Ellisville, MO · Updated Oct 2026

What a Ellisville home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Ellisville house

$10,915a year · $910 a month

Starts at the typical market value, $69,654; your assessed value is often lower. Typical use.

A Ellisville house at the typical market value ($69,654) costs about $10,900 a year: $4,850 property tax and charges, $1,900 water and sewer, $0 trash, $2,500 electricity and gas, $1,680 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Bulky items and appliances picked up free
Bulky item and appliance collection is part of basic service at no additional cost.
How: Call Republic Services at 636-947-5959 to schedule.

Money dates

Dec 31: Real estate taxes duein 56 daysProperty taxes must be paid or postmarked by December 31; later payments are subject to up to 18% interest per year plus a 2% penalty.

Who serves this house

Water: Missouri American Water (St. Louis County); Rates effective May 28, 2025; 5/8 or 3/4 inch meter.
Property tax: 6.92% of value; 2025 tax year, St. Louis County (Ellisville, Rockwood school district, Metro West fire district, MSD extension, tax code 110A)
Garbage: Republic Services (city contract); Weekly curbside trash pickup at no direct cost to single family residences.
Sewer: MSD Project Clear; Sewer service is billed by MSD Project Clear.
Electricity: Ameren Missouri; Ameren MO is the only provider of electric in the City.
Gas: Spire; Spire Gas Company is the major provider of natural gas in the City.

Pay or manage your bills

Other MO cities

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How these numbers are made

Property tax: St. Louis County 2025 Rate Book residential rates per $100 for tax code 110A (Ellisville, Rockwood school district, Metro West fire district, MSD extension); every Ellisville residential code listed (110A, 110AC, 110AH, 110IS, 110XB-110YC) totals 6.9163. Applied to 19% of the Census median home value. The 2026 rate book was not published when checked.
The $28 yearly sewer lateral fee is the county's 2025 charge for Ellisville listed in the rate book's sewer lateral fee table.
Trash: the city pays Republic Services; single family homes pay no direct fee. The optional 90-gallon cart rental is not included.
Water: Missouri American Water St. Louis County rates ($11.00 monthly charge and $10.3749 per 1,000 gallons) at the company's 6,100 gallons a month typical use. Sewer: MSD base charge $34.85 plus $7.15 per CCF of winter-quarter water use.
Electricity: Ameren Missouri 1(M) energy charges averaged over 12 months (summer 4 months, winter 8 months) plus FAC, EEIC and RESRAM riders, $9.00 customer charge and $0.19 low-income pilot charge. Gas: Spire East delivery averaged summer/winter plus the purchased gas charge, $22.00 customer charge plus $2.11 ISRS.
Ellisville's 7% franchise fee on electric and natural gas receipts is stated in the city's 2025 preliminary budget; the 7% on water receipts is from the city's FY-2023 budget summary. The page applies it to electric, gas and water bills.
Nothing here is legal, tax or insurance advice.

Sources

How Ellisville compares

A typical Ellisville house against the 43 Missouri cities we cover, using the same default numbers as the total above.

Per year	Ellisville	Median	Where it falls
Property tax rate	6.92%	5.64%	higher than 41 of the other 42 Missouri cities we cover
Water	$891	$680	higher than 26 of the other 42 Missouri cities we cover
Sewer and utility-bill fees	$1,004	$805	higher than 28 of the other 42 Missouri cities we cover
Trash	$0	$261	lower than 30 of the other 31 Missouri cities we cover
Electricity and gas	$2,496	$2,357	higher than 33 of the other 42 Missouri cities we cover
Home insurance	$1,678	$1,872	lower than 16 of the other 26 Missouri cities we cover
Total	$10,915	$8,070	higher than 37 of the other 42 Missouri cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Ellisville's property tax rate is 6.92%, higher than 41 of the other 42 Missouri cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Ellisville is 6.92%, higher than 41 of the other 42 Missouri cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Trash

The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 30 of the other 31 Missouri cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 30 of the other 31 Missouri cities we cover. What drives that cost, and would you change anything about the service or the price?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,496 a year, higher than 33 of the other 42 Missouri cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,496 a year for a typical house, higher than 33 of the other 42 Missouri cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Ellisville house costs

What is the property tax rate in Ellisville?

About 6.92% of the value before exemptions a year (2025 tax year, St. Louis County (Ellisville, Rockwood school district, Metro West fire district, MSD extension, tax code 110A)), plus flat charges on the same bill (St. Louis County sewer lateral fee $28).

How much is property tax on a $500,000 house in Ellisville?

About $34,610 a year on $500,000 of the value before exemptions, including $28 of flat charges.

How much is the water bill in Ellisville?

About $153 a month for water and sewer at typical use (6,000 gallons a month) on Missouri American Water (St. Louis County).

How much does trash pickup cost in Ellisville?

$0 a month for a house.

When is property tax due in Ellisville?

Dec 31: Real estate taxes due: Property taxes must be paid or postmarked by December 31; later payments are subject to up to 18% interest per year plus a 2% penalty.

How much does a house in Ellisville cost to run each year?

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