Fridley, MN · Updated Oct 2026

What a Fridley home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Fridley house

$9,618a year · $801 a month

Starts at $328,900 of value before exemptions. Typical use.

Property tax$4,621
1.471% of $328,900, less $16,949 homestead market value exclusion
Flat charges on the tax bill$24
Anoka County solid waste management charge (per home) $24
Electricity and gas$2,034
587.82 kWh a month $1,198 · 61.79 therms $836
Water and sewer$1,165
7,000 gallons a month on City of Fridley: water $31, sewer $57, storm water drainage (residential lot) $5, city recycling fee (residential dwelling) $4 a month
TrashNot included
Trash is not billed by the City; the trash price is not in the totals
Home insurance$1,774
Typical premium $1,774

A typical Fridley house costs about $9,600 a year: $4,650 property tax and charges, $1,160 water and sewer, $2,030 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

File for homestead
Property taxes are lower on owner-occupied homes, and the homestead market value exclusion lowers the taxable value of homes valued under $517,200.
How: Apply with Anoka County: if you buy and move in by December 1 and apply by December 31, the next year's tax reflects homestead.
Minnesota special property tax refundSpecial refund up to $1,000
The special refund, regardless of income, pays back 60% of a property tax increase beyond 12% and $100 from the prior year, up to $1,000.
How: Check eligibility and file with the Minnesota Department of Revenue.
Seniors 65+: defer part of your property tax
With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel.
How: You must be 65 or older (if married, the other spouse at least 62) with household income of $96,000 or less; apply by November 1.
Veterans with a 70%+ disability rating: market value exclusion$150,000 or $300,000 off market value
Qualifying veterans with a 70% or higher disability rating get a $150,000 market value exclusion; totally and permanently disabled veterans get $300,000.
How: Apply with Anoka County by December 15; veterans rated 70% or higher reapply every year.
Pay property tax by check to skip the fee
Anoka County's online payments carry a 2.6% fee for cards and a $3.50 fee for eCheck; check by mail, cash or check in person, and the Direct Payment Program have no service fee.
How: Mail a check or enroll in the Direct Payment Program (call 763-323-5400).
City insulation rebate matching CenterPoint'sMatches CenterPoint's rebate up to $500
The City of Fridley's insulation rebate matches CenterPoint's rebate up to $500.
How: See the City's Energy page.
Home Energy Squad visit, half paid by the Fridley HRA
The Fridley HRA pays for half of the cost of all Home Energy Squad visits, and visits may be free for income qualified customers.
How: Schedule a visit through the City's Energy page.

Money dates

Dec 15in 41 daysApply for the disabled veterans' market value exclusion with Anoka County
Dec 31in 57 daysApply for homestead (own and occupy by December 1) for next year's tax
May 15First half of real property taxes due
Aug 15Minnesota property tax refund due; you may still file up to one year late

Who serves this house

Water: City of Fridley; City of Fridley 2026 residential water rates, based on actual quarterly consumption
Property tax: 1.47% of value; 2026 taxes payable, Anoka County (Fridley tax area 41: Fridley schools ISD 14, Rice Creek WSD)
Garbage: City-licensed haulers; Weekly garbage collection is required for all homeowners and can be set up through any of the City's licensed haulers
Electricity: Xcel Energy; Xcel Energy is listed as serving Fridley with electricity only
Gas: CenterPoint Energy; CenterPoint Energy lists Fridley among the Minnesota communities it serves

Pay or manage your bills

Your water

Source: Your drinking water comes from a groundwater source: eleven wells ranging from 199 to 870 feet deep
Hardness: Total hardness is 205-290 mg/l or 12-17 grains per gallon
PFAS: One city well remains impacted by PFAS and has been out of service since 2016

Other MN cities

Apple Valley home costs Cottage Grove home costs Edina home costs Farmington home costs Lakeville home costs Little Falls home costs Maple Grove home costs Plymouth home costs Shoreview home costs Vadnais Heights home costs Woodbury home costs Andover home costs Shakopee home costs Champlin home costs Eagan home costs Otsego home costs Fairmont home costs Rochester home costs Chanhassen home costs Maplewood home costs St. Michael home costs Inver Grove Heights home costs Forest Lake home costs Chaska home costs Burnsville home costs North Branch home costs Stillwater home costs Roseville home costs Buffalo home costs Victoria home costs Oakdale home costs Rosemount home costs Blaine home costs Hermantown home costs Columbia Heights home costs St. Cloud home costs Dayton home costs Elk River home costs New Brighton home costs Savage home costs Eden Prairie home costs Little Canada home costs North St. Paul home costs Mankato home costs Rogers home costs Anoka home costs East Bethel home costs Coon Rapids home costs Brooklyn Center home costs Crystal home costs Hutchinson home costs Richfield home costs Brooklyn Park home costs Moorhead home costs Faribault home costs New Hope home costs Waconia home costs Northfield home costs Ramsey home costs Owatonna home costs Austin home costs Albert Lea home costs Hugo home costs North Mankato home costs Sauk Rapids home costs Worthington home costs Big Lake home costs Mendota Heights home costs Robbinsdale home costs Mounds View home costs Cambridge home costs

How these numbers are made

Property tax: Anoka County 2026 final combined rates for Fridley tax area 41 (ISD 14 Fridley schools, Rice Creek watershed), the largest area by homestead single-family parcels (2,489 of 6,979; ISD 14 with Mississippi WMO has 1,020, Coon Creek 314). Tax-capacity rates apply to market value after the homestead exclusion at 1.00%; the ISD 14 referendum and the city market-value rates apply to market value. Homes over $500,000 pay 1.25% on the excess (not modeled).
Starting value: $328,900 median 2025 estimated market value of homestead single-unit parcels in that tax area. The county charges a flat $24.02 solid waste management charge per dwelling.
Water, sewer, storm water and recycling are billed quarterly by the city and shown as monthly (quarterly / 3). Water: $26.01 fixed plus $2.96, $3.41, $4.09 and $5.11 per 1,000 gallons at 8,000, 16,000 and 24,000 gallons a quarter. Sewer: $69.07 fixed (includes 8,000 gallons) plus $8.31 per 1,000 gallons; the city bases it on winter-quarter water use, the page uses current use. No typical household use is published, so the page starts at 9 CCF.
Trash: Fridley requires weekly garbage service, arranged with a licensed hauler; haulers' prices are not published by the City, so trash is not in the totals. The $11.60 quarterly recycling fee and $15.09 quarterly storm water fee are on the utility bill and included. No city franchise fee on Xcel or CenterPoint bills was found on the City's pages.
Electricity: Xcel Energy $6.00 basic charge and the 2024 EIA average residential price for Xcel Minnesota (not the current tariff); gas: CenterPoint $9.50 basic charge plus delivery, cost of gas and riders per therm (cost of gas changes monthly). Insurance is the Minnesota statewide average, 2022.
Gas rate used is $0.97366 per therm: delivery $0.33470 + cost of gas $0.60061 + Decoupling Adjustment $0.02839 + two further adjustments $0.00360 and $0.00636. Electric $0.1596 per kWh is the 2024 EIA average net of the $6.00 basic charge.
Nothing here is legal, tax or insurance advice.

Sources

How Fridley compares

A typical Fridley house against the 72 Minnesota cities we cover, using the same default numbers as the total above.

Per year	Fridley	Median	Where it falls
Property tax rate	1.47%	1.49%	lower than 38 of the other 68 Minnesota cities we cover
Water	$377	$390	lower than 39 of the other 71 Minnesota cities we cover
Sewer and utility-bill fees	$788	$661	higher than 54 of the other 71 Minnesota cities we cover
Electricity and gas	$2,034	$2,120	lower than 47 of the other 71 Minnesota cities we cover
Home insurance	$1,774	$1,774	in the middle of 70 other Minnesota cities we cover
Total	$9,618	$9,629	lower than 36 of the other 71 Minnesota cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $788 a year, higher than 54 of the other 71 Minnesota cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $788 a year, higher than 54 of the other 71 Minnesota cities we cover. What drives that cost, and would you change anything?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,034 a year, lower than 47 of the other 71 Minnesota cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,034 a year for a typical house, lower than 47 of the other 71 Minnesota cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Fridley house costs

What is the property tax rate in Fridley?

About 1.47% of the value before exemptions a year (2026 taxes payable, Anoka County (Fridley tax area 41: Fridley schools ISD 14, Rice Creek WSD)), plus flat charges on the same bill (Anoka County solid waste management charge (per home) $24).

How much is property tax on a $500,000 house in Fridley?

About $7,357 a year on $500,000 of the value before exemptions with the homestead market value exclusion, including $24 of flat charges.

How much is the water bill in Fridley?

About $97 a month for water and sewer at typical use (7,000 gallons a month) on City of Fridley.

How much does trash pickup cost in Fridley?

Trash is not billed by the City; the trash price is not in the totals

When is property tax due in Fridley?

May 15: First half of real property taxes due Aug 15: Minnesota property tax refund due; you may still file up to one year late Oct 15: Second half of real property taxes due

Can seniors lower their property tax or bills in Fridley?

Yes. Seniors 65+: defer part of your property tax: With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel.

How much does a house in Fridley cost to run each year?

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