What a Coon Rapids house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at $314,100 of value before exemptions. Typical use.
- Property tax$3,326
1.345% of $314,100, less $18,281 homestead market value exclusion and less $500,000 1.00% class rate on the first $500,000 of market value of class 1a homestead property
- Flat charges on the tax bill$24
Anoka County solid waste management charge (per home) $24
- Electricity and gas$2,285
772.21 kWh a month $1,449 · 61.79 therms $836
- Water and sewer$839
7,000 gallons a month on City of Coon Rapids: water $28, sewer $35, stormwater (single family, per unit) $6 a month
- TrashNot included
Homeowners arrange their own trash and recycling collection from licensed haulers
- Home insurance$1,774
Typical premium $1,774
A typical Coon Rapids house pays about $8,200 a year: $3,350 property tax and charges, $840 water and sewer, $2,280 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
File for homestead
Property taxes are lower on owner-occupied homes, and the homestead market value exclusion lowers the taxable value of homes valued under $517,200.
How: Apply with Anoka County: if you buy and move in by December 1 and apply by December 31, the next year's tax reflects homestead.
Claim the Minnesota property tax refundSpecial refund up to $1,000
The regular refund is for property owners who meet certain guidelines; the special refund, regardless of income, pays back 60% of a tax increase beyond 12% and $100 from the prior year, up to $1,000.
How: File with the Minnesota Department of Revenue by August 15; you may file up to one year late.
Seniors 65+: defer part of your property tax
With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel.
How: You must be 65 or older (if married, the other spouse at least 62) with household income of $96,000 or less; apply by November 1.
Veterans with a 70%+ disability rating: market value exclusion$150,000 or $300,000 off market value
Only qualifying veterans are eligible: those with a 70% or higher disability rating get a $150,000 market value exclusion, and totally and permanently disabled veterans get $300,000.
How: Apply with Anoka County by December 15; veterans rated 70% or higher reapply every year.
Connexus smart thermostat credit: $10 a month in summer$10 a month, June–August
Connexus members with a qualifying Wi-Fi thermostat enrolled in its program get a $10.00 monthly credit in June, July and August for letting Connexus adjust the thermostat during peak events (typically one to four times a month, two to four hours).
How: Enroll the thermostat through Connexus Energy's portal and stay in for the full June–August season.
Pay property tax by check to skip the fee
Anoka County's online payments carry a 2.6% fee for cards and a $3.50 fee for eCheck; check by mail, cash or check in person, and the Direct Payment Program have no service fee.
How: Mail a check or enroll in the Direct Payment Program (call 763-323-5400).
Money dates
- Nov 1in 9 daysApply for the Senior Citizens Property Tax Deferral to defer next year's taxes
- Dec 15in 53 daysApply for the disabled veterans' market value exclusion with Anoka County
- Dec 31in 69 daysApply for homestead (own and occupy by December 1) for next year's tax
- May 15First half of real property taxes due
Who serves this house
- Water
- City of Coon Rapids
- Each quarter, your tier is determined based on how much water you used; you pay that tier's rate plus a flat service fee
- Property tax
- 1.35% of value
- 2026 taxes payable, Anoka County (Coon Rapids tax districts 26, 110, 111, 112: Anoka-Hennepin schools ISD 11, Coon Creek Watershed; all four have the same rates)
- Garbage
- Licensed private haulers (you choose)
- Homeowners are responsible for setting up their own trash and recycling collection from licensed waste haulers
- Sewer
- City of Coon Rapids
- Single Family, Duplex, Townhome & Condo Users pay a base fee per quarter plus a rate per 1,000 gallons
- Electricity
- Connexus Energy (north of the Burlington Northern tracks) and Xcel Energy (south)
- Xcel Energy provides electricity to the area south of Burlington Northern tracks and Thompson Heights 3rd and 4th Addition; Connexus Energy services electricity needs north of the tracks
- Gas
- CenterPoint Energy
- Natural Gas for all of Coon Rapids is provided by CenterPoint Energy
- Schools
- School district 1-11
- Coon Rapids homestead single-unit parcels are in school district 1-11
Your water
- Source
- Your drinking water comes from a groundwater source: twenty-two wells ranging from 105 to 700 feet deep
- Hardness
- The City says its water hardness level is 16-18
- Lead
- In the 2025 report's lead and copper table, lead (08/18/23) was 0 out of 30 homes with high levels
- Service lines
- As of 10/29/2025, the inventory contains 0 lead, 90 galvanized requiring replacement, 4307 unknown material, and 17686 non-lead service lines
Other MN cities
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How these numbers are made
- Property tax: Anoka County's Pay 2026 final rates for Coon Rapids (tax districts 26, 110, 111 and 112 all carry the same rates, and all 17,830 homestead single-unit parcels are in ISD 11 and Coon Creek Watershed): 92.862362% of tax capacity (county with radio 31.852106%, city 42.593546%, ISD 11 13.028645%, Metropolitan Council, Metro Transit district and mosquito control 1.920663%, Coon Creek Watershed 2.396941%, county HRA/EDA 1.070461%) plus 0.184413% of market value for ISD 11 referendums. Tax capacity is 1.00% of taxable market value up to $500,000 and 1.25% above, so each rate is applied at 1.00% and one extra line adds 0.25% x 92.862362% on value above $500,000; the homestead market value exclusion comes off the tax-capacity parts only.
- Typical value: $314,100 is the median 2025 estimated market value of 17,830 Coon Rapids homestead residential single-unit parcels; assessed and market value are the same in Minnesota. A flat $24.02 Anoka County solid waste management charge appears on 14,237 of those 17,830 tax bills and is added as a flat yearly charge; some homes also carry other special assessments.
- Water, sewer, stormwater: City of Coon Rapids rates effective Jan. 1, 2026, billed quarterly, so each quarterly amount is divided by 3. Water: $27.50 service fee a quarter plus $2.70 per 1,000 gallons to 15,000 gallons a quarter (5,000 a month), $3.35 to 45,000 (15,000) and $4.10 above. Sewer: $36.25 base fee a quarter plus $3.40 per 1,000 gallons; the City bills the per-gallon part on winter quarter use, but the page applies it to the monthly use you enter, and the City's $63.45 quarterly minimum is not modeled. Stormwater is $19.40 a quarter for a single-family home. The City publishes no typical household use, so the page starts at its default water use.
- Garbage: Coon Rapids has no city trash service; residents hire one of five licensed haulers and their prices were not sourced, so no trash cost is in the total.
- Electricity: Connexus Energy serves the part of Coon Rapids north of the Burlington Northern tracks and Xcel Energy the south; by Anoka County parcel counts against federal service-territory polygons, roughly 12,100 of the 17,830 homestead single-unit parcels fall in Connexus's territory and 5,400 in Xcel's, so the page prices Connexus: $16.50 a month plus 13.90 cents June-September and 12.90 cents October-May, with the 2026 monthly Power Cost Adjustment averaged in. Typical use is Connexus's 2024 EIA residential average. Xcel customers pay different rates. A few homes in the west are served by the City of Anoka. Gas: CenterPoint's 2026 tariff book residential rate (filed and effective Nov. 6, 2025) with the per-therm figure also including the decoupling and conservation adjustments; a real gas bill runs about 4% higher with the franchise fee; CenterPoint lists a 4% residential franchise fee for Coon Rapids which is not added (modelling remark). Typical therms are the EIA Minnesota residential average.
- Insurance: 2022 NAIC Minnesota average (HO-3), the only by-state year on the Insurance Information Institute page, until you enter your own; it is four years old and a newer Minnesota figure was not found. Sales tax is not included.
- Nothing here is legal, tax or insurance advice.
- City of Coon Rapids: Residential Recycling & Trash
- Coon Rapids 2025 Drinking Water Report
- City of Coon Rapids: Utility Rates
- City of Coon Rapids: New Resident Information
- Anoka County parcel data: Coon Rapids homestead parcels by school district and watershed
- City of Coon Rapids: City Water System
- https://services.arcgis.com/cJ9YHowT8TU7DUyn/ArcGIS/rest/services/Water_System_Boundaries/FeatureServer/0/query?where=PWSID%3D%27MN1020017%27&outFields=PWSID,PWS_Name&returnGeometry=false&f=json
- Anoka County: Pay 2026 combined tax rates by unique taxing area (PDF)
- Minnesota Department of Revenue: Module 3, Classification of Property
- https://www.revenue.state.mn.us/homestead
- https://www.anokacountymn.gov/Faq.aspx?QID=422
- https://www.arcgis.com/sharing/rest/content/items/a789985ca4b8469885943a06e4dd0cd3/info/metadata/metadata.xml?format=default&output=html
- Anoka County parcel data: Coon Rapids 2025 median value of homestead residential single-unit parcels
- https://www.anokacountymn.gov/367/Residential-Charges-Appeals
- Anoka County parcel data: Coon Rapids homestead parcels by 2026 special assessment
- https://www.connexusenergy.com/download_file/view/82b43e23-b577-44a9-9e10-614c04a9e826
- https://www.connexusenergy.com/download_file/view/29ebd095-c7f9-4c64-9bd0-9a3bddd473bc
- https://www.eia.gov/electricity/sales_revenue_price/pdf/table_6.pdf
- https://assets.centerpointenergy.com/api/public/content/2026-mn-rates-rights-tariff-book.pdf?v=0d580891
- https://www.eia.gov/dnav/ng/ng_cons_sum_dcu_SMN_a.htm
- https://www.eia.gov/dnav/ng/ng_cons_num_dcu_SMN_a.htm
- https://www.iii.org/fact-statistic/facts-statistics-homeowners-and-renters-insurance
- https://www.revenue.state.mn.us/filing-property-tax-refund
- https://www.revenue.state.mn.us/property-tax-deferral-senior-citizens
- https://www.anokacountymn.gov/4435/Property-Tax-Payment-Options
- https://www.revenue.state.mn.us/property-tax-calendar
Common questions about Coon Rapids house costs
What is the property tax rate in Coon Rapids?
About 1.35% of the value before exemptions a year (2026 taxes payable, Anoka County (Coon Rapids tax districts 26, 110, 111, 112: Anoka-Hennepin schools ISD 11, Coon Creek Watershed; all four have the same rates)), plus flat charges on the same bill (Anoka County solid waste management charge (per home) $24).
How much is property tax on a $500,000 house in Coon Rapids?
About $5,575 a year on $500,000 of the value before exemptions with the homestead market value exclusion, including $24 of flat charges.
How much is the water bill in Coon Rapids?
About $70 a month for water and sewer at typical use (7,000 gallons a month) on City of Coon Rapids.
How much does trash pickup cost in Coon Rapids?
Homeowners arrange their own trash and recycling collection from licensed haulers
When is property tax due in Coon Rapids?
May 15: First half of real property taxes due Aug 15: Minnesota property tax refund due; you may still file up to one year late Early January: Unpaid property taxes and penalties become delinquent on the first business day in January
Can seniors lower their property tax or bills in Coon Rapids?
Yes. Seniors 65+: defer part of your property tax: With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel.
How much does a house in Coon Rapids cost to run each year?
A typical Coon Rapids house pays about $8,200 a year: $3,350 property tax and charges, $840 water and sewer, $2,280 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.