What a Shrewsbury home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $51,262; your assessed value is often lower. Typical use.
- Property tax$3,374
6.583% of $51,262
- Electricity and gas$2,205
1011 kWh a month $1,527 · 31 therms $678
- Water and sewer$2,076
6,000 gallons a month on Missouri American Water (St. Louis County): water $80, sewer $93 a month
- Trash$205
95-gallon trash cart with 65-gallon recycling cart and yard waste, $17 a month
- Home insurance$1,872
Typical premium $1,872
A Shrewsbury house at the typical market value ($51,262) costs about $9,700 a year: $3,370 property tax and charges, $2,080 water and sewer, $210 trash, $2,210 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Missouri Property Tax Credit
Certain individuals are eligible to claim up to $1,100 if they pay real estate tax on the home they own and occupy.
How: See the Missouri Department of Revenue Property Tax Credit Claim page.
Money dates
- Dec 31: Real estate taxes duein 56 daysProperty taxes must be paid or postmarked by December 31 of the year for which they are billed.
Who serves this house
- Water
- Missouri American Water (St. Louis County)
- The Rate W Water & Sewer Infrastructure Replacement Surcharge (WSIRA) is effective Aug. 15, 2026.
- Property tax
- 6.58% of value
- 2025 tax year, St. Louis County
- Garbage
- Meridian Waste
- Weekly trash, recycling and yard waste, and quarterly bulk pickup, under the city's contract.
- Sewer
- Metropolitan St. Louis Sewer District
- MSD bills a base charge plus a volume charge.
- Electricity
- Ameren Missouri
- Listed on the City of Shrewsbury utilities page.
- Gas
- Spire
- Listed on the City of Shrewsbury utilities page.
- Schools
- Affton 101 School District
- Operating Funds-Schools residential rate for 2025 is 3.649.
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How these numbers are made
- Property tax: 2025 State Auditor residential levies per $100: City of Shrewsbury 0.801 (general revenue), St. Louis County Library District 0.171, Affton 101 School District 3.649, plus the St. Louis County, State, community college, Special School District, zoo-museum and MSD levies shared across the county. Applied to 19% of the Census median home value ($269,800). The Census place-boundary and school-district layers put about 60% of the city's area in Affton and about 40% in Webster Groves (levy 3.0848), so Webster Groves homes pay about 0.56 per $100 less in school levy.
- Shrewsbury has its own fire department, so no fire district levy is included; the State Auditor lists only a general revenue levy for the city. No flat charges were found on the Shrewsbury tax bill.
- Water: Missouri American Water Rate A for St. Louis County ($11.00 per month, $10.3749 per 1,000 gallons) plus the $0.75071 per 1,000 gallons surcharge effective Aug. 15, 2026, plus the $1.00 per month St. Louis County service line charge. Sewer: MSD base charge $34.85 per month plus $7.15 per CCF of winter-quarter water use.
- Trash: Meridian Waste $17.09 per month for the 95-gallon cart, billed quarterly. Electricity: Ameren Missouri Schedule 1(M) with a 4/12 summer and 8/12 winter weighted energy rate; the temporary fuel adjustment is not included. Gas: Spire Missouri St. Louis County rates, delivery averaged over winter and summer plus the purchased-gas line.
- No Shrewsbury per-bill utility tax rate was found, so none is added. Insurance: $1,872 is the 2023 Missouri statewide average premium from the Department of Commerce & Insurance.
- Nothing here is legal, tax or insurance advice.
- Water tariff
- Water surcharge tariff
- MSD rates
- Spire rates
- Ameren rate 1(M)
- MO DCI 2023 Homeowners Insurance Report
- Source
- Source
- Source
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- Missouri STC definitions
- Missouri American Water rates
- St. Louis County delinquent tax page
- State Auditor: City of Shrewsbury
- State Auditor: Affton 101 School District
- State Auditor: St. Louis County Library District
- Census QuickFacts Shrewsbury
- City utilities page
- City waste page
- Meridian Waste Shrewsbury rate
- Missouri Property Tax Credit FAQ
Common questions about Shrewsbury house costs
What is the property tax rate in Shrewsbury?
About 6.58% of the value before exemptions a year (2025 tax year, St. Louis County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Shrewsbury?
About $32,914 a year on $500,000 of the value before exemptions.
How much is the water bill in Shrewsbury?
About $173 a month for water and sewer at typical use (6,000 gallons a month) on Missouri American Water (St. Louis County).
How much does trash pickup cost in Shrewsbury?
$17 a month for a house.
How much does a house in Shrewsbury cost to run each year?
A Shrewsbury house at the typical market value ($51,262) costs about $9,700 a year: $3,370 property tax and charges, $2,080 water and sewer, $210 trash, $2,210 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.