Wildwood, MO · Updated Oct 2026

What a Wildwood home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Wildwood house

$12,856a year · $1,071 a month

Starts at the typical market value, $94,202; your assessed value is often lower. Typical use.

Property tax$6,420
6.815% of $94,202
Electricity and gas$2,450
1011 kWh a month $1,630 · 31 therms $703 · utility gross receipts tax $117
Water and sewer$1,878
6,000 gallons a month on Missouri American Water (St. Louis County): water $74, sewer $78, utility gross receipts tax $4 a month
Trash$431
Republic Services: 95-gallon trash cart and 65-gallon recycling cart, weekly, $36 a month
Home insurance$1,678
Typical premium $1,678

A Wildwood house at the typical market value ($94,202) costs about $12,900 a year: $6,420 property tax and charges, $1,880 water and sewer, $430 trash, $2,450 electricity and gas, $1,680 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Bulk item pickup
Republic Services allows up to two bulk items per month, picked up on your last trash day of the month.
How: Call Republic Services in advance to schedule.

Money dates

Dec 31: Real estate taxes duein 56 daysProperty taxes must be paid or postmarked by December 31; later payments are subject to up to 18% interest per year plus a 2% penalty.

Who serves this house

Water: Missouri American Water (St. Louis County); Rates effective May 28, 2025; 5/8 or 3/4 inch meter.
Property tax: 6.82% of value; 2025 tax year, St. Louis County (Rockwood school district, Metro West fire district, MSD extension, tax code 110WE)
Garbage: Republic Services or Gateway Disposal; Republic Services serves urban areas and Gateway Disposal serves rural and private-road areas.
Sewer: MSD Project Clear; Sewer service is provided by MSD Project Clear.
Electricity: Ameren Missouri; Ameren Missouri maintains most streetlights outside the Town Center.
Gas: Spire; Spire East rates cover St. Louis County.

Pay or manage your bills

Other MO cities

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How these numbers are made

Property tax: St. Louis County 2025 Rate Book residential rates per $100 for tax code 110WE (Wildwood, Rockwood school district, Metro West fire district, MSD extension). Wildwood levies no city property tax. Other Wildwood codes differ: Monarch fire district (110WA-WC) is about 6.77 per $100 with no MSD levy, and some areas are in the Eureka fire district. Applied to 19% of the Census median home value.
Water: Missouri American Water St. Louis County rates ($11.00 monthly charge and $10.3749 per 1,000 gallons, which include its infrastructure surcharge); typical use is the company's 6,100 gallons a month. Wildwood Code 640.020 puts a 5% gross receipts tax on water service, so the 5% is applied to the water bill too.
Sewer: MSD base charge $34.85 plus $7.15 per CCF of winter-quarter water use. Homes outside MSD's sewer area use septic systems and pay neither the MSD levy nor the MSD bill.
Electricity: Ameren Missouri 1(M) energy charges averaged over 12 months (summer 15.60¢ for 4 months; winter 10.62¢ first 750 kWh / 7.14¢ over, 8 months), plus riders: FAC 0.445¢, EEIC 0.1905¢ (Feb 2026-Jan 2027) and RESRAM 0.207¢ (Feb 2026-Jan 2027), plus $9.00 customer charge and $0.19 low-income pilot charge. Gas: Spire East delivery 0.50550 winter / 0.48671 summer per Ccf (averaged 0.496105) plus total PGA 0.61674 per Ccf (Nov 26, 2025) = 1.1128 per Ccf, and $22.00 customer charge plus $2.11 ISRS monthly. WNAR weather adjustments are not included. Wildwood's tax is 5% on electricity and water and 4.8286% on gas (Code 640.020); 5% is applied to all as an approximation for gas.
Trash: Republic Services (urban and subdivision areas) $35.92 a month for trash and recycling (city page, rates update annually, effective-date year not stated); Gateway Disposal (large-lot and rural areas) charges $46.98 a month. Optional yard waste is not included.
Nothing here is legal, tax or insurance advice.

Sources

How Wildwood compares

A typical Wildwood house against the 43 Missouri cities we cover, using the same default numbers as the total above.

Per year	Wildwood	Median	Where it falls
Property tax rate	6.82%	5.64%	higher than 39 of the other 42 Missouri cities we cover
Water	$891	$680	higher than 26 of the other 42 Missouri cities we cover
Sewer and utility-bill fees	$986	$805	higher than 27 of the other 42 Missouri cities we cover
Trash	$431	$261	higher than 29 of the other 31 Missouri cities we cover
Electricity and gas	$2,450	$2,357	higher than 29 of the other 42 Missouri cities we cover
Home insurance	$1,678	$1,872	lower than 16 of the other 26 Missouri cities we cover
Total	$12,856	$8,070	higher than 39 of the other 42 Missouri cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Wildwood's property tax rate is 6.82%, higher than 39 of the other 42 Missouri cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Wildwood is 6.82%, higher than 39 of the other 42 Missouri cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Trash

The fact: Trash pickup here costs about $431 a year for the standard cart, higher than 29 of the other 31 Missouri cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $431 a year for the standard cart, higher than 29 of the other 31 Missouri cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Wildwood house costs

What is the property tax rate in Wildwood?

About 6.82% of the value before exemptions a year (2025 tax year, St. Louis County (Rockwood school district, Metro West fire district, MSD extension, tax code 110WE)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Wildwood?

About $34,077 a year on $500,000 of the value before exemptions.

How much is the water bill in Wildwood?

About $153 a month for water and sewer at typical use (6,000 gallons a month) on Missouri American Water (St. Louis County).

How much does trash pickup cost in Wildwood?

$36 a month for a house.

When is property tax due in Wildwood?

Dec 31: Real estate taxes due: Property taxes must be paid or postmarked by December 31; later payments are subject to up to 18% interest per year plus a 2% penalty.

How much does a house in Wildwood cost to run each year?

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