What a Savage house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at $447,700 of value before exemptions. Typical use.
- Property tax$4,811
1.326% of $447,700, less $500,000 1.00% class rate on the first $500,000 and less $6,257 homestead market value exclusion
- Electricity and gas$2,034
587.82 kWh a month $1,198 · 61.79 therms $836
- Water and sewer$1,067
7,000 gallons a month on City of Savage: water $36, sewer $43, storm water (single-family home) $6, streetlights $4 a month
- TrashNot included
Residents choose a private hauler for trash and recycling
- Home insurance$1,774
Typical premium $1,774
A typical Savage house pays about $9,700 a year: $4,810 property tax and charges, $1,070 water and sewer, $2,030 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Claim the Minnesota property tax refund
Minnesota homeowners may get a Property Tax Refund based on income and property taxes.
How: File with the Minnesota Department of Revenue by August 15 (late filing allowed up to one year).
Veterans with a 70%+ disability rating: market value exclusion
Honorably discharged veterans with a service-connected disability of 70% or more can have up to $150,000 excluded from their homestead's market value, and up to $300,000 with a total and permanent disability; some surviving spouses also qualify.
How: Apply to the Scott County Assessor by December 31 with a letter from the Veterans Administration confirming discharge and disability status.
LIHEAP households: CenterPoint Gas Affordability Program
Residential customers who receive LIHEAP energy assistance and agree to a levelized payment plan and a payment schedule can get an affordability bill credit and arrearage forgiveness.
How: The program is available to residential customers qualified for and receiving LIHEAP assistance.
Money dates
- Dec 31in 69 daysHomestead applications due to the county assessor to qualify for next year's taxes
- Dec 31in 69 daysDisabled veterans market value exclusion applications due to Scott County
- Apr 30Minnesota Tax Court filing deadline to appeal the value or classification for that year's taxes
- May 15First half of Scott County property taxes due
Who serves this house
- Water
- City of Savage
- City of Savage; the rate applies to the entire amount of water usage if a tier is surpassed
- Property tax
- 1.33% of value
- 2026 taxes payable, Scott County (Savage tax district 2106: School District 719, Scott Watershed Management Organization)
- Garbage
- Private haulers (your choice)
- Savage residents and businesses contract with private refuse haulers
- Sewer
- City of Savage
- Billed on the city utility bill with a Metropolitan Council (MCES) pass-through
- Electricity
- Xcel Energy
- Xcel lists Savage among the Minnesota communities it serves with electricity only
- Gas
- CenterPoint Energy
- CenterPoint lists Savage among the Minnesota communities it serves
- Schools
- School District 719 (Prior Lake-Savage)
- Savage tax districts are in school districts 191, 271 or 719; district 2106 is in 719
Your water
- Source
- Savage buys water from Burnsville and has seven groundwater wells 152 to 1,029 feet deep
- Lead
- In 2024 testing at customer taps, 0 out of 32 homes had high lead levels
- Service lines
- As of November 17, 2025, the City's inventory lists 0 lead and 10,510 non-lead service lines
Other MN cities
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How these numbers are made
- Property tax: Scott County's payable 2026 rates for Savage tax district 2106 (School District 719 and Scott Watershed Management Organization, the Savage district with the most taxable tax capacity): 95.369383% of tax capacity (county 28.1066%, city 42.55729%, schools 20.15024%, Met Council, transit and mosquito control 2.0049%, Scott County CDA and Regional Rail 1.6555%, watershed 0.8948%) plus 0.134165% of market value for the School District 719 referendum levy. Savage districts in School District 191 (2101, 2102) have about 1.7 points higher school rates; 2105 is in 271.
- Minnesota taxes a home on tax capacity: 1.00% of taxable market value up to $500,000 and 1.25% above, so each tax-capacity rate is applied at 1.00% and one extra line adds 0.25% times 95.369383% on value above $500,000. Owner-occupied homesteads also get the homestead market value exclusion (40% of the first $95,000, reduced by 9% of value above $95,000, zero from $517,200); it comes off the tax-capacity parts only, not the referendum levy. The typical value is the county's 2026 assessment average for Savage homes ($447,700), the only Savage figure the county publishes; it is an average, not a median.
- Water and sewer: City of Savage monthly rates (rates page captured November 2025; the City's April 2026 bill guide still shows the same $9.64 water and $5.11 sewer base charges): water base $9.64 plus the $0.81 state MDH fee, then $3.86, $4.23 or $4.65 per 1,000 gallons. The City applies the tier rate to a bill's whole usage once a higher tier is passed; the calculator prices tiers marginally, so it slightly understates bills above 12,000 gallons a month. Sewer is $5.11 base plus $1.64 city and $3.95 MCES per 1,000 gallons. Storm water $5.75 and streetlights $4.00 are flat monthly charges. No Savage typical-use figure was found, so the page uses its default.
- Electricity: Xcel Energy's Minnesota residential average of 16.98 cents per kWh (EIA, 2024) less the $6.00 basic charge, with $6.00 added as the fixed charge. Gas: CenterPoint Energy 2026 Residential Sales Service plus riders. Neither Xcel's electric fee table nor CenterPoint's franchise fee rider lists Savage, so no franchise fee is included. Parts of Savage may be served by other electric providers; not checked.
- Garbage: Savage has no city trash service or price, so trash is not counted. Insurance: Minnesota statewide NAIC average (2022). The 2026 average-value presentation counts 10,306 Savage homes. Streetlight and water rates for 2026 beyond the captured pages could not be confirmed.
- Nothing here is legal, tax or insurance advice.
- www.revenue.state.mn.us module-3-classification-property_0.pdf
- www.revenue.state.mn.us homestead
- www.revisor.mn.gov 126C.01
- www.scottcountymn.gov Homestead
- www.scottcountymn.gov Archive.aspx?ADID=643
- www.scottcountymn.gov Assessors-Timeline
- www.revenue.state.mn.us homestead-classification
- www.scottcountymn.gov Veterans-with-a-Disability-Exclusion
- www.revenue.state.mn.us filing-property-tax-refund
- www.scottcountymn.gov Archive.aspx?ADID=642
- www.scottcountymn.gov County-Board-Assessment-Update-Presentation-2019
- web.archive.org garbage-and-recycling
- web.archive.org rates-fees
- web.archive.org understanding-your-utility-bill
- www.savagemn.gov 639155471532600000
- www.xcelenergy.com 24-01-406-MN-Res-ElecRates-MN-Res-E-2002.pdf
- www.eia.gov table_6.pdf
- www.xcelenergy.com Me_Section_5.pdf
- www.xcelenergy.com Me_Section_4.pdf
- www.xcelenergy.com MN-Communities-Served.pdf
- assets.centerpointenergy.com 2026-mn-rates-rights-tariff-book.pdf?v=0d580891
- www.eia.gov ng_cons_sum_dcu_SMN_a.htm
- www.eia.gov ng_cons_num_dcu_SMN_a.htm
- www.iii.org facts-statistics-homeowners-and-renters-insurance
- www.revenue.state.mn.us property-tax-refund
Common questions about Savage house costs
What is the property tax rate in Savage?
About 1.33% of the value before exemptions a year (2026 taxes payable, Scott County (Savage tax district 2106: School District 719, Scott Watershed Management Organization)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Savage?
About $5,425 a year on $500,000 of the value before exemptions with the 1.00% class rate on the first $500,000.
How much is the water bill in Savage?
About $89 a month for water and sewer at typical use (7,000 gallons a month) on City of Savage.
How much does trash pickup cost in Savage?
Residents choose a private hauler for trash and recycling
When is property tax due in Savage?
May 15: First half of Scott County property taxes due Aug 15: Minnesota property tax refund due; you may still file up to one year late Oct 15: Second half of property taxes due (you pay with the statement mailed in March)
Where can I get help paying utility bills in Savage?
LIHEAP households: CenterPoint Gas Affordability Program: Residential customers who receive LIHEAP energy assistance and agree to a levelized payment plan and a payment schedule can get an affordability bill credit and arrearage forgiveness. The program is available to residential customers qualified for and receiving LIHEAP assistance.
How much does a house in Savage cost to run each year?
A typical Savage house pays about $9,700 a year: $4,810 property tax and charges, $1,070 water and sewer, $2,030 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.