What a Rosemount house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at $419,300 of value before exemptions. Typical use.
- Property tax$4,702
1.352% of $419,300, less $500,000 1.00% class rate on the first $500,000 and less $8,813 homestead market value exclusion
- Electricity and gas$1,821
700 kWh a month $1,328 · 31 therms $494
- Water and sewer$811
6,000 gallons a month on City of Rosemount: water $17, sewer $41, storm water fee (single-family residential, per unit) $7, street light fee (residential, quarterly fee) $3 a month
- TrashNot included
Open market: you pick a licensed hauler and pay it directly; the City publishes no trash price, so none is counted in the total
- Home insurance$1,774
Typical premium $1,774
A typical Rosemount house pays about $9,100 a year: $4,700 property tax and charges, $810 water and sewer, $1,820 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
File for homestead
Homestead reduces property taxes for owners who occupy the home as their primary residence. The homestead market value exclusion is 40% of market value for homesteads valued at $95,000 or less (a maximum of $38,000), is reduced as values rise, and phases out at $517,200 or more.
How: Apply with Dakota County by Dec. 31; it affects the next year's taxes.
Claim the Minnesota property tax refund
Homestead owners with total household income under $142,490 can get a regular refund based on the property tax on their 2026 statement; a special refund applies when net property tax rises at least 12 percent and $100.
How: Forms and instructions are available from the Minnesota Department of Revenue.
Seniors 65+: defer part of your property tax
The Senior Citizen Property Tax Deferral keeps taxes from exceeding 3 percent of net income; the rest is paid by the state as a low-interest loan that becomes a lien on the property.
How: You must be 65 (if married, one spouse 65 or older and the other at least 62), have household income of $96,000 or less, and have lived in, owned and homesteaded the home for the last five years; apply by Nov. 1.
Veterans with a 70%+ disability rating: market value exclusion
A homestead of an honorably discharged veteran with a service-connected disability rating of 70 percent or higher gets a market value exclusion; the program provides a market value exclusion of $150,000 or $300,000.
How: Apply with Dakota County by Dec. 31; it affects the next year's taxes.
Pay property tax by bank transfer, not card
Dakota County charges a 2.29-percent convenience fee on card payments but $0.35 for an electronic transfer from a bank account.
How: Pay online from your checking or savings account.
Pay your utility bill by Direct Pay
Rosemount charges a small fee on payments through Payment Service Network, but Direct Pay from a checking or savings account has no fee.
How: Fill out the Direct Pay enrollment form on the City's utility billing page.
Income-eligible households: energy assistance
Community Action Partnership of Scott, Carver and Dakota Counties offers bill payment assistance and emergency energy help to eligible households; homeowners and renters must meet income guidelines.
How: Visit capagency.org/energy-assistance or call 651-322-3500.
Money dates
- Nov 1in 9 daysSenior Citizen Property Tax Deferral applications due to defer next year's taxes
- Dec 31in 69 daysHomestead and Disabled Veterans applications due with Dakota County; homestead applications affect the next year's taxes
- May 15First half of Dakota County real estate taxes due
- Oct 15Second half of Dakota County real estate taxes due
Who serves this house
- Water
- City of Rosemount
- City of Rosemount residential rates for 2026, based on quarterly meter reading
- Property tax
- 1.35% of value
- 2026 taxes payable, Dakota County (Rosemount tax area 3401: School District 196)
- Garbage
- City-licensed private haulers
- The city licenses private companies each year to offer refuse hauling and recycling services; you contact a licensed hauler to set up service
- Sewer
- City of Rosemount
- The City's sanitary sewer flows into the Metropolitan Council sewer system for treatment
- Electricity
- Dakota Electric Association or Xcel Energy
- The City lists Dakota Electric Association and Xcel Energy as electricity providers
- Gas
- Minnesota Energy Resources or CenterPoint Energy
- The City lists Minnesota Energy Resources and CenterPoint Energy as natural gas providers
- Schools
- School District 196
- Rosemount tax area 3401 is in school district 196; tax areas 3402 and 3403 are in districts 199 and 200
Your water
- Source
- Groundwater from eight wells 400 to 507 feet deep that draw water from the Jordan aquifer
- Hardness
- 17 grains per gallon, which the City's water page calls hard
- Gross alpha
- Gross alpha was 20.8 pCi/l against a 15 pCi/l limit and an MCL violation was issued 1/15/2026; the report says this is not an emergency
Other MN cities
What a Apple Valley house paysWhat a Cottage Grove house paysWhat a Edina house paysWhat a Farmington house paysWhat a Lakeville house paysWhat a Little Falls house paysWhat a Maple Grove house paysWhat a Plymouth house paysWhat a Shoreview house paysWhat a Vadnais Heights house paysWhat a Woodbury house paysWhat a Andover house paysWhat a Shakopee house paysWhat a Champlin house paysWhat a Eagan house paysWhat a Otsego house paysWhat a Fairmont house paysWhat a Rochester house paysWhat a Chanhassen house paysWhat a Maplewood house paysWhat a St. Michael house paysWhat a Inver Grove Heights house paysWhat a Forest Lake house paysWhat a Chaska house paysWhat a Burnsville house paysWhat a North Branch house paysWhat a Stillwater house paysWhat a Roseville house paysWhat a Buffalo house paysWhat a Victoria house paysWhat a Oakdale house paysWhat a Blaine house paysWhat a Hermantown house paysWhat a Columbia Heights house paysWhat a St. Cloud house paysWhat a Dayton house paysWhat a Elk River house paysWhat a New Brighton house paysWhat a Savage house paysWhat a Eden Prairie house paysWhat a Little Canada house paysWhat a North St. Paul house paysWhat a Mankato house paysWhat a Rogers house paysWhat a Anoka house paysWhat a East Bethel house paysWhat a Coon Rapids house paysWhat a Brooklyn Center house paysWhat a Crystal house paysWhat a Hutchinson house paysWhat a Richfield house pays
How these numbers are made
- Property tax: Dakota County's final 2026 payable rates for Rosemount tax area 3401 (School District 196), the first of four Rosemount tax areas: 85.038% of tax capacity (county 21.031%, city 36.056%, schools 24.9%, special districts 3.051%) plus 0.28896% of market value for the school referendum levies. Tax area 3404 (also district 196, higher special-district rate) pays 85.307%; areas 3402 (district 199) and 3403 (district 200) differ. We did not count homes per area, so check your own tax area on your statement.
- Minnesota taxes a home on tax capacity: 1.00% of taxable market value up to $500,000 and 1.25% above, so each tax-capacity rate is applied at 1.00% and one extra line adds 0.25% times 85.038% on value above $500,000. Owner-occupied homesteads also get the homestead market value exclusion, computed for the value you enter (40% of the first $95,000, reduced by 9% of value above $95,000, zero from $517,200); it comes off the tax-capacity parts only, and the referendum rate applies to full market value.
- Water: City of Rosemount 2026 rates per 1,000 gallons ($2.07, $2.59, $3.23, $5.09); the tier limits (12,000, 24,000 and 48,000 gallons) are per quarterly bill, so we use 4, 8 and 16 thousand gallons a month. The single-family 3/4-inch meter surcharge ($10.50) and meter maintenance ($1.47) are added as a monthly base of $3.99, assuming the City bills both quarterly. Storm water ($22.31 a quarter) and street lights ($7.82 a quarter) are added as monthly utility fees. Typical use is the City's 17,000-gallon average second-quarter residential use, per month.
- Sewer: $7.22 per 1,000 gallons with a 6,000 gallon minimum per quarterly bill, measured on winter quarter water use; the calculator treats the minimum as a $14.44 monthly base covering 2 thousand gallons and charges $7.22 per 1,000 gallons above that.
- Garbage: Rosemount licenses private haulers and publishes no price, so no trash cost is in the total. Electricity: Dakota Electric Schedule 31 ($12.00 fixed and a year-round energy price of 14.09 cents per kWh: 14.6 cents for three summer months and 13.2 cents for nine, averaged, plus the $0.0054 RTA); Xcel Energy serves other Rosemount homes at Xcel's own rates, and we did not count how many homes each serves. Gas: Minnesota Energy Resources GS-NNG $9.50 customer charge and $1.02023 per therm ($0.32919 distribution, $0.65533 base cost of gas, $0.00638 conservation, $0.01620 GUIC, $0.01313 decoupling), before the monthly Purchase Gas Adjustment; CenterPoint Energy serves some homes. Typical electricity use is 700 kWh a month (Dakota Electric's residential example); insurance is the 2022 NAIC Minnesota average (HO-3).
- Sewer is billed on winter-quarter water use, but the calculator applies the same typical use (the City's 17,000-gallon second-quarter average, a summer quarter) to sewer, so sewer is probably overstated for a typical household. Gas: the GS rates are those on Minnesota Energy Resources' posted tariff sheet (effective March 1, 2024); the company's Minnesota rates page may show a different distribution figure, which we could not date, and the monthly Purchase Gas Adjustment, which changes the bill, is not included (checked 2026-10-22). Property tax: Dakota County's published median estimated market value is the figure used; the county's separate proposed-tax comparison lists a different median value and tax for district 196, which we did not reconcile. Insurance: $1,774 is the 2022 figure, the newest Minnesota number on that page, and is dated. Trash is not in the total; households pay a licensed hauler on top.
- Nothing here is legal, tax or insurance advice.
- www.rosemountmn.gov/328/Setting-Up-Service
- www.rosemountmn.gov/196/Water-Sewer-Utility-Billing
- www.rosemountmn.gov/243/Sanitary-Sewer
- www.rosemountmn.gov/695/Residential-Energy-Rebates-and-Progr
- dakotacountymn.gov/content/dam/site/main/documents/home-and-
- www.rosemountmn.gov/DocumentCenter/View/8122
- www.rosemountmn.gov/DocumentCenter/View/8303
- www.rosemountmn.gov/246/Water
- www.rosemountmn.gov/270/Stormwater-Rates
- dakotacountymn.gov/content/dam/site/main/documents/home-and-
- www.revenue.state.mn.us/sites/default/files/2026-07/module-3
- www.revenue.state.mn.us/homestead
- www.dakotaelectric.com/wp-content/uploads/2026/06/Residentia
- www.dakotaelectric.com/member-services/billing-payment/elect
- www.dakotaelectric.com/wp-content/uploads/2026/06/Final-Rate
- www.minnesotaenergyresources.com/company/tariffs/cities.pdf
- www.minnesotaenergyresources.com/company/tariffs/gs.pdf
- www.minnesotaenergyresources.com/company/tariffs/conservatio
- www.minnesotaenergyresources.com/company/tariffs/7_infrastru
- www.minnesotaenergyresources.com/company/tariffs/revenue.pdf
- www.iii.org/fact-statistic/facts-statistics-homeowners-and-r
- dakotacountymn.gov/residents/home-property/tax-relief-progra
- dakotacountymn.gov/residents/home-property/tax-relief-progra
- dakotacountymn.gov/residents/home-property/tax-relief-progra
- dakotacountymn.gov/residents/home-property/tax-relief-progra
- dakotacountymn.gov/residents/home-property/deadline-due-date
- dakotacountymn.gov/residents/home-property/paying-property-t
- www.rosemountmn.gov/708/Energy-Assistance-Programs-and-Resou
How Rosemount compares
A typical Rosemount house against the 35 Minnesota cities we cover, using the same default numbers as the total above.
| Per year | Rosemount | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.35% | 1.49% | lower than 26 of the other 33 Minnesota cities we cover |
| Water | $199 | $339 | lower than 30 of the other 34 Minnesota cities we cover |
| Sewer and utility-bill fees | $612 | $621 | lower than 19 of the other 34 Minnesota cities we cover |
| Electricity and gas | $1,821 | $2,150 | lower than 30 of the other 34 Minnesota cities we cover |
| Home insurance | $1,774 | $1,774 | in the middle of 34 other Minnesota cities we cover |
| Total | $9,108 | $9,536 | lower than 23 of the other 34 Minnesota cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Rosemount's property tax rate is 1.35%, lower than 26 of the other 33 Minnesota cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Rosemount is 1.35%, lower than 26 of the other 33 Minnesota cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Water
The fact: Water here costs about $199 a year at typical use, lower than 30 of the other 34 Minnesota cities we cover.
Ask: "Water here costs about $199 a year at typical use, lower than 30 of the other 34 Minnesota cities we cover. What drives that cost, and would you change anything?"
3. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $1,821 a year, lower than 30 of the other 34 Minnesota cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $1,821 a year for a typical house, lower than 30 of the other 34 Minnesota cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Rosemount house costs
What is the property tax rate in Rosemount?
About 1.35% of the value before exemptions a year (2026 taxes payable, Dakota County (Rosemount tax area 3401: School District 196)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Rosemount?
About $5,684 a year on $500,000 of the value before exemptions with the 1.00% class rate on the first $500,000.
How much is the water bill in Rosemount?
About $68 a month for water and sewer at typical use (6,000 gallons a month) on City of Rosemount.
How much does trash pickup cost in Rosemount?
Open market: you pick a licensed hauler and pay it directly; the City publishes no trash price, so none is counted in the total
When is property tax due in Rosemount?
Nov 1: Senior Citizen Property Tax Deferral applications due to defer next year's taxes
Can seniors lower their property tax or bills in Rosemount?
Yes. Seniors 65+: defer part of your property tax: The Senior Citizen Property Tax Deferral keeps taxes from exceeding 3 percent of net income; the rest is paid by the state as a low-interest loan that becomes a lien on the property.
Where can I get help paying utility bills in Rosemount?
Income-eligible households: energy assistance: Community Action Partnership of Scott, Carver and Dakota Counties offers bill payment assistance and emergency energy help to eligible households; homeowners and renters must meet income guidelines. Visit capagency.org/energy-assistance or call 651-322-3500.
How much does a house in Rosemount cost to run each year?
A typical Rosemount house pays about $9,100 a year: $4,700 property tax and charges, $810 water and sewer, $1,820 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.