Smithville, MO · Updated Oct 2026

What a Smithville home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Smithville house

$8,618a year · $718 a month

Starts at the typical market value, $290,600; your assessed value is often lower. Typical use.

Property tax$3,982
1.370% of $290,600
Electricity$1,663
1001 kWh a month $1,663
Water and sewer$2,711
7,000 gallons a month on City of Smithville: water $105, sewer $121 a month
Trash$261
Residential trash and recycling (flat), $22 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A Smithville house at the typical market value ($290,600) costs about $8,600 a year: $3,980 property tax and charges, $2,710 water and sewer, $260 trash, $1,660 electricity; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: lower trash, water and sewer base rates
Customers 65 and older can sign up for a reduction on residential trash and recycling and on the fixed water and wastewater rates.
How: Sign the agreement form and show proof of age; see the city's Senior Discount page.
Sump pump certification avoids a stormwater fee
Sewer accounts without a sump pump certification on file are charged a storm water fee.
How: Call (816) 532-3897 to schedule a sump pump inspection.
Winter sewer averaging
You can elect the residential average for the City of Smithville when signing up for a utility account.
How: To bill actual use instead, opt out before March 1 by calling City Hall at 816-532-3897.

Money dates

Mar 1: opt out of winter sewer averagingin 116 daysOpt out prior to March 1 to be billed actual monthly use for March through November.

Who serves this house

Water: City of Smithville; Resolution 1614 water rates; unless otherwise specified, these fees will be effective November 1, 2026.
Property tax: 1.37% of value; 2026 tax year, Clay County (City of Smithville, Smithville School District #27)
Garbage: GFL Environmental; Curbside trash and recycling by GFL Environmental.
Sewer: City of Smithville; Wastewater meter service charge plus a usage rate per 1,000 gallons of wastewater.
Electricity: Evergy; Platte-Clay Electric Cooperative also serves part of the area.

Pay or manage your bills

Other MO cities

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How these numbers are made

Property tax: Clay County 2026 levy compilation, rates per $100 of assessed value x 19% of the Census median market value; includes city, Smithville School District #27, county funds, Metropolitan Community College, library, Smithville Fire District #1 and Northland Regional Ambulance (Smithville district; also listed in the city-posted 2021 levy table). Part of Smithville lies in Platte County and is not modelled. Special districts and the Historic Downtown/210 Highway districts are not included.
Water and sewer: FY2027 Comprehensive Schedule of Fees, Resolution 1614 (Board of Aldermen, Sept 1, 2026), effective Nov 1, 2026, 3/4-inch meter: $18.26 water charge plus $12.92 per 1,000 gallons; $31.68 wastewater charge plus $13.22 per 1,000 gallons.
Trash: flat $21.79 a month on the utility bill (Resolution 1614, effective Nov 1, 2026), counted once. The $20 a month sump pump stormwater charge applies only to accounts without a certification and is not included.
Electric: Evergy Missouri West residential standard tier rates (summer 4 months and winter 8 months weighted, plus the $0.00876 per kWh fuel adjustment), raised 5% for the city's gross receipts tax on utilities (Bill 2980-23); whether Evergy shows it as a separate bill line was not confirmed, so this models it as passed through. The Evergy Missouri West tariff does not list Smithville by name; Evergy Missouri Metro's filed territory in Clay County ends at Twp. 52N, and Evergy Missouri West is assumed for Smithville (Twp. 53N) and the city names Evergy. Other riders are not included. Gas: Spire serves downtown and a few subdivisions only, so it is not modelled.
Nothing here is legal, tax or insurance advice.

Sources

How Smithville compares

A typical Smithville house against the 43 Missouri cities we cover, using the same default numbers as the total above.

Per year	Smithville	Median	Where it falls
Property tax rate	1.37%	5.64%	lower than 40 of the other 42 Missouri cities we cover
Water	$1,263	$680	higher than 41 of the other 42 Missouri cities we cover
Sewer and utility-bill fees	$1,448	$805	higher than 41 of the other 42 Missouri cities we cover
Trash	$261	$261	higher than 16 of the other 31 Missouri cities we cover
Electricity and gas	$1,663	$2,357	lower than 38 of the other 42 Missouri cities we cover
Total	$8,618	$8,070	higher than 26 of the other 42 Missouri cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Smithville's property tax rate is 1.37%, lower than 40 of the other 42 Missouri cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Smithville is 1.37%, lower than 40 of the other 42 Missouri cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $1,263 a year at typical use, higher than 41 of the other 42 Missouri cities we cover.

Ask: "Water here costs about $1,263 a year at typical use, higher than 41 of the other 42 Missouri cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,448 a year, higher than 41 of the other 42 Missouri cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,448 a year, higher than 41 of the other 42 Missouri cities we cover. What drives that cost, and would you change anything?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,663 a year, lower than 38 of the other 42 Missouri cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,663 a year for a typical house, lower than 38 of the other 42 Missouri cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Smithville house costs

What is the property tax rate in Smithville?

About 1.37% of the value before exemptions a year (2026 tax year, Clay County (City of Smithville, Smithville School District #27)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Smithville?

About $6,852 a year on $500,000 of the value before exemptions.

How much is the water bill in Smithville?

About $226 a month for water and sewer at typical use (7,000 gallons a month) on City of Smithville.

How much does trash pickup cost in Smithville?

$22 a month for a house.

Can seniors lower their property tax or bills in Smithville?

Yes. Seniors 65+: lower trash, water and sewer base rates: Customers 65 and older can sign up for a reduction on residential trash and recycling and on the fixed water and wastewater rates.

How much does a house in Smithville cost to run each year?

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