Willard, MO · Updated Oct 2026

What a Willard home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Willard house

$9,470a year · $789 a month

Starts at $40,451 of value before exemptions. Typical use.

Property tax$2,558
6.323% of $40,451
Electricity and gas$3,182
1000 kWh a month $2,014 · 61.8 therms $1,168
Water and sewer$1,961
7,000 gallons a month on City of Willard: water $52, sewer $111 a month
TrashNot included
Republic Services lists waste services in Willard and the nearby area.
Home insurance$1,770
Typical premium $1,770

A typical Willard house costs about $9,500 a year: $2,560 property tax and charges, $1,960 water and sewer, $3,180 electricity and gas, $1,770 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 62+: Property Tax Credit freeze
Greene County seniors may be eligible for a Property Tax Credit that can freeze the residential portion of their real estate taxes at the current rate.
How: The application period is January 2nd - June 30th annually.

Money dates

Dec 31: Real estate tax bills duein 56 daysTax bills will be mailed in November and must be paid by December 31st.
Jun 30: Senior Tax Credit applications dueThe application period is January 2nd - June 30th annually.

Who serves this house

Water: City of Willard; Water: $16.86 monthly charge plus $5.24 per 1,000 gallons or part thereof.
Property tax: 6.32% of value; 2026 tax year, Greene County (tax district 180, Willard R2-WL)
Garbage: Republic Services; Republic Services lists waste services in Willard and the nearby area.
Sewer: City of Willard; The City of Willard owns and operates a wastewater collection and treatment system.
Electricity: Liberty (Empire District Electric); The Missouri PSC utility locator lists Empire District Electric (Liberty) for Willard.
Gas: Spire Missouri; The city granted Spire Missouri Inc. a franchise to operate a natural gas distribution system within the city.

Pay or manage your bills

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How these numbers are made

Water and sewer: City of Willard ordinances 251208B and 251208C (December 2025, the city announced these rates effective with the February 2026 billing cycle; the water ordinance spells the monthly charge in words as fourteen dollars and sixty-six cents but prints $16.86, which matches the city announcement of a $2.20 increase from $14.66): water $16.86 monthly plus $5.24 per 1,000 gallons; sewer $33.30 monthly plus $11.58 per 1,000 gallons (sewer modeled on water used).
Property tax: Greene County 2026 levies for tax district 180 (Willard city, Willard school, Willard fire), on 19% of the Census median market value ($212,900).
Trash is a separate private-hauler bill and is not in the total. Willard's code sets a 5% gross receipts tax on electric sales to residential customers; it is built into the electric figures. No city tax on gas was found, so none is applied to gas.
Electric: Liberty (Empire District Electric) NS-RG, $13.00 plus $0.14486 for the first 600 kWh; additional kWh weighted 4 summer and 8 winter months, with Rider FAC (FARSEC $0.00949 per kWh) added. Parts of the area are served by Ozark Electric Cooperative or City Utilities. Typical use is the 1,000 kWh Liberty uses in its own example.
Gas: Spire West charge plus the Purchased Gas Adjustment, summer/winter averaged, per therm = per Ccf / 1.037.
Electric figures are multiplied by 1.05 to include Willard's 5% gross receipts tax on electric sales (city code).
Garbage is modeled as $0: the city page lists no municipal trash rate, so a private hauler's price is not in the total.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Willard house costs

What is the property tax rate in Willard?

About 6.32% of the value before exemptions a year (2026 tax year, Greene County (tax district 180, Willard R2-WL)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Willard?

About $31,613 a year on $500,000 of the value before exemptions.

How much is the water bill in Willard?

About $163 a month for water and sewer at typical use (7,000 gallons a month) on City of Willard.

How much does trash pickup cost in Willard?

Republic Services lists waste services in Willard and the nearby area.

Can seniors lower their property tax or bills in Willard?

Yes. Seniors 62+: Property Tax Credit freeze: Greene County seniors may be eligible for a Property Tax Credit that can freeze the residential portion of their real estate taxes at the current rate.

How much does a house in Willard cost to run each year?

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