Richmond Heights, MO · Updated Oct 2026

What a Richmond Heights home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Richmond Heights house

$10,841a year · $903 a month

Starts at the typical market value, $68,153; your assessed value is often lower. Typical use.

Property tax$4,637
6.803% of $68,153
Flat charges on the tax bill$50
Sewer lateral repair fee $50
Electricity and gas$2,205
1011 kWh a month $1,527 · 31 therms $678
Water and sewer$2,076
6,000 gallons a month on Missouri American Water (St. Louis County): water $80, sewer $93 a month
TrashIncluded
Solid waste pickups and the recycling program are free to residents of single-family homes
Home insurance$1,872
Typical premium $1,872

A Richmond Heights house at the typical market value ($68,153) costs about $10,900 a year: $4,690 property tax and charges, $2,080 water and sewer, $2,210 electricity and gas, $1,870 home insurance; trash is paid through property tax. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Free bulk pickup
Bulk item pickup from Republic Services is free and unlimited to City of Richmond Heights residents.
How: Call Republic Services at (636) 947-5959 to schedule.
Sewer lateral repair reimbursement
The City's program reimburses up to $2,500 for qualifying sewer lateral repairs, once per property in a 10-year period.
How: Follow the City's Sewer Lateral Repair Program steps.

Money dates

Dec 31: Real estate taxes duein 57 daysProperty taxes must be paid or postmarked by December 31 of the year for which they are billed.

Who serves this house

Water: Missouri American Water (St. Louis County); The Rate W Water & Sewer Infrastructure Replacement Surcharge (WSIRA) is effective Aug. 15, 2026.
Property tax: 6.80% of value; 2026 city and library levies; 2025 other levies, Maplewood-Richmond Heights School District
Garbage: Republic Services; Trash, recycling and yard waste pickup every Wednesday.
Sewer: Metropolitan St. Louis Sewer District; MSD bills a base charge plus a volume charge.
Electricity: Ameren Missouri; Ameren UE is listed on the City of Richmond Heights phone-numbers page.
Gas: Spire; Spire Gas is listed on the City of Richmond Heights phone-numbers page.
Schools: Maplewood-Richmond Heights School District; Operating Funds-Schools residential rate for 2025 is 3.9788.

Pay or manage your bills

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How these numbers are made

Property tax: City of Richmond Heights and library 2026 estimated levies from the city's 2026 hearing notice (the 2026 ordinances set the rates at the ceiling): city $0.7050 per $100 (general $0.4940 plus pension $0.2110) and library $0.1580; Proposition S added 31 cents in April 2026. All other levies are 2025 State Auditor rates per $100: State 0.03, St. Louis County, community college, Special School District, zoo-museum, MSD and Maplewood-Richmond Heights School District 3.9788. Applied to 19% of the Census median home value ($358,700).
Also on the property tax bill: the $50 yearly sewer lateral fee. Richmond Heights has its own library district and fire service, so the county library and Mid-County fire district levies are not included.
Water: Missouri American Water Rate A for St. Louis County ($11.00 per month, $10.3749 per 1,000 gallons) plus the $0.75071 per 1,000 gallons surcharge effective Aug. 15, 2026, plus the $1.00 per month St. Louis County service line charge. Sewer: MSD base charge $34.85 per month plus $7.15 per CCF of winter-quarter water use.
Trash: no fee; the city says pickups are free to single-family homes. Electricity: Ameren Missouri Schedule 1(M) with a 4/12 summer and 8/12 winter weighted energy rate; the temporary fuel adjustment is not included. Gas: Spire Missouri rates for St. Louis County.
Richmond Heights collects a utility tax (7.35% of the city's revenue in fiscal 2023), but no per-bill rate was found in published sources, so no utility tax is added to the energy bills.
Gas: delivery charge is the simple average of the Nov-Apr ($0.50550) and May-Oct ($0.48671) per-Ccf rates plus the $0.61674 purchased-gas line from the Spire sheet; no tax is divided out. Spire and Ameren bill any city license or gross-receipts tax as a separate line (Spire sheet 14 language); no Richmond Heights per-bill rate for gas could be confirmed from a loadable official source, so none is added to the energy totals.
Sewer: MSD rates are as shown on the MSD residential-metered rates page on 2026-10-31; the page gives no effective date. MSD property-tax levies use the 2025 State Auditor figures (1.51¢, 7.45¢, 7.80¢); 2026 levies were not published when checked.
Insurance: $1,872 is the 2023 Missouri statewide average premium from the Department of Commerce & Insurance, not a St. Louis County or ZIP figure.
Gas rate modelled as the average of winter and summer delivery rates plus the purchased-gas line.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Richmond Heights house costs

What is the property tax rate in Richmond Heights?

About 6.80% of the value before exemptions a year (2026 city and library levies; 2025 other levies, Maplewood-Richmond Heights School District), plus flat charges on the same bill (Sewer lateral repair fee $50).

How much is property tax on a $500,000 house in Richmond Heights?

About $34,068 a year on $500,000 of the value before exemptions, including $50 of flat charges.

How much is the water bill in Richmond Heights?

About $173 a month for water and sewer at typical use (6,000 gallons a month) on Missouri American Water (St. Louis County).

How much does trash pickup cost in Richmond Heights?

Solid waste pickups and the recycling program are free to residents of single-family homes

How much does a house in Richmond Heights cost to run each year?

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