Mendota Heights, MN · Updated Oct 2026

What a Mendota Heights home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Mendota Heights house

$10,596a year · $883 a month

Starts at $553,400 of value before exemptions. Typical use.

Property tax$5,580
1.194% of $553,400, less $500,000 1.00% class rate on the first $500,000 and less $0 homestead market value exclusion
Electricity and gas$2,293
587.82 kWh a month $1,222 · 71 therms $1,071
Water and sewer$949
4.667 units (CCF) a month on Saint Paul Regional Water Services: water $36, sewer $35, storm water utility fee (residential) $8 a month
TrashNot included
Residents contract directly with a licensed hauler; the hauler's price is not included
Home insurance$1,774
Typical premium $1,774

A typical Mendota Heights house costs about $10,600 a year: $5,580 property tax and charges, $950 water and sewer, $2,290 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

File for homestead
Homestead reduces property taxes for owners who occupy the home as their primary residence. The homestead market value exclusion is 40% of market value for homesteads valued at $95,000 or less (a maximum of $38,000), is reduced as values rise, and phases out at $517,200 or more.
How: Apply online with Dakota County by Dec. 31; it affects the next year's taxes.
Claim a Minnesota property tax refund
Two refund programs are available to homestead property owners: the regular refund, for total household income under $142,490, based on the property tax on your statement; and the special refund, when your net property tax increases by at least 12 percent and $100 and the increase was not because of improvements you made.
How: The programs are administered by the state; forms come from the Minnesota Department of Revenue. The due date is August 15, and you may file up to one year after it.
Seniors 65+: defer part of your property tax
The Senior Citizen Property Tax Deferral keeps taxes from exceeding 3% of net income; the state pays the rest as a low-interest loan that becomes a lien on the home.
How: You must be 65 (if married, one spouse 65 or older and the other at least 62), have household income of $96,000 or less, and have lived in, owned and homesteaded the home for the last five years; apply by Nov. 1.
Veterans with a 70%+ disability rating: market value exclusion$150,000 or $300,000 off market value
Honorably discharged veterans with a service-connected disability rating of 70% or higher who own and occupy a homestead can get a $150,000 market value exclusion; a 100% permanent and total disability rating qualifies for $300,000.
How: Apply with Dakota County by Dec. 31; it affects the next year's taxes.
Pay property tax by bank transfer, not card
Dakota County charges a 2.29% convenience fee for paying online by credit or debit card, but $0.35 for an electronic transfer from a bank account.
How: Pay online from your checking or savings account, or enroll in the free automatic payment program.

Money dates

Dec 31in 57 daysHomestead and Disabled Veterans applications due with Dakota County; both affect the next year's taxes
May 15First half of Dakota County real estate taxes due; paying first-half homestead taxes on June 1 adds a 4% penalty
Aug 15Minnesota property tax refund (Form M1PR) due; you may still file up to one year late
Oct 15Second half of Dakota County real estate taxes due

Who serves this house

Water: Saint Paul Regional Water Services; Saint Paul Regional Water Services, on its Mendota Heights rate sheet. The per-unit rate shown averages the winter ($4.95) and summer ($5.11) rates, then adds the 2.5% City surcharge and the $0.30 per-unit charge.
Property tax: 1.19% of value; 2026 taxes payable, Dakota County (Mendota Heights tax area 2701: ISD 197)
Garbage: Licensed private haulers; The city licenses private companies; every household must have a contract with a licensed hauler or self-haul
Sewer: City of Mendota Heights; Quarterly sewer bill from the City; usage charge is based on first-quarter (January-March) water use
Electricity and gas: Xcel Energy; Xcel Energy is the electric and gas service provider listed by the City

Pay or manage your bills

Your water

Source: Surface water drawn from the Mississippi River and the Chain of Lakes
Fluoride: 0.7 ppm highest average; EPA limit 4.0 ppm

Other MN cities

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How these numbers are made

Water: Saint Paul Regional Water Services 2026 Mendota Heights rate sheet, billed quarterly: $26.91 quarterly base fee (1-inch single family), $1.27 a month state water testing fee, $4.95 per unit in winter bills (January-May, December) and $5.11 in summer bills (June-November), averaged by months, plus the $0.30 per unit water main replacement charge and the 2.5% surcharge on the base fee and usage that SPRWS collects for the City, folded into the monthly fixed charge and the per-unit rate. One unit is 100 cubic feet (748 gallons). The page starts at the City's stated average of 14 units a quarter.
Sewer: the City's utilities page current rates ($29.68 quarterly base and $5.41 per unit); the City bills on first-quarter water use, so the calculator charges sewer on the water use you enter, which overstates sewer for homes that water a lawn in summer. Storm water is $24 a quarter ($8 a month).
Property tax: Dakota County's final 2026 payable rates for Mendota Heights tax area 2701 (ISD 197), the base area: 82.026% of tax capacity (county 21.031%, city 39.118%, schools 18.826%, Metropolitan Council, transit, mosquito control and CDA 3.051%) plus 0.1683% of market value for ISD 197 referendum levies. Areas 2702 and 2703 carry a watershed levy or a higher city rate. Value over $500,000 is taxed at a 1.25% class rate. The homestead exclusion comes off tax-capacity parts only.
Trash: Mendota Heights licenses private haulers and sets no prices, so trash is not counted. Franchise fee: $2 a month per account on residential gas and electric bills, each added to the fixed charges.
Electricity and gas: Xcel Energy's Minnesota 2024 average residential revenue per kWh (EIA) and its 2026 interim gas bill examples, as in neighboring Xcel cities; an Xcel tariff with riders was not found.
Nothing here is legal, tax or insurance advice.

Sources

How Mendota Heights compares

A typical Mendota Heights house against the 72 Minnesota cities we cover, using the same default numbers as the total above.

Per year	Mendota Heights	Median	Where it falls
Property tax rate	1.19%	1.49%	lower than 65 of the other 68 Minnesota cities we cover
Water	$431	$390	higher than 46 of the other 71 Minnesota cities we cover
Sewer and utility-bill fees	$518	$661	lower than 62 of the other 71 Minnesota cities we cover
Electricity and gas	$2,293	$2,120	higher than 59 of the other 71 Minnesota cities we cover
Home insurance	$1,774	$1,774	in the middle of 70 other Minnesota cities we cover
Total	$10,596	$9,629	higher than 58 of the other 71 Minnesota cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Mendota Heights's property tax rate is 1.19%, lower than 65 of the other 68 Minnesota cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Mendota Heights is 1.19%, lower than 65 of the other 68 Minnesota cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $518 a year, lower than 62 of the other 71 Minnesota cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $518 a year, lower than 62 of the other 71 Minnesota cities we cover. What drives that cost, and would you change anything?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,293 a year, higher than 59 of the other 71 Minnesota cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,293 a year for a typical house, higher than 59 of the other 71 Minnesota cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Mendota Heights house costs

What is the property tax rate in Mendota Heights?

About 1.19% of the value before exemptions a year (2026 taxes payable, Dakota County (Mendota Heights tax area 2701: ISD 197)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Mendota Heights?

About $4,930 a year on $500,000 of the value before exemptions with the 1.00% class rate on the first $500,000.

How much is the water bill in Mendota Heights?

About $79 a month for water and sewer at typical use (4.667 units, or 3,491 gallons a month) on Saint Paul Regional Water Services.

How much does trash pickup cost in Mendota Heights?

Residents contract directly with a licensed hauler; the hauler's price is not included

When is property tax due in Mendota Heights?

Aug 15: Minnesota property tax refund (Form M1PR) due; you may still file up to one year late

Can seniors lower their property tax or bills in Mendota Heights?

Yes. Seniors 65+: defer part of your property tax: The Senior Citizen Property Tax Deferral keeps taxes from exceeding 3% of net income; the state pays the rest as a low-interest loan that becomes a lien on the home.

How much does a house in Mendota Heights cost to run each year?

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