What a Edina house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at $738,200 of value before exemptions. Typical use.
- Property tax$10,289
1.580% of $738,200, less $100,000 1.00% class rate on the first $500,000
- Electricity and gas$2,115
587.82 kWh a month $1,198 · 61.79 therms $836 · franchise fee (passed through by Xcel and CenterPoint) $81
- Water and sewer$1,203
7,000 gallons a month on City of Edina: water $33, sewer $57, city recycling (quarterly utility bill) $5, city organics recycling (quarterly utility bill) $6 a month
- TrashNot included
Residents arrange garbage service with a licensed private hauler; the City does not collect garbage
- Home insurance$1,774
Typical premium $1,774
A typical Edina house pays about $15,400 a year: $10,290 property tax and charges, $1,200 water and sewer, $2,120 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 20, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Had a leak? Ask for the one-time leak adjustmentUp to $500 off one quarterly bill
Edina gives residential customers a one-time adjustment when a leak or pipe break doubles water use over the property's 4-year average for that quarter.
How: Fix it permanently, then submit the City's online Leak Adjustment Request Form with repair receipts within 90 days of the bill's due date.
Pay the utility bill by bank, not card
Since Sept. 1, 2025, Edina adds a 3% convenience fee to utility bills paid by card, including debit and card autopay.
How: Pay by check or money order, or set up automatic payments from a bank account (ACH).
Claim the Minnesota property tax refund
Minnesota homeowners may get a Property Tax Refund based on income and property taxes.
How: File Form M1PR with the Minnesota Department of Revenue by August 15 (late filing allowed up to one year).
Veterans with a 70%+ disability rating: market value exclusion$150,000 or $300,000 off taxable value
Veterans with a service-connected disability rating of 70% or higher get $150,000 or $300,000 taken off their home's taxable value, depending on status.
How: Apply with Hennepin County by December 31; the home must be classified as homestead.
LIHEAP households: CenterPoint Gas Affordability Program
Residential customers who receive LIHEAP energy assistance and agree to a levelized payment plan and a payment schedule can get an affordability bill credit and arrearage forgiveness.
How: The program is available to residential customers qualified for and receiving LIHEAP assistance.
Paid property tax late? Ask for a penalty abatement
Hennepin County lets owners request an abatement of the late-payment penalty once every ten years, for current-year taxes.
How: Pay the tax in full, then apply by June 30 (first half) or November 30 (second half).
Money dates
- Dec 31in 69 daysOwn, occupy and apply for homestead with Hennepin County
- May 15First half of Hennepin County property tax due
- Aug 15Minnesota property tax refund (Form M1PR) due; you may still file up to one year late
- Oct 15Second half of property tax due; penalty is added the day after and grows on the 1st of each month
Who serves this house
- Water
- City of Edina
- City of Edina, billed quarterly on the city utility bill (not the Morningside area)
- Property tax
- 1.58% of value
- 2026 taxes payable, Hennepin County (Edina, ISD 273, Nine Mile Creek watershed)
- Garbage
- Private licensed haulers
- You contract with one of six licensed haulers for trash; the City contracts Republic Services for recycling and Vierkant Disposal for organics, and those two fees are on the quarterly utility bill
- Electricity
- Xcel Energy
- Edina's franchise fee of 4% of gross revenue is passed on to customers on monthly bills
- Gas
- CenterPoint Energy
- Edina's franchise fee of 4% of gross revenue is passed on to customers on monthly bills
- Schools
- Edina Public Schools (ISD 273)
- Most Edina single-family houses (11,588 parcels); 920 are in the Hopkins district and a few in others
Your water
- Source
- Groundwater from 18 wells 381 to 1,130 feet deep in the Prairie Du Chien-Jordan, Mt. Simon and Jordan aquifers
- Hardness
- About 17–20 grains of hardness; nine wells feed four treatment plants that remove iron and manganese
Other MN cities
What a Apple Valley house paysWhat a Cottage Grove house paysWhat a Farmington house paysWhat a Lakeville house paysWhat a Little Falls house paysWhat a Maple Grove house paysWhat a Plymouth house paysWhat a Shoreview house paysWhat a Vadnais Heights house paysWhat a Woodbury house paysWhat a Andover house paysWhat a Shakopee house paysWhat a Champlin house paysWhat a Eagan house paysWhat a Otsego house paysWhat a Fairmont house paysWhat a Rochester house paysWhat a Chanhassen house paysWhat a Maplewood house paysWhat a St. Michael house paysWhat a Inver Grove Heights house paysWhat a Forest Lake house paysWhat a Chaska house paysWhat a Burnsville house paysWhat a North Branch house paysWhat a Stillwater house paysWhat a Roseville house paysWhat a Buffalo house paysWhat a Victoria house paysWhat a Oakdale house paysWhat a Rosemount house paysWhat a Blaine house paysWhat a Hermantown house paysWhat a Columbia Heights house paysWhat a St. Cloud house paysWhat a Dayton house paysWhat a Elk River house paysWhat a New Brighton house paysWhat a Savage house paysWhat a Eden Prairie house paysWhat a Little Canada house paysWhat a North St. Paul house paysWhat a Mankato house paysWhat a Rogers house paysWhat a Anoka house paysWhat a East Bethel house paysWhat a Coon Rapids house paysWhat a Brooklyn Center house paysWhat a Crystal house paysWhat a Hutchinson house paysWhat a Richfield house pays
How these numbers are made
- Water: City of Edina 2026 residential rates for the main Edina system (not Morningside, which buys Minneapolis water): the $30.12 quarterly meter charge for a 3/4-inch meter as $10.04 a month, then $2.81, $4.27, $7.06 and $8.75 per 1,000 gallons. The tier limits (12,000, 24,000 and 72,000 gallons) are applied per quarterly bill, so we use 4, 8 and 24 thousand gallons a month.
- Sewer: $8.42 per 1,000 gallons of water, with no fixed charge. Edina bills houses on the lesser of the winter quarter or actual use with an 8,000-gallon ($67.32) quarterly minimum; the calculator charges on the water use you enter and does not apply the minimum or the winter cap. Storm water drainage is $63.25 a quarter ($21.08 a month).
- Garbage: Edina has no city trash service and we could not read a hauler's price list, so trash itself is not counted; the City's quarterly recycling ($15.00) and organics recycling ($16.89) fees on the utility bill are counted as utility fees ($5.00 and $5.63 a month). Your hauler's trash price comes on top.
- Property tax: 2026 payable rates for the most common Edina tax area (City 24, Edina schools ISD 273, Nine Mile Creek watershed; total 110.238% of tax capacity plus 0.20252% of market value for school referendums). Tax capacity is 1.00% of the first $500,000 of value plus 1.25% above, which equals 1.25% of (value minus $100,000); so each tax-capacity part is its rate times 1.25%, applied to value less $100,000, and the referendum rate applies to full value. That is exact for homes worth $517,200 or more (about $10,289 at the $738,200 median) and slightly understates homes under $517,200, where the homestead market value exclusion and the 1.00% rate work differently. Homes in the Minnehaha Creek watershed (1.086%) or the Hopkins, Richfield, Bloomington, Eden Prairie or St. Louis Park school districts pay somewhat different rates.
- Electricity: EIA's 2024 Xcel Minnesota residential average (revenue $1,473 million over 8,677 GWh, 16.98¢ per kWh) already includes every charge, so we keep Xcel's $6.00 basic service charge as the fixed part and lower the per-kWh price to 15.96¢ (revenue minus $6.00 a month per customer, divided by kWh), which gives the same average bill at 588 kWh. The 2024 average predates the interim rate increase in effect since January 2025 and the 2026 rate case decision. Edina's 4% franchise fee is added on electricity and gas.
- Gas: CenterPoint Energy's $9.50 basic charge; per therm, delivery plus the tariff's base cost of gas, revenue decoupling and Natural Gas Innovation Act charges. The real cost of gas moves monthly with the Purchased Gas Adjustment.
- Typical use: about 588 kWh a month (EIA 2024, Xcel Energy Minnesota residential sales per customer) and about 62 therms a month (EIA 2024 Minnesota residential gas use per customer). Insurance: the 2022 NAIC statewide average premium for Minnesota (HO-3), until you enter your own.
- Not included: Edina's storm drainage fee (Storm drainage (residential rate), about $21.0833 a month), which is set by a formula for each property.
- Nothing here is legal, tax or insurance advice.
- City of Edina: Utility Rates (2026 fees and rates)
- City of Edina: Utility Billing FAQs
- City of Edina: Utility Billing
- City of Edina: Leak Policy and Adjustment Request Form
- City of Edina: Garbage (licensed haulers)
- City of Edina: Garbage & Recycling
- City of Edina: Water, Sewer & Stormwater
- 2025 City of Edina Drinking Water Report (CCR)
- City of Edina: Franchise Fees
- Hennepin County: Final 2026 Property Tax Rate Breakdown
- Hennepin County: 2026 Final Tax Rate Cards
- Hennepin County: 2026 tax capacity values by unique taxing area
- Hennepin County: 2026 Assessment Report (median values by city and school district)
- Hennepin County: Property taxes overview
- Hennepin County: Pay property taxes
- Hennepin County: Delinquent property taxes
- Hennepin County: Homestead
- Minnesota Department of Revenue: Module 3, Classification of Property
- Minnesota Department of Revenue: Homestead Market Value Exclusion
- Minnesota Department of Revenue: Market Value Exclusion for Veterans with a Disability
- Minnesota Department of Revenue: Property Tax Refund
- Minnesota Department of Revenue: Filing for a Property Tax Refund
- Xcel Energy Minnesota Residential Electrical Prices (effective January 1, 2024)
- EIA: 2024 utility bundled retail sales, residential (Table 6)
- CenterPoint Energy 2026 Minnesota Rates, Rights and Tariff Book
- EIA: Minnesota natural gas consumption by end use
- EIA: Minnesota natural gas consumers
- Insurance Information Institute: Facts + Statistics, Homeowners and renters insurance (NAIC data)
- Minnesota Court of Administrative Hearings: report on Xcel Energy's 2025–2026 electric rate case (Northern States Power Company, d/b/a Xcel Energy)
How Edina compares
A typical Edina house against the 35 Minnesota cities we cover, using the same default numbers as the total above.
| Per year | Edina | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.58% | 1.49% | higher than 25 of the other 33 Minnesota cities we cover |
| Water | $395 | $339 | higher than 21 of the other 34 Minnesota cities we cover |
| Sewer and utility-bill fees | $808 | $621 | higher than 27 of the other 34 Minnesota cities we cover |
| Electricity and gas | $2,115 | $2,150 | lower than 19 of the other 34 Minnesota cities we cover |
| Home insurance | $1,774 | $1,774 | in the middle of 34 other Minnesota cities we cover |
| Total | $15,381 | $9,536 | higher than 34 of the other 34 Minnesota cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Edina's property tax rate is 1.58%, higher than 25 of the other 33 Minnesota cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Edina is 1.58%, higher than 25 of the other 33 Minnesota cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $808 a year, higher than 27 of the other 34 Minnesota cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $808 a year, higher than 27 of the other 34 Minnesota cities we cover. What drives that cost, and would you change anything?"
Common questions about Edina house costs
What is the property tax rate in Edina?
About 1.58% of the value before exemptions a year (2026 taxes payable, Hennepin County (Edina, ISD 273, Nine Mile Creek watershed)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Edina?
About $6,525 a year on $500,000 of the value before exemptions with the 1.00% class rate on the first $500,000.
How much is the water bill in Edina?
About $100 a month for water and sewer at typical use (7,000 gallons a month) on City of Edina.
How much does trash pickup cost in Edina?
Residents arrange garbage service with a licensed private hauler; the City does not collect garbage
When is property tax due in Edina?
May 15: First half of Hennepin County property tax due Aug 15: Minnesota property tax refund (Form M1PR) due; you may still file up to one year late Oct 15: Second half of property tax due; penalty is added the day after and grows on the 1st of each month
Where can I get help paying utility bills in Edina?
LIHEAP households: CenterPoint Gas Affordability Program: Residential customers who receive LIHEAP energy assistance and agree to a levelized payment plan and a payment schedule can get an affordability bill credit and arrearage forgiveness. The program is available to residential customers qualified for and receiving LIHEAP assistance.
How much does a house in Edina cost to run each year?
A typical Edina house pays about $15,400 a year: $10,290 property tax and charges, $1,200 water and sewer, $2,120 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.