What a Caruthersville home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $20,463 of value before exemptions. Typical use.
- Property tax$1,424
6.960% of $20,463
- Electricity and gas$2,234
1011 kWh a month $1,527 · 50.46 therms $706
- Water and sewer$834
7,000 gallons a month on City of Caruthersville: water $43, sewer $26 a month
- TrashNot included
The city's solid waste ordinance has the contractor provide one 96-gallon container to each residential customer; the monthly charge is the city's October 2022 solid waste rate of $26.27
- Home insurance$1,872
Typical premium $1,872
A typical Caruthersville house costs about $6,400 a year: $1,420 property tax and charges, $830 water and sewer, $2,230 electricity and gas, $1,870 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
One change saves this house about $669 a year:
Bring water use down to 3 units
$669 a yearAbove 3 units a month, City of Caruthersville charges $9.30 a unit instead of $0.00.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.
Worth checking
Certain seniors and 100% disabled: Missouri Property Tax Credit$1,100 a year
Missouri Department of Revenue
How: Credit for certain senior citizens and 100 percent disabled individuals; maximum $1,100 for owners who owned and occupied their home.
Who serves this house
- Water
- City of Caruthersville
- City council minutes of October 24, 2022: water $9.19 for the first 2,000 gallons and $6.30 for each additional 1,000 gallons, with a 2.5 percent increase automatically each year.
- Property tax
- 6.96% of value
- 2025 tax year, Pemiscot County (Caruthersville 18 School District)
- Water and sewer
- City of Caruthersville
- The City of Caruthersville operates and maintains water and sewer systems.
- Electricity
- Ameren Missouri
- Ameren Mo Company, which is the major power company in Missouri, serves Caruthersville
- Garbage
- City solid waste contractor
- The Solid Waste Contractor will provide one (1) ninety-six-gallon solid waste container to each residential and light commercial solid waste customer.
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How these numbers are made
- Water and sewer: the City of Caruthersville's October 2022 schedule (water $9.19 first 2,000 gallons, $6.30 per additional 1,000; sewer $11.56 and $2.62) increased by the 2.5 percent the council minutes say applies automatically each year, applied four times (October 2023 to October 2026). The city has not posted a newer schedule, so these are computed, not quoted. The city's services page still shows an older schedule.
- Property tax: State Auditor 2025 levies for the City of Caruthersville, Caruthersville 18 School District, Pemiscot County, the county health center and special school district, plus the state 3 cents; per $100 of assessed value.
- Value: Census median value times Missouri 19 percent residential ratio; no homestead exemption modelled.
- Electric: Ameren Missouri Rate 1(M), summer at 15.60 cents and winter blocks weighted 4/12 and 8/12. Gas: Liberty Southeast area delivery charge and commodity rate plus the Southeast firm-sales purchased gas adjustment, per Ccf converted to therms with 1.037; typical gas use is Missouri statewide residential use (EIA, 2024).
- Trash: the council minutes (Oct 2022) list a $26.27 solid waste charge; later yearly increases (a 3.5 percent hauler increase from Oct 2024) are not posted as a dollar figure, so the 2022 charge is used as listed.
- Nothing here is legal, tax or insurance advice.
Common questions about Caruthersville house costs
What is the property tax rate in Caruthersville?
About 6.96% of the value before exemptions a year (2025 tax year, Pemiscot County (Caruthersville 18 School District)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Caruthersville?
About $34,799 a year on $500,000 of the value before exemptions.
How much is the water bill in Caruthersville?
About $69 a month for water and sewer at typical use (7,000 gallons a month) on City of Caruthersville.
How much does trash pickup cost in Caruthersville?
The city's solid waste ordinance has the contractor provide one 96-gallon container to each residential customer; the monthly charge is the city's October 2022 solid waste rate of $26.27
Can seniors lower their property tax or bills in Caruthersville?
Yes. Certain seniors and 100% disabled: Missouri Property Tax Credit ($1,100 a year): Missouri Department of Revenue
How much does a house in Caruthersville cost to run each year?
A typical Caruthersville house costs about $6,400 a year: $1,420 property tax and charges, $830 water and sewer, $2,230 electricity and gas, $1,870 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.