What a Jackson home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $45,600 of value before exemptions. Typical use.
- Property tax$2,333
5.117% of $45,600
- Electricity$1,484
1001 kWh a month $1,484
- Water and sewer$1,141
7,000 gallons a month on City of Jackson: water $50, sewer $45 a month
- TrashNot included
Flat fee on the City of Jackson utility bill
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A typical Jackson house costs about $5,000 a year: $2,330 property tax and charges, $1,140 water and sewer, $1,480 electricity; trash is billed separately, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Money dates
- 20th of each monthUtility bill must be received by 5:00 p.m.; after that a 10% penalty (minimum $10) applies
Who serves this house
- Water
- City of Jackson
- In-town: $21.55 Service Availability Charge and $4.26 per 1000 gal for all usage.
- Property tax
- 5.12% of value
- 2026 tax year, Cape Girardeau County (City of Jackson, Jackson R-II)
- Garbage
- City of Jackson
- Flat sanitation fee on the city utility bill.
- Sewer
- City of Jackson
- Monthly charge plus a flow charge per 1,000 gallons of water used.
- Electricity
- City of Jackson
- City electric rates are published in the City's annual rate notice.
Your water
- Source
- The water comes from groundwater wells.
Other MO cities
Springfield home costsIndependence home costsSt. Charles home costsBlue Springs home costsSt. Peters home costsLiberty home costsWildwood home costsRaytown home costsGrandview home costsRaymore home costsBelton home costsWebster Groves home costsOzark home costsRolla home costsCreve Coeur home costsLake Saint Louis home costsManchester home costsFerguson home costsClayton home costsKirksville home costsGrain Valley home costsDardenne Prairie home costsMarshall home costsFestus home costsFulton home costsWest Plains home costsCrestwood home costsBolivar home costsTown and Country home costsMexico home costsExcelsior Springs home costsSmithville home costsEllisville home costsMonett home costsKennett home costsColumbia home costsUniversity City home costsRepublic home costsWarrensburg home costsSikeston home costsTroy home costsMaryville home costsHarrisonville home costsWarrenton home costsOak Grove home costsDes Peres home costsSunset Hills home costsRichmond Heights home costsOlivette home costsBrentwood home costsPark Hills home costsNevada home costsSullivan home costsBoonville home costsCameron home costsValley Park home costsCottleville home costsBattlefield home costsShrewsbury home costsGlendale home costsOdessa home costsWright City home costsTrenton home costsSt. Robert home costsCaruthersville home costsParkville home costsLadue home costsPerryville home costsMaplewood home costsWillard home costsMarshfield home costsClinton home costs
How these numbers are made
- Electric: City of Jackson residential single-phase rate in the 2026 Annual Rate Notice, effective with the February 1, 2026 utility bill; usage default is EIA's Missouri residential average.
- Water and sewer: the same notice's in-town rates (water $21.55 + $4.26 per 1,000 gallons; sewer $17.65 + $4.04 per 1,000 gallons of water used). A $0.44 Primacy Fee for meters 1 inch or smaller is also listed; the notice does not state its billing period, so it is not included.
- Property tax: Cape Girardeau County Clerk's certified 2026 levies per $100 of assessed value for City of Jackson, Jackson R-II, county funds, Riverside Regional Library and the State. The county 'Surcharge' (0.3690) is not applied to residential homes. Fire protection is by the city; no fire district levy appears for Jackson.
- The starting value is the Census median market value times Missouri's 19 percent residential assessment ratio; it is not the assessor's median.
- Natural gas and home insurance are not modelled.
- Nothing here is legal, tax or insurance advice.
How Jackson compares
A typical Jackson house against the 43 Missouri cities we cover, using the same default numbers as the total above.
| Per year | Jackson | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 5.12% | 5.64% | lower than 27 of the other 42 Missouri cities we cover |
| Water | $603 | $680 | lower than 25 of the other 42 Missouri cities we cover |
| Sewer and utility-bill fees | $538 | $805 | lower than 33 of the other 42 Missouri cities we cover |
| Electricity and gas | $1,484 | $2,357 | lower than 40 of the other 42 Missouri cities we cover |
| Total | $4,958 | $8,070 | lower than 39 of the other 42 Missouri cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $538 a year, lower than 33 of the other 42 Missouri cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $538 a year, lower than 33 of the other 42 Missouri cities we cover. What drives that cost, and would you change anything?"
2. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $1,484 a year, lower than 40 of the other 42 Missouri cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $1,484 a year for a typical house, lower than 40 of the other 42 Missouri cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Jackson house costs
What is the property tax rate in Jackson?
About 5.12% of the value before exemptions a year (2026 tax year, Cape Girardeau County (City of Jackson, Jackson R-II)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Jackson?
About $25,586 a year on $500,000 of the value before exemptions.
How much is the water bill in Jackson?
About $95 a month for water and sewer at typical use (7,000 gallons a month) on City of Jackson.
How much does trash pickup cost in Jackson?
Flat fee on the City of Jackson utility bill
How much does a house in Jackson cost to run each year?
A typical Jackson house costs about $5,000 a year: $2,330 property tax and charges, $1,140 water and sewer, $1,480 electricity; trash is billed separately, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.