What a Anoka house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at $317,000 of value before exemptions. Typical use.
- Property tax$3,353
1.342% of $317,000, less $18,020 homestead market value exclusion and less $500,000 1.00% class rate on the first $500,000
- Flat charges on the tax bill$24
Anoka County solid waste management charge (per home) $24
- Electricity and gas$1,771
545.3 kWh a month $935 · 61.79 therms $836
- Water and sewer$992
9 units (CCF) a month on City of Anoka: water $23, sewer $48, stormwater fee (single-family lot) $6, city recycling fee (per residential unit) $5 a month
- TrashNot included
Trash is not billed by the City; the trash price is not in the totals
- Home insurance$1,774
Typical premium $1,774
A typical Anoka house pays about $7,900 a year: $3,380 property tax and charges, $990 water and sewer, $1,770 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
File for homestead
Property taxes are lower on owner-occupied homes, and the homestead market value exclusion lowers the taxable value of homes valued under $517,200.
How: Apply with Anoka County: if you buy and move in by December 1 and apply by December 31, the next year's tax reflects homestead.
Seniors 65+: defer part of your property tax
With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel.
How: You must be 65 or older (if married, the other spouse at least 62) with household income of $96,000 or less; apply by November 1.
Veterans with a 70%+ disability rating: market value exclusion$150,000 or $300,000 off market value
Qualifying veterans with a 70% or higher disability rating get a $150,000 market value exclusion; totally and permanently disabled veterans get $300,000.
How: Apply with Anoka County by December 15; veterans rated 70% or higher reapply every year.
Pay property tax by check to skip the fee
Anoka County's online payments carry a 2.6% fee for cards and a $3.50 fee for eCheck; check by mail, cash or check in person, and the Direct Payment Program have no service fee.
How: Mail a check or enroll in the Direct Payment Program (call 763-323-5400).
Money dates
- Nov 1in 9 daysApply for the Senior Citizens Property Tax Deferral to defer next year's taxes
- Dec 15in 53 daysApply for the disabled veterans' market value exclusion with Anoka County
- Dec 31in 69 daysApply for homestead (own and occupy by December 1) for next year's tax
- May 15First half of real property taxes due
Who serves this house
- Water
- City of Anoka
- 2026 rates effective 1-1-26, residential, charge per cubic foot
- Property tax
- 1.34% of value
- 2026 taxes payable, Anoka County (Anoka tax district 1: Anoka-Hennepin schools ISD 11)
- Garbage
- Licensed private haulers (open hauling)
- The City licenses haulers; its recycling contractor is ACE Solid Waste, billed through the City's utilities
- Sewer
- City of Anoka
- Wastewater flows through the City's pipes to a metropolitan treatment plant
- Electricity
- Anoka Municipal Utility (AMU)
- AMU provides electric utilities to the City of Anoka
- Gas
- CenterPoint Energy
- CenterPoint Energy lists Anoka among the Minnesota communities it serves
Your water
- Source
- Anoka's water comes from a system of wells, water towers, pumping facilities and iron/manganese removal treatment
- Lead service lines
- As of October 30, 2024, the City's inventory showed 0 lead service lines
Other MN cities
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How these numbers are made
- Water: City of Anoka 2026 rate sheet (effective 1-1-26), residential: $7.74 monthly fixed charge for a meter less than 1", then $0.0161 per cubic foot to 700 cubic feet, $0.0202 to 2,000, $0.0252 to 4,400 and $0.0315 above (shown here per CCF, 100 cubic feet; tier breakpoints read as monthly). The sheet also lists a $1.27 state water testing fee per water account, whose period is not stated, so it is not included. No typical household use is published, so the page starts at 9 CCF a month.
- Sewer and fees: $10.08 fixed a month plus $0.0425 per cubic foot ($4.25 per CCF). The sheet says residential sewer is based on average winter use; the page applies it to the water use you enter. Stormwater is $6.01 per single-family lot and the City recycling fee is $5.30 per residential unit; the sheet does not give the billing period for these, and we treated them as monthly utility-bill lines and include both in the totals ($6.01 and $5.30 a month).
- Garbage: Anoka has four licensed residential haulers (Ace Solid Waste, Curbside Waste, Republic Services, Walters) that set their own prices, so no trash price is included. Anoka County's solid waste management charge ($24.02 per single-family home, on 3,787 of 4,125 homestead tax bills in 2026) is a flat charge on the tax bill. A City-organized garbage system is on the ballot November 3, 2026; we have not confirmed its status.
- Property tax: Anoka County's Pay 2026 final rates for Anoka (one taxing area, tax district 1: Anoka-Hennepin ISD 11, Lower Rum River WMO is not levied here): 92.606841% of tax capacity (county with library and radio 31.852106%, city 44.228601%, ISD 11 13.028645%, Metropolitan Council, Metro Transit and mosquito control 1.920663%, Anoka HRA 1.576826%) plus 0.184413% of market value for ISD 11 referendums. Tax capacity is 1.00% of taxable market value up to $500,000 and 1.25% above, so each rate is applied at 1.00% and one extra line adds 0.25% x 92.606841% on value over $500,000; the homestead exclusion comes off the tax-capacity parts only. Median value is for homestead single-unit parcels.
- Electricity: Anoka Municipal Utility, the City's own electric utility, 2026 residential rates: $13.05 fixed plus 12.73¢ per kWh for summer (4 months) and 11.48¢ for winter (8 months), weighted to 11.9¢. The purchase power adjustment (PPA) that AMU adds to every kWh is not published on the rate sheet, so it is NOT in the totals: your bill will run higher. Typical use of 545 kWh a month is the 2024 EIA residential average for the City of Anoka utility. Gas: CenterPoint Energy ($9.50 plus $0.33470 delivery, $0.60061 cost of gas and $0.03835 in riders per therm); CenterPoint lists a $4.00 franchise fee for Anoka residents that is not included. Insurance: 2022 NAIC Minnesota average (HO-3), the latest Minnesota year on the source page and four years old, so likely lower than today's premiums. Sales tax is not included.
- Master Fee Schedule (monthly labels) lists stormwater per lot as $6.00; the utility rate sheet says $6.01; $6.01 kept.
- Nothing here is legal, tax or insurance advice.
- Anoka County: Pay 2026 combined tax rates by unique taxing area (PDF)
- Anoka County: Pay 2026 special district tax rates (PDF)
- Anoka County: Pay 2026 school tax rates (PDF)
- Anoka County parcel data: Anoka 2025 median value
- Anoka County parcel data: 2026 special assessments
- Metro Regional Parcel Dataset metadata
- Anoka County: Property Records & Taxation FAQs
- Anoka County: Solid waste management charge
- Anoka County: Property tax payment options
- MN Revenue: Classification of property (Module 3)
- MN Revenue: Homestead Market Value Exclusion
- MN Revenue: Property tax calendar
- MN Revenue: Senior deferral
- MN Revenue: Property tax refund
- City of Anoka: 2026 electric, water and sewer utility rates
- Anoka Municipal Utility: service area
- City of Anoka: 2026 licensed garbage haulers
- City of Anoka: residential recycling
- City of Anoka: Water Department
- City of Anoka: Lead and Copper Rule Revision
- EPA: community water system boundaries (Anoka, MN1020001)
- EIA: 2024 residential sales by utility (Table 6)
- CenterPoint Energy: 2026 Minnesota rate book
- EIA: Minnesota natural gas consumption
- EIA: Minnesota natural gas consumers
- Insurance Information Institute: average homeowners premiums
Common questions about Anoka house costs
What is the property tax rate in Anoka?
About 1.34% of the value before exemptions a year (2026 taxes payable, Anoka County (Anoka tax district 1: Anoka-Hennepin schools ISD 11)), plus flat charges on the same bill (Anoka County solid waste management charge (per home) $24).
How much is property tax on a $500,000 house in Anoka?
About $5,562 a year on $500,000 of the value before exemptions with the homestead market value exclusion, including $24 of flat charges.
How much is the water bill in Anoka?
About $83 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Anoka.
How much does trash pickup cost in Anoka?
Trash is not billed by the City; the trash price is not in the totals
When is property tax due in Anoka?
May 15: First half of real property taxes due Aug 15: Minnesota property tax refund due; you may still file up to one year late Oct 15: Second half of real property taxes due
Can seniors lower their property tax or bills in Anoka?
Yes. Seniors 65+: defer part of your property tax: With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel.
How much does a house in Anoka cost to run each year?
A typical Anoka house pays about $7,900 a year: $3,380 property tax and charges, $990 water and sewer, $1,770 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.