Worthington, MN · Updated Oct 2026

What a Worthington home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Worthington house

$6,604a year · $550 a month

Starts at the typical market value, $210,300; your assessed value is often lower. Typical use.

Property tax$2,029
1.111% of $210,300, less $27,623 homestead market value exclusion
Electricity$1,092
712 kWh a month $1,092
Water and sewer$1,357
7,000 gallons a month on Worthington Public Utilities: water $36, sewer $77 a month
TrashNot included
Refuse and recycling collection at the Schaap Sanitation rates effective July 1, 2026 ($24.43 refuse + $4.89 recycling per residence per month); the $1.57 yard waste charge is not included
Home insurance$1,774
Typical premium $1,774

A Worthington house at the typical market value ($210,300) costs about $6,300 a year: $2,030 property tax and charges, $1,360 water and sewer, $1,090 electricity, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Moved in this year? Apply for homestead by Dec. 31
Homestead lowers the taxable value of a home you own and live in. The homestead market value exclusion is 40% of value for homesteads valued at $95,000 or less (a maximum of $38,000), is reduced as values rise, and phases out at $517,200 or more.
How: Move in and file a homestead application with the assessor by December 31.
Claim the Minnesota property tax refund
Minnesota homeowners may get a Property Tax Refund based on their income and property taxes.
How: File with the Minnesota Department of Revenue by August 15 (you may file up to one year late).
Seniors 65+: defer part of your property tax
With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel.
How: You must be 65 or older (if married, the other spouse at least 62) with household income of $96,000 or less; apply by November 1.
Veterans with a 70%+ disability rating: market value exclusion$150,000 or $300,000 off market value
Honorably discharged veterans with a service-connected disability rating of 70% or higher can exclude $150,000 of market value; a 100% permanent and total disability rating qualifies for $300,000.
How: Own and occupy a homesteaded property on December 31; the program is administered by the counties, and Dec. 31 is the last day to file.
Age 62 or older: senior trash rate
A residence owned or leased by a person aged 62 or more is eligible for the senior refuse rate, $22.43 a month instead of $24.43.
How: Questions about service or fees: contact Schaap Sanitation at (507) 376-9218.

Money dates

Dec 31in 57 daysLast day to move into your home and file a homestead application with the assessor; also the last day for disabled veterans to apply for the value exclusion
May 15First half of real property taxes due
Aug 15Minnesota property tax refund due; you may still file up to one year late
Oct 15Last day to pay the second half of real estate taxes (unless part of the parcel is classified 2a agricultural land)

Who serves this house

Water: Worthington Public Utilities; Monthly customer charge for a 5/8" to 3/4" meter plus a residential commodity charge per 1,000 gallons
Property tax: 1.11% of value; 2026 taxes payable, Nobles County (Worthington city, School District 518, Okabena-Ocheda watershed)
Garbage: Schaap Sanitation; Residential trash and recycling collection services and associated fees are negotiated between Schaap Sanitation and the City of Worthington
Sewer: Worthington Public Utilities; Wastewater rates are a customer charge per month plus a usage charge per 1,000 gallons
Electricity: Worthington Public Utilities; Residential electric rate is a monthly customer charge plus an energy charge per kWh

Pay or manage your bills

Other MN cities

Apple Valley home costs Cottage Grove home costs Edina home costs Farmington home costs Lakeville home costs Little Falls home costs Maple Grove home costs Plymouth home costs Shoreview home costs Vadnais Heights home costs Woodbury home costs Andover home costs Shakopee home costs Champlin home costs Eagan home costs Otsego home costs Fairmont home costs Rochester home costs Chanhassen home costs Maplewood home costs St. Michael home costs Inver Grove Heights home costs Forest Lake home costs Chaska home costs Burnsville home costs North Branch home costs Stillwater home costs Roseville home costs Buffalo home costs Victoria home costs Oakdale home costs Rosemount home costs Blaine home costs Hermantown home costs Columbia Heights home costs St. Cloud home costs Dayton home costs Elk River home costs New Brighton home costs Savage home costs Eden Prairie home costs Little Canada home costs North St. Paul home costs Mankato home costs Rogers home costs Anoka home costs East Bethel home costs Coon Rapids home costs Brooklyn Center home costs Crystal home costs Hutchinson home costs Richfield home costs Brooklyn Park home costs Moorhead home costs Faribault home costs New Hope home costs Waconia home costs Northfield home costs Fridley home costs Ramsey home costs Owatonna home costs Austin home costs Albert Lea home costs Hugo home costs North Mankato home costs Sauk Rapids home costs Big Lake home costs Mendota Heights home costs Robbinsdale home costs Mounds View home costs Cambridge home costs

How these numbers are made

Property tax: Nobles County payable-2026 final local tax rates for the Worthington city, School District 518, Okabena-Ocheda watershed, Worthington HRA row (30.057% county, 0.119% SWRDC, 59.294% city, 18.429% school, 1.662% watershed, 1.524% HRA of tax capacity); the Heron Lake watershed area has a slightly different row. The 0.21848% school referendum rate on market value is not modeled.
Value: Census ACS 2024 5-year median value of owner-occupied housing, $210,300 (market value; no assessor median was found).
Water: $10.00 monthly charge (5/8" to 3/4" meter) plus $3.82 per 1,000 gallons; the utility adds a purchased water cost adjustment that is not modeled. Sewer: $35.03 monthly plus $6.288 per 1,000 gallons.
Electricity: Worthington Public Utilities residential: $18.00 a month plus a year-round weighted $0.1025 per kWh (3 months at $0.125, 9 at $0.095).
Trash: Schaap Sanitation rates effective July 1, 2026 under the five-year agreement the council approved in June 2026 (reported by Radio Works): $24.43 refuse + $4.89 recycling = $29.32 a month, rates adjust annually with the CPI-U. The $1.57 yard waste charge is not modeled (reported without saying who pays it). The city does not post the rate; the figure is from news coverage of the council packet. Natural gas is not in totals.
Nothing here is legal, tax or insurance advice.

Sources

How Worthington compares

A typical Worthington house against the 72 Minnesota cities we cover, using the same default numbers as the total above.

Per year	Worthington	Median	Where it falls
Property tax rate	1.11%	1.49%	lower than 68 of the other 68 Minnesota cities we cover
Water	$429	$390	higher than 45 of the other 71 Minnesota cities we cover
Sewer and utility-bill fees	$928	$661	higher than 67 of the other 71 Minnesota cities we cover
Electricity and gas	$1,092	$2,120	lower than 71 of the other 71 Minnesota cities we cover
Home insurance	$1,774	$1,774	in the middle of 70 other Minnesota cities we cover
Total	$6,252	$9,629	lower than 70 of the other 71 Minnesota cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Worthington's property tax rate is 1.11%, lower than 68 of the other 68 Minnesota cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Worthington is 1.11%, lower than 68 of the other 68 Minnesota cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $928 a year, higher than 67 of the other 71 Minnesota cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $928 a year, higher than 67 of the other 71 Minnesota cities we cover. What drives that cost, and would you change anything?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,092 a year, lower than 71 of the other 71 Minnesota cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,092 a year for a typical house, lower than 71 of the other 71 Minnesota cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Worthington house costs

What is the property tax rate in Worthington?

About 1.11% of the value before exemptions a year (2026 taxes payable, Nobles County (Worthington city, School District 518, Okabena-Ocheda watershed)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Worthington?

About $5,537 a year on $500,000 of the value before exemptions with the homestead market value exclusion.

How much is the water bill in Worthington?

About $113 a month for water and sewer at typical use (7,000 gallons a month) on Worthington Public Utilities.

How much does trash pickup cost in Worthington?

Refuse and recycling collection at the Schaap Sanitation rates effective July 1, 2026 ($24.43 refuse + $4.89 recycling per residence per month); the $1.57 yard waste charge is not included

When is property tax due in Worthington?

May 15: First half of real property taxes due Aug 15: Minnesota property tax refund due; you may still file up to one year late

Can seniors lower their property tax or bills in Worthington?

Yes. Seniors 65+: defer part of your property tax: With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel.

How much does a house in Worthington cost to run each year?

All Minnesota cities All cities