What a Marshall home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $28,101 of value before exemptions. Typical use.
- Property tax$1,525
5.425% of $28,101
- Electricity and gas$2,155
1001 kWh a month $1,380 · 31 therms $580 · city PILOT (10% added to electric rates) $196
- Water and sewer$1,333
7,000 gallons a month on Marshall Municipal Utilities: water $57, sewer $54 a month
- Trash$230
Residential pickup (up to 3 cans of 65 gallons or less), $19 a month
- Home insurance$1,872
Typical premium $1,872
A typical Marshall house costs about $7,100 a year: $1,520 property tax and charges, $1,330 water and sewer, $230 trash, $2,160 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Who serves this house
- Water
- Marshall Municipal Utilities
- Rates by tier of gallons used, with a monthly base charge by meter size.
- Property tax
- 5.43% of value
- 2025 tax year, Saline County (Marshall School District, City of Marshall)
- Garbage
- RTS Waste Services LLC
- Trash pickup billed on the Marshall Municipal Utilities bill.
- Sewer
- Marshall Municipal Utilities
- Base charge plus a volume charge per 100 gallons.
- Electricity
- Marshall Municipal Utilities
- Residential rate with a customer charge and energy charge per kWh.
Your water
- Source
- Groundwater from wells 1 through 10.
- Violations
- No violations occurred in 2025.
- Lead
- Lead 90th percentile 3.76 ppb (2023-2025).
Other MO cities
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How these numbers are made
- Property tax: State Auditor 2025 levies for the City of Marshall, Marshall School District, Saline County, the county health department, developmental disabilities board, Marshall special road district and Saline County Ambulance District 3, plus the state 3 cents. Which county districts cover the typical house was inferred from the districts assessed valuations (the Marshall road district and ambulance district are each larger than the city); the Marshall special road district special levy expires after 2026.
- Value: Census median value times Missouri 19 percent residential ratio; the county reassessed in 2025.
- Water and sewer: Marshall Municipal Utilities rates, converted from per 100 gallons to per 1,000 gallons; the 5 percent city PILOT stated on the water schedule is added to water. No PILOT percentage is published for sewer.
- Electric: MMU residential rate with winter (8 months) and summer (4 months) blended; the 10 percent city PILOT is applied via the energy tax line. Gas: Liberty (Empire District Gas) South System customer charge, energy charge and December 2025 PGA total. Taxes and any ISRS are not modelled.
- Trash: $19.18 monthly (RTS $15.00 plus $4.18 city) from the city 2024 rate sheet; no newer sheet was found. Insurance is the Missouri statewide average.
- Nothing here is legal, tax or insurance advice.
- MMU water rates
- MMU sewer rates
- MMU electric rates
- MMU trash
- Trash rate sheet
- Water quality report
- Liberty (Empire) gas tariff
- Liberty South System PGA
- City new resident info
- Census QuickFacts
- Missouri State Tax Commission
- State Auditor rates, City
- State Auditor rates, County
- State Auditor rates, School
- Blind pension levy
- EIA table 5A
- MO insurance survey
How Marshall compares
A typical Marshall house against the 43 Missouri cities we cover, using the same default numbers as the total above.
| Per year | Marshall | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 5.43% | 5.64% | lower than 24 of the other 42 Missouri cities we cover |
| Water | $680 | $680 | in the middle of 42 other Missouri cities we cover |
| Sewer and utility-bill fees | $653 | $805 | lower than 30 of the other 42 Missouri cities we cover |
| Trash | $230 | $261 | lower than 22 of the other 31 Missouri cities we cover |
| Electricity and gas | $2,155 | $2,357 | lower than 33 of the other 42 Missouri cities we cover |
| Home insurance | $1,872 | $1,872 | higher than 13 of the other 26 Missouri cities we cover |
| Total | $7,115 | $8,070 | lower than 29 of the other 42 Missouri cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,155 a year, lower than 33 of the other 42 Missouri cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,155 a year for a typical house, lower than 33 of the other 42 Missouri cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Marshall house costs
What is the property tax rate in Marshall?
About 5.43% of the value before exemptions a year (2025 tax year, Saline County (Marshall School District, City of Marshall)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Marshall?
About $27,126 a year on $500,000 of the value before exemptions.
How much is the water bill in Marshall?
About $111 a month for water and sewer at typical use (7,000 gallons a month) on Marshall Municipal Utilities.
How much does trash pickup cost in Marshall?
$19 a month for a house.
How much does a house in Marshall cost to run each year?
A typical Marshall house costs about $7,100 a year: $1,520 property tax and charges, $1,330 water and sewer, $230 trash, $2,160 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.