What a Des Peres home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $115,748; your assessed value is often lower. Typical use.
- Property tax$6,016
5.198% of $115,748
- Flat charges on the tax bill$28
Sewer lateral repair fee $28
- Electricity and gas$2,269
1011 kWh a month $1,527 · 31 therms $667 · Electric utility gross receipts tax $74
- Water and sewer$2,285
7,000 gallons a month on Missouri American Water (St. Louis County): water $91, sewer $99 a month
- Trash$0
Trash, recycling and yard waste, once a week (city-paid), $0 a month
- Home insurance$1,872
Typical premium $1,872
A Des Peres house at the typical market value ($115,748) costs about $12,500 a year: $6,040 property tax and charges, $2,290 water and sewer, $0 trash, $2,270 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Money dates
- Dec 31: Real estate taxes duein 56 daysProperty taxes must be paid or postmarked by December 31; later payments are subject to up to 18% interest per year plus a 2% penalty.
Who serves this house
- Water
- Missouri American Water (St. Louis County)
- The Rate W Water & Sewer Infrastructure Replacement Surcharge (WSIRA) is effective Aug. 15, 2026.
- Property tax
- 5.20% of value
- 2025 tax year, St. Louis County (Kirkwood school district, tax code 116AZ)
- Garbage
- Waste Connections
- City-contracted hauler for trash, recycling and yard waste; no charge to residents.
- Sewer
- Metropolitan St. Louis Sewer District
- MSD bills a base charge plus a volume charge.
- Electricity
- Ameren Missouri (Union Electric Company)
- Residential rates are published by Union Electric Company (Ameren Missouri).
- Gas
- Spire
- Spire publishes residential gas rates for St. Louis County.
- Schools
- Kirkwood School District
- The great majority of the Kirkwood – Des Peres area is served by the Kirkwood School District.
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How these numbers are made
- Property tax: 2025 St. Louis County rate book, residential rates for tax code 116AZ (Kirkwood school district, which serves the great majority of the Kirkwood-Des Peres area; part of Des Peres is in the Parkway school district at about 5.30 per $100 total, similar). Rates are per $100 of assessed value, applied to the Census median home value of $609,200 x 19% assessment ratio. Des Peres levies no city property tax; it adds a Des Peres road & bridge rate and the $28 yearly sewer lateral fee.
- Trash, recycling and yard waste are paid by the City through its Waste Connections contract; residents pay nothing.
- Water: Missouri American Water Rate A for St. Louis County ($11.00/month, $10.3749 per 1,000 gallons) plus the $0.75071 surcharge per 1,000 gallons effective Aug. 15, 2026, plus the $1.00 monthly service line charge. Sewer: MSD base $34.85/month plus $7.15 per CCF of winter-quarter use.
- Electricity: Ameren Missouri Schedule 1(M), annualised 4 summer months at 15.60 cents and 8 months at 10.62 (first 750 kWh) or 7.14 cents. Gas: Spire Missouri St. Louis County rates, annualised from the two published periods plus the rider.
- Utility tax: Des Peres charges gross receipts taxes of 3.37% on electric, 4% on gas and 5% on water. The calculator takes one rate (3.37%, applied to electric and gas), so the 5% water tax is built into the stored water charges (x1.05) and the gas charges are scaled by 1.04/1.0337 to make the gas tax 4%.
- No homestead exemption applies in Missouri on these rates; the Property Tax Credit for seniors/disabled is state-run and not modeled.
- Nothing here is legal, tax or insurance advice.
Common questions about Des Peres house costs
What is the property tax rate in Des Peres?
About 5.20% of the value before exemptions a year (2025 tax year, St. Louis County (Kirkwood school district, tax code 116AZ)), plus flat charges on the same bill (Sewer lateral repair fee $28).
How much is property tax on a $500,000 house in Des Peres?
About $26,018 a year on $500,000 of the value before exemptions, including $28 of flat charges.
How much is the water bill in Des Peres?
About $190 a month for water and sewer at typical use (7,000 gallons a month) on Missouri American Water (St. Louis County).
How much does trash pickup cost in Des Peres?
$0 a month for a house.
When is property tax due in Des Peres?
Dec 31: Real estate taxes due: Property taxes must be paid or postmarked by December 31; later payments are subject to up to 18% interest per year plus a 2% penalty.
How much does a house in Des Peres cost to run each year?
A Des Peres house at the typical market value ($115,748) costs about $12,500 a year: $6,040 property tax and charges, $2,290 water and sewer, $0 trash, $2,270 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.