Fulton, MO · Updated Oct 2026

What a Fulton home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Fulton house

$7,891a year · $658 a month

Starts at $29,621 of value before exemptions. Typical use.

A typical Fulton house costs about $7,900 a year: $1,830 property tax and charges, $1,220 water and sewer, $240 trash, $2,730 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Free home energy audit
City of Fulton
How: City of Fulton utility customers can receive a free energy audit; the homeowner must attend the hour-long appointment.
Free large-item cleanup weeks
City of Fulton
How: The city offers a cleanup week each spring and fall for free large-item collection.
Free household hazardous and electronic waste drop-off
City of Fulton
How: City and county residents can dispose of household hazardous and electronic waste for free; appointments are required.
Recycling cart is optional$16.20 a month
City of Fulton
How: Participation in recycling requires an additional monthly fee for a blue cart; residents can opt out.

Money dates

15th of each monthUtility bill is due; a 10% late fee is added to the existing bill after the 15th.

Who serves this house

Water: City of Fulton; All classes: $10.00 base rate, then $0.0309 per cubic foot for the first 5,000 and $0.0247 per cubic foot over 5,000; a 5% franchise fee is charged on water sales.
Property tax: 6.18% of value; 2025 tax year, Callaway County (Fulton 58 School District, City of Fulton)
Sewer: City of Fulton; City-owned wastewater treatment plant.
Electricity and gas: City of Fulton Utilities Department; The city provides electricity, natural gas, water, sewer service, and solid waste.
Billing: City of Fulton Utilities Billing; One bill for all of these utilities; payments are due on the 15th of each month.

Pay or manage your bills

Fulton utilities ↗

Your water

Source: Groundwater wells.
Violations: No violations occurred in 2025.
Lead: Lead 90th percentile 3.98 ppb (2022-2024).

Other MO cities

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How these numbers are made

Property tax: State Auditor 2025 levies (latest posted) for the City of Fulton, Fulton 58 School District (operating plus debt service), Callaway County revenue, road & bridge and developmental disabilities board, Callaway County Ambulance and Library Districts, plus the state 3 cents; the city council set a 2026 city rate of $0.5431 per $100 (up from $0.5387), not used here because the State Auditor has not posted 2026. Fire protection is not a separate levy for the typical in-city house in this model.
Value: Census median value times Missouri 19 percent residential ratio. Missouri has no homestead exemption in this model; the circuit-breaker credit is not included.
Water and sewer: city fee schedule effective Jan 1-Dec 31, 2026, converted from per cubic foot to per CCF (x100); the 5% franchise fee on water sales is folded into the water base and rates; sewer is billed per cubic foot of usage.
Electric and gas: city residential base rates; the 5% franchise fee on electric and gas sales is applied through the energy tax line; gas converted from per 100 cubic feet to per therm with 1.037.
Trash: one 95-gallon residential cart at $20.25; optional recycling cart $16.20 not included. Insurance is the Missouri statewide average.
Nothing here is legal, tax or insurance advice.

Sources

How Fulton compares

A typical Fulton house against the 43 Missouri cities we cover, using the same default numbers as the total above.

Per year	Fulton	Median	Where it falls
Property tax rate	6.18%	5.64%	higher than 29 of the other 42 Missouri cities we cover
Water	$476	$680	lower than 35 of the other 42 Missouri cities we cover
Sewer and utility-bill fees	$742	$805	lower than 24 of the other 42 Missouri cities we cover
Trash	$243	$261	lower than 19 of the other 31 Missouri cities we cover
Electricity and gas	$2,727	$2,357	higher than 41 of the other 42 Missouri cities we cover
Home insurance	$1,872	$1,872	higher than 13 of the other 26 Missouri cities we cover
Total	$7,891	$8,070	lower than 26 of the other 42 Missouri cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $476 a year at typical use, lower than 35 of the other 42 Missouri cities we cover.

Ask: "Water here costs about $476 a year at typical use, lower than 35 of the other 42 Missouri cities we cover. What drives that cost, and would you change anything?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,727 a year, higher than 41 of the other 42 Missouri cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,727 a year for a typical house, higher than 41 of the other 42 Missouri cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Fulton house costs

What is the property tax rate in Fulton?

About 6.18% of the value before exemptions a year (2025 tax year, Callaway County (Fulton 58 School District, City of Fulton)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Fulton?

About $30,896 a year on $500,000 of the value before exemptions.

How much is the water bill in Fulton?

About $102 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Fulton.

How much does trash pickup cost in Fulton?

$20 a month for a house.

How much does a house in Fulton cost to run each year?

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