but we could not find a current rate. The April 15, 2026 renewal packet shows a starting rate of $14.38 a month per unit (06/01/16), including the city's 10% franchise fee; the rate may be raised each June by CPI (1%–5%) when WM asks. The council approved the renewal on April 15, 2026, and no CPI rate increase will be applied on June 1, 2026. Expect a monthly trash charge on top of the totals shown.
Electricity: FPL rate RS-1 effective October 2026, $10.52 a month plus 12.258¢ per kWh up to 1,000 kWh and 14.258¢ above (energy, conservation, capacity, environmental, storm protection and fuel charges less the transition credit), plus Satellite Beach's 10% public service tax on electricity (Florida DOR database) applied to the whole bill; state law lets cities exempt the fuel charge, so this may slightly overstate it. FPL's franchise fee and gross receipts tax are not included. Typical use, 1,104 kWh a month, is EIA's 2024 Florida residential average. Gas (Florida City Gas) is not modeled. Insurance: Florida OIR's Brevard County average homeowners premium with wind coverage ($3,532, data as of March 31, 2026), a countywide figure; beachside homes may be priced differently, and flood insurance is a separate policy that is not included.
Whether a franchise fee applies to the outside-city water rates is not stated in the sources; to start trash service contact City of Melbourne Utilities (321-608-7100).
Nothing here is legal, tax or insurance advice.

Sources

How Satellite Beach compares

A typical Satellite Beach house against the 53 Florida cities we cover, using the same default numbers as the total above.

Per year	Satellite Beach	Median	Where it falls
Property tax rate	1.82%	1.78%	higher than 29 of the other 52 Florida cities we cover
Water	$769	$515	higher than 41 of the other 52 Florida cities we cover
Sewer and utility-bill fees	$953	$901	higher than 28 of the other 51 Florida cities we cover
Electricity and gas	$1,953	$1,953	higher than 17 of the other 52 Florida cities we cover
Home insurance	$3,532	$3,733	lower than 33 of the other 51 Florida cities we cover
Total	$15,881	$12,935	higher than 41 of the other 52 Florida cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $769 a year at typical use, higher than 41 of the other 52 Florida cities we cover.

Ask: "Water here costs about $769 a year at typical use, higher than 41 of the other 52 Florida cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Satellite Beach house costs

What is the property tax rate in Satellite Beach?

About 1.82% of the value before exemptions a year (2026 tax year (fiscal year 2026-27), Brevard County millage code 41M0 (City of Satellite Beach)), plus flat charges on the same bill (Brevard County solid waste disposal assessment (FY 2026-27) $77, City of Satellite Beach stormwater utility assessment, $200 per ERU for a single-family home (FY 2026-27) $200).

How much is property tax on a $500,000 house in Satellite Beach?

About $8,628 a year on $500,000 of the value before exemptions with the homestead exemption, including $277 of flat charges.

How much is the water bill in Satellite Beach?

About $144 a month for water and sewer at typical use (7,000 gallons a month) on City of Melbourne.

How much does trash pickup cost in Satellite Beach?

Not in the total: WM's monthly charge is on the City of Melbourne utility bill, and we could not find the current rate

When is property tax due in Satellite Beach?

Apr 1: Unpaid property taxes become delinquent and a 3% minimum charge is added.

Can seniors lower their property tax or bills in Satellite Beach?

Yes. Seniors 65+ with limited income: extra exemption: Residents 65 and older who have the homestead exemption and whose income does not exceed the state maximum can get an additional exemption. On Satellite Beach tax notices it applies to the Brevard County general fund levy and the city tax levy.

How much does a house in Satellite Beach cost to run each year?

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