Little Falls, MN · Updated Oct 2026

What a Little Falls house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Little Falls house

$8,347a year · $696 a month

Starts at $202,600 of home value. Typical use.

A typical Little Falls house pays about $8,300 a year: $2,310 property tax and charges, $1,520 water and sewer, $420 trash, $2,320 electricity and gas, $1,770 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 20, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 32-gal cartUp to $69 a year
Your cart costs $35 a month; the smallest costs $29. Worth it if you rarely fill it.
How: Call your garbage hauler.
Income-qualified homes: Minnesota Power energy discountUp to 600 kWh a month discounted
Customers who are income-qualified and average 1,000 kWh a month or less get 4.311¢ off each of their first 600 kWh every month.
How: Qualify through LIHEAP (energy assistance) or Minnesota Power's income self-declaration; renew every two or four years.
Claim the Minnesota property tax refund
Minnesota homeowners may get a Homestead Credit Refund based on income and property taxes.
How: File Form M1PR with the Minnesota Department of Revenue by August 15 (late filing allowed up to one year).
Free brush drop-off at the Morrison County Landfill Site
Brush is free for residents delivering 10 cubic yards or less per visit.
How: Morrison County Landfill Site, 17502 Iris Road; open Monday through Friday 8 am to 4:30 pm and Saturdays 8 am to noon.
LIHEAP households: CenterPoint Gas Affordability Program
Residential customers who receive LIHEAP energy assistance and agree to a levelized payment plan and a payment schedule can get an affordability bill credit and arrearage forgiveness.
How: The program is available to residential customers qualified for and receiving LIHEAP assistance.

Money dates

Dec 15in 53 daysApply for homestead (after moving in by December 1) to qualify for next year's taxes
May 15First half of property tax due to Morrison County (the whole bill if it is $100 or less)
Aug 15Minnesota property tax refund (Form M1PR) due; you may still file up to one year late
25th of each monthCity utility bill due; bills paid after the 25th get a 10% late fee

Who serves this house

Water: City of Little Falls; City of Little Falls, billed monthly on the city utility bill; basic rate $19.85 per month
Property tax: About 1.14% of home value; Census ACS 2020–2024 (5-year) median taxes paid and median home value
Garbage: City of Little Falls; City garbage and recycling service for 1- and 2-unit homes: 32- or 64-gallon garbage carts, recycling in a City recycling cart, billed on the city utility bill
Sewer: City of Little Falls; City wastewater plant; treated water is UV-disinfected and discharged to the Mississippi River
Electricity: Minnesota Power; The city adds a $1 a month franchise fee to residential electric bills
Gas: CenterPoint Energy; Natural gas service

Pay or manage your bills

Your water

Source: Groundwater from eight wells 90 to 124 feet deep in the Quaternary Water Table aquifer
PFAS: PFBA found at up to 5.8 ppt (average 2.9 ppt), far below the 7,000 ppt comparison value
Service lines: No known lead lines; 451 galvanized lines need replacement and 1,401 are of unknown material (Nov. 2025)

Other MN cities

How these numbers are made

Water: City of Little Falls 2026 rates (Resolution 2025-61A, effective with the February 10, 2026 billing): we add the $1.27 state Safe Drinking Water fee to the $19.85 basic rate, then $4.67 to $6.15 per 1,000 gallons in six blocks.
Sewer: $21.66 a month plus $7.13 per 1,000 gallons of water; summer bills use your winter average.
Garbage: 2026 city cart fee plus the $1.50 garbage surcharge, Minnesota's 9.75% residential solid waste tax on both (the city's 2026 rate flyer shows $2.33 tax on the 64-gallon cart), plus $6.17 recycling and a $2.75 recycling surcharge. The storm water utility fee on the same bill is not included because we could not confirm the residential amount.
Property tax: Morrison County does not publish a per-value tax rate or an example bill online, so the rate is the Census ACS 2020–2024 median real estate taxes paid ($2,310) divided by the median home value ($202,600). It already reflects the homestead class rate and market value exclusion, and predates the city's 15.6% levy increase for 2026.
Electricity: the fixed charge we use is Minnesota Power's $9.00 service charge plus the $1.00 Little Falls franchise fee and the $1.28 affordability surcharge; the per-kWh price is the 10.772¢ flat rate plus the renewable, transmission, conservation and solar riders and the October 2026 fuel charge (system rate times the residential factor). The monthly capacity adjustment is left out because Minnesota Power publishes it only as an image.
Gas: CenterPoint Energy's $9.50 basic charge; per therm, delivery plus the tariff's base cost of gas, revenue decoupling and Natural Gas Innovation Act charges. The real cost of gas moves monthly with the Purchased Gas Adjustment.
Typical use: 712 kWh a month (EIA 2024 Minnesota residential average) and about 62 therms a month (EIA 2024 Minnesota residential gas use per customer).
Insurance: the 2022 NAIC statewide average premium for Minnesota (HO-3), until you enter your own.
Nothing here is legal, tax or insurance advice.

Sources

How Little Falls compares

A typical Little Falls house against the 35 Minnesota cities we cover, using the same default numbers as the total above.

Per year	Little Falls	Median	Where it falls
Water	$685	$339	higher than 30 of the other 34 Minnesota cities we cover
Sewer and utility-bill fees	$836	$621	higher than 30 of the other 34 Minnesota cities we cover
Trash	$422	$326	higher than 7 of the other 8 Minnesota cities we cover
Electricity and gas	$2,320	$2,150	higher than 31 of the other 34 Minnesota cities we cover
Home insurance	$1,774	$1,774	in the middle of 34 other Minnesota cities we cover
Total	$8,347	$9,536	lower than 31 of the other 34 Minnesota cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $685 a year at typical use, higher than 30 of the other 34 Minnesota cities we cover.

Ask: "Water here costs about $685 a year at typical use, higher than 30 of the other 34 Minnesota cities we cover. What drives that cost, and would you change anything?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $836 a year, higher than 30 of the other 34 Minnesota cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $836 a year, higher than 30 of the other 34 Minnesota cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $422 a year for the standard cart, higher than 7 of the other 8 Minnesota cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $422 a year for the standard cart, higher than 7 of the other 8 Minnesota cities we cover. What drives that cost, and would you change anything about the service or the price?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,320 a year, higher than 31 of the other 34 Minnesota cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,320 a year for a typical house, higher than 31 of the other 34 Minnesota cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Little Falls house costs

What is the property tax rate in Little Falls?

Property tax in Little Falls averages about 1.14% of home value a year (Census figures for the city; your own rate depends on your property's classification and exemptions).

How much is the water bill in Little Falls?

About $127 a month for water and sewer at typical use (7,000 gallons a month) on City of Little Falls.

How much does trash pickup cost in Little Falls?

$29 to $35 a month, depending on the trash cart size (32-gal, 64-gal).

When is property tax due in Little Falls?

May 15: First half of property tax due to Morrison County (the whole bill if it is $100 or less) Aug 15: Minnesota property tax refund (Form M1PR) due; you may still file up to one year late

Where can I get help paying utility bills in Little Falls?

Income-qualified homes: Minnesota Power energy discount: Customers who are income-qualified and average 1,000 kWh a month or less get 4.311¢ off each of their first 600 kWh every month. Qualify through LIHEAP (energy assistance) or Minnesota Power's income self-declaration; renew every two or four years.

How much does a house in Little Falls cost to run each year?

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